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Report: #526890

Complaint Review: ADVANTAGE CLAIMS RECOVERY GROUP - Internet

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  • Reported By: Pam Davis is stealing millions — Denver Colorado United States of America
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  • ADVANTAGE CLAIMS RECOVERY GROUP Internet United States of America

ADVANTAGE CLAIMS RECOVERY GROUP Pam Davis Advantage ,specifically Pam Davis embezzled millions of dollars from doctors and insurance companies nationwide, Internet

*Consumer Comment: James Baxter is a racist, Drug using pathological liar

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Advantage Claims Recovery Group owned by a crooked Nigerian-connected couple named Pamela Davis and Richard Davis who are stealing money from doctors and insurance companies by the millions.  American Home Assurance Insurance Company who is represented by attorney Jeremy Lunn of the Silvera Law Firm in Dallas, Texas is sending checks for medical bills to Pamela Davis instead of to the doctor that rendered the services.


I am a doctor and a doctor friend of mine called me and told me that Advantage Claims Recovery Group had embezzled a fortune from him.  He asked to help him and he assigned all his receivables to me.  I began investigating and contacted American Home Assurance Company to inquire about approximately $9000.00 in insurance checks that they had sent out, but the doctor had never received.  American Home Assurance referred me to their attorney, Jeremy Lunn and Lunn investigated, called me back and told me that all the checks had been sent to and had been cashed by Pamela Davis.  At my insistence he sent me the claim forms, front and back copies of the cashed checks and a letter and copy of the contract sent to him by Pamela Davis.  Examination of the checks revealed that they had been made out to the doctor, but they were sent to Pamela Davis P. O. Box instead of to the doctors address that was clearly written on the original claim forms the doctor submitted to American Home Assurance Company.  In Pamela Davis letter to Jeremy Lunn she stated that the doctor had authorized her to rebill his insurance and she attached a contract that she said the doctor signed.  I sent the contract to the doctor and the doctor told met that he had never signed a contract and the signature on this contract was a forgery.  The doctor signed a sworn affidavit to that effect and I sent this to Jeremy Lunn.  I initiated a lengthy teleconference with Lunn and told him everything I had discovered.  I told him that American Home Assurance was required by law to process only properly completed claim forms and that the claim forms Advantage had sent to American Home Assurance without the doctors knowledge or consent were obviously forged and bogus.  Furthermore, the doctor never gave Advantage authorization to send his bills to American Home Assurance and the doctor swore under oath that the contract was a forgery.  I then demanded that Lunn send replacement checks to the doctor and further demanded that he direct the insurance company to pay the doctor the interest that was owed by law because the carrier took more than 60 days to pay the doctors bills, in fact they took more than two years.  Jeremy Lunn refused to reimburse the doctor, and refused to pay the interest that was owed to the doctor.  I then told him that as an officer of the court, he had a duty to report Pamela Davis and Advantage Claim Recovery Group to the proper authorities for criminal prosecution and he refused to do this as well.


It is abundantly clear from the evidence that Advantage Claims Recovery Group and Pamela and Richard Davis are committing forgery, fraud, mail fraud, wire ,fraud and insurance fraud.  They are forging documents, forging doctors signatures on the documents, and opening up hundreds of P. O. boxes across the country without the doctors knowledge or consent and are tricking the insurance companies into sending reimbursement checks meant for the doctors to Advantages numerous P.O. boxes around the country.  It is also clear that the insurance companies with their attorney,Jeremy Lunn and Advantages attorneys,Randy Ackerman and Savage are actually helping Advantage to commit these crimes.  I supplied overwhelming documentation to prove my case which should have resulted in American Home Assurance obeying the law and sending the doctor reimbursement checks and paying the doctor the interest that they owed him for violating the law and taking two years to pay his but they refused. This is an egregious situation and something needs to be done about it.  Advantage, Pamela and Richard Davis, American Home Assurance, Jeremy Lunn ,the Silvera law firm,Randy Ackerman,and Ackerman and Savage need to be brought to justice.

This report was posted on Ripoff Report on 11/21/2009 01:39 PM and is a permanent record located here: https://www.ripoffreport.com/reports/advantage-claims-recovery-group/internet/advantage-claims-recovery-group-pam-davis-advantage-specifically-pam-davis-embezzled-mill-526890. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

James Baxter is a racist, Drug using pathological liar

AUTHOR: Concerned citizen - (United States of America)

POSTED: Tuesday, November 24, 2009

The information which follows is provided in response to numerous recent internet postings (beginning 11/17/09)  by James C. Baxter submitted anonymously under a variety of pseudo-individuals. The information below may be corroborated through the Harris County, Texas litigation case file and the deposition testimony of James Baxter. (see below for specific case and contact information).

 

James C Baxter (Baxter) is a racist, delusional, disgraced Texas chiropractor unable to hold a job or make a living through normal means. He is an admitted drug user and abuser (Morphine and Oxycontin), pathological liar, thrice divorced loner who set up dozens of Texas corporations in a feeble attempt to disguise his real person and to avoid a multitude of creditors and judgments which have been rendered against him individually and/or his companies. Baxter has been investigated by numerous law enforcement agencies, been charged with multiple crimes, has been placed on criminal probation. His business offices have been raided by the FBI and he has been disciplined by the Texas Board of Chiropractic Examiners. Baxter has also filed for bankruptcy on numerous occasions. In 2009 alone, Baxter filed for bankruptcy protection twice. He is truly a pathetically sad, disturbed individual who needs professional mental help. Baxter initiated litigation against Advantage Claims Recovery Group, Inc. (Advantage), a Texas corporation, seeking damages. The following is a general history of the relationship between Baxter and Advantage.

 

In February, 2003, Baxter approached Advantage at their corporate offices in Dallas, Texas. Before its initial meeting with Baxter, Advantage had never worked with or heard of Baxter.

 

Advantage provides very specialized collections services to the medical industry. It works to collect money on aged medical receivables, which have previously been submitted to insurance providers but were rejected in part or in whole. More simply, medical professionals seek Advantage services only when the professional has tried and failed to collect on their accounts from the insurance companies and the accounts have become stale.

 

Advantage offers two compensation options to the medical professionals who seek its collection services.  If requested, Advantage will enter into a contingency fee agreement with the professional in which Advantage and the professional split (approximately 50/50) the money recovered on the files submitted to Advantage by the professional (Option 1). Alternatively, Advantage will purchase the professionals receivables for cash (Option 2). The professional may choose either option which are listed and described in no particular order.

 

Baxter chose the Option 1 and signed a contract with Advantage which defined the obligations of each party. Baxter also provided a copy of his Texas drivers license to prove his identity to Advantage. With the Option 1, Baxter delivered his stale patient files to Advantage and Advantage commenced work. Over its many years of operation, Advantage has learned that a certain percentage of the funds recovered through its work is sent directly to the professional [client] and a certain percentage of funds recovered is sent to Advantage. Advantage began collecting on the Baxter files and sent Baxter the required monthly reports, copies of the payments received and Baxters share of the money collected. Over several months, Advantage sent Baxter approximately $50,000 along with its periodic reports. During that same period, Baxter never sent a report or payment to Advantage and avoided providing any information to Advantage required under their contract. When Advantage discovered that Baxter had received money but had not reported it to Advantage, Advantage made demand on Baxter for a complete accounting. Instead of honoring his agreement, Baxter terminated the contract with Advantage and filed a lawsuit against Advantage in the 164th District Court of Houston, Texas, Cause No, 2005-37518 styled Protech Evaluation Services, Inc and James Baxter et al vs. Advantage Claims Recovery Group, Inc. et al. Baxter sought $12,000,000.00 in damages. Among many other allegations and claims, Baxter alleged that he [Baxter] suffered diminished mental capacity and that Advantage somehow duped him into signing the Advantage contract. When Advantage sought Baxters medical records to support his diminished capacity claim, Baxter refused to provide his medical history documents then abandoned this allegation. Baxter also alleged Advantage wrongfully and illegally collected on his patients files. Conveniently, Baxter had no problem accepting the money Advantage sent to him before Baxter unilaterally terminated the contract between him and Advantage. Baxter also has alleged that Advantage and its principals are members of or connected to the Russian and Nigerian mafia. In various pleadings and in his deposition, admitted he injected morphine and used Oxycontin. Baxter also testified under oath that he is a professional race car driver. When pressed, he could not produce a racing license nor identify where he was sanctioned to race.

 

Over 4 years of litigation, Baxter has been represented by three different Houston law firms. All of Baxters attorneys are reputable and have been very capable. Each has withdrawn and dismissed Baxter because of his fabrications. None of Baxters attorneys charged Baxter for their services to him; each represented Baxter on a contingency legal fee basis which means that Baxters attorneys planned to be paid when they collected on Baxters claims from Advantage. Thus, Baxter cannot say that he could not afford the legal fees he was charged because he [Baxter] would only be obligated to pay legal fees from money collected if he prevailed.

 

In 2008, the Court ruled that Baxter failed to present ANY evidence in support of his scurrilous claims against Advantage. The Court signed numerous summary judgments orders in favor of Advantage and against Baxter dismissing all of Baxters claims against Advantage. IN OTHER WORDS, BAXTER LOST!!! The sole claims remaining in the current litigation are Advantages claims against Baxter for breach of contract.  Advantage expects to prevail. In Advantages almost two decades of services to thousands of medical professional, it has been sued only once by a client. That client was James C Baxter.

 

If the reader desires additional documentation, copies of court orders or information in support of the above, including but not limited to the notarized signature of James Baxter as well as a copy of Baxters Texas Drivers License, you may contact the 164th District Court of Harris County, Texas (Case No. 2005-37518),

 

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