• Report: #163412
Complaint Review:

Advantage America Benifits

  • Submitted: Fri, November 04, 2005
  • Updated: Thu, November 17, 2005

  • Reported By:quarryville Pennsylvania
Advantage America Benifits
1900 Howell Branch Rd. Suite 4-7 Winter Park, Florida U.S.A.

Advantage America Benifits ripoff got my 17 year old daughter to give them my accont number and took 3 payments from my accont Winter Park Florida *EDitor's Suggestions on how to get your money back into your bank account!

*Consumer Comment: I reached advantage america

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Advantage America Benifits Company called my home and spoke to my 17 year old daughter while i was at work.

They promised her a $5000 grant from the goverment if she would allow them to take money from her checking account. Ashley told them she didnt have a checking accont but her mother did.

They then told her it would be ok to give them her mothers accont number. So she did.

They have taken $49.95, $299.95 before i caught it. I called them and told them they had no right to take my money and they told me in 14 days my money would be refuned and no more money would be taken out of my account.

They still have not put my money back plus they have taken more another$19.95. What really makes me mad is the money in the accunt was from a life insurace policy that came from my mother who passed away in july of 2005.

I want my money back.

quarryville, Pennsylvania

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 11/04/2005 06:46 PM and is a permanent record located here: http://www.ripoffreport.com/reports/advantage-america-benifits/winter-park-florida-32792/advantage-america-benifits-ripoff-got-my-17-year-old-daughter-to-give-them-my-accont-numbe-163412. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

I reached advantage america

AUTHOR: Tonya - (U.S.A.)

My name is Tonya Fuller from Phoenix. I sent in a ripoff story already. I just wanted to let everyone know, that on November 17, I called advantage america, and was able to speak to a representative. After checking my account, I noticed that they tried to take $299.95 out of my account again. They did not know that I had a memo on my account that permitted them from access to my account. The representative informed me that I would take 4 to 6 months to recieve the $12,500, and the $299.95 was for a welcome book that I never seen, or I did not order. She claimed that she couldn't find my file, suprise, suprise. I informed her of the knowledge of their scam, I let her know that I had filed a fraud investigation against her company. She said that she would refund the money. I'm sure that,s not going to happen. I let her know that the account was still open, so that when they try to take money out of that account, the bank and the fraud investigators would use their information to incriminate them. The lady hung up. For those who
have been ripped off, the lady name is Jade Estrella. Hopefully they will stop this scam, and quit trying to rip people off.
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