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Report: #755639

Complaint Review: AFNI, Inc - Bloomington Illinois

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  • Reported By: boudicca — St. Charles Illinois United States of America
  • Author Not Confirmed What's this?
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  • AFNI, Inc 404 Brock Dr, Bloomington IL 61702 Bloomington, Illinois United States of America

AFNI, Inc Zombie debt T-mobile bill trying to get nearly $200 Bloomington, Illinois

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I'm so glad I learned to research the companies trying to collect debt from me before assuming that I owe them money. I did have a T-Mobile account about 8 years ago, and I did stop paying it and it went into default and the account was closed. Then I paid it off, hopefully legitimately, a few years ago. 

Now I've gotten a letter from AFNI, Inc offering a settlement of $198, half of the alleged balance I owe. 

The letter from them is less harassing and demanding than other collection letters I've gotten from various companies, but after a quick Internet search I see that means nothing. It took about 30 seconds to discover that this company is a scam. It would be so easy to say all collection agencies are scams, but really they serve a purpose when they are legitimate.

I am fully aware that debts need to be paid and I have a responsibility to make financial restitution - i.e. they don't want my money, they want their money back. Totally understandable. HOWEVER, dredging up old and expired debt to make a profit is just bullying and harassing. 

I am sending them a debt validation request tomorrow. They will be mad, just like the last one was (Blackmon, Lafyette and Associates, FYI) but they will go away. 

This report was posted on Ripoff Report on 07/20/2011 09:22 AM and is a permanent record located here: https://www.ripoffreport.com/reports/afni-inc/bloomington-illinois-/afni-inc-zombie-debt-t-mobile-bill-trying-to-get-nearly-200-bloomington-illinois-755639. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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