AFT Business Services, INc AFT Credit Services Fraud Alert! Internet

All it took was a few weeks for the truth to come out about AFT Business being a FRAUDELENT COMPANY!

From reading the previous post from Dave.  You can go onto the BBB website and read all about the FRAUD!

www.la.bbb.org

And there it was for your veiwing pleasure! 

Hey Mike,  do you want to try and delusionally say that the BBB is one of your competitors and is trying to SHUT you down.

Isnt this where you told everyone to go to get the truth about your Company.

The VEIL has been removed!!!

                Take a look at the Rating from the BBB

There is no disputing it!!   BEWARE!!

www.la.bbb.org

Company Rating F     

"We strongly question the company's reliability for reasons such as that they have failed to respond to complaints,  their advertising is grossly misleading,  they are not in compliance with the law's registration requirements,  their complaints contain especially serious allegations,  or the company's industry is known for its fraudelent business practices."

Complaint Experience

The company has generated a pattern of complaints alleging unfulfilled contracts and failure to obtain corporate credit advertised.  Complainants allege they purchased incorporation assistance and services to help them establish large lines of credit.  Although complainants are advised the credit would be available shortly after thier incorporation,  clients reported no lines were established on behalf of their business,  and they were unable to obtain refunds.  Others claimed they received no information or services at all,  and the company refused calls aand other attempts to make contact once their money was received.  Most complainants request refunds.  The company responds to few complaints by issuing refunds or explaining why the complainant is ineleigible for refund.

STAY AWAY FROM AFT!!!!!

As promised, I said I would let this board know when a refund was received. In today's mail, I received (3) checks of $249 each from AFT for the total amount of the $747.00 I paid in. Mike and his company did refund the full amount as he stated they would.

This case is now closed and I will move on with no hard feelings. This business deal did not work out and it is now time to shake hands and move forward.

Thank you Mike for doing the right thing.

Best regards and good luck.

Are you to busy SCAMMING others???

You promised Jeff a FULL REFUND!

Are you LIEING ???????

Well Mike, I will let this board know WHEN and IF I receive a refund but I Have NOT received any type of REFUND as you state and furthermore, I have not received a phone call to arrange for the refund. If you HAD refunded my money, I would suspect that you would tell me exactly HOW you refunded my money.

I am growing tired of you stating you REFUNDED my money when in fact you have NOT! If you do, I said I will post the date of the refund and amount immediately so everyone can see the issue was resolved. Until such time, I have NOT received any refund nor personal communication from YOU or your firm.

I again WAIT for this refund.

Jeff

To the original poster I apologize that our service could not help you, we strive to be the leader in our industry and it is ironic that the one company that is a target of the competition for exposing the scams in our industry received such complaint. You have been issued a full refund and we wish you the best, I'm sorry my staff was unable to help you.

In regards to the fake posts from IUG and strong business credit this is just pathetic and pitiful. Ilya you posted the exact same thing posing as Sam on both Corporate Credit Concepts and UBS business credit. This attempt to falsely and repeatedly post on the other companies in this industry due to your company being exposed by AFT is true grounds for a lawsuit. There is NO media, lawsuits or anything of that nature on any company as you know but your own.

For any clients that doubt this please see the following links with the EXACT same fake posts posing as a client on other companies in our industry, and the following link is the scammer behind this nonsense.

http://www.ripoffreport.com/credit-debt-services/corporate-credit-con/corporate-credit-concepts-and-2dzee.htm

http://www.ripoffreport.com/credit-debt-services/corporate-credit-con/corporate-credit-concepts-and-2dzee.htm

http://www.complaintsboard.com/complaints/business-credit-c258677.html

http://aftcredit.com/main/who.htm

Again if there are any real complaints about our service I an always be reached directly as I personally welcome each client to our program and give them my direct line. I sincerely apologize about my initial comments (and spelling errors) and this is not how we normally handle business but in all our years I had never seen such nonsense.

For any questions about AFT please see the BBB of LA where you will find the highest rating in our industry (and only real clients can relate any real issues I might add) We are in the business of helping clients but are not a miracle, some of our clients are in the most desperate of situations and as one of the oldest online services we have seen hundreds of scams come and go, so it is very ironic to see an unhappy client but in this case I offer my apology and full refund to the original poster.

Again to see the real scams and to beware of predatory selling, things from shelf corps, to nonsense about $250,000 in cash business credit with bad personal credit please see our full report and reviews here.

http://aftcredit.com/main/who.htm

And to Ilya Bodner at IUG you have to be kidding Ive never seen anything more pitiful in all my years and that desperate attempt to bring us into your companys problems was just ridiculous. We will continue to post our straight forward and honest assessment of our competition and never resort to lies.

I hope I have addressed this posting and will not reply to any more of these or any other type of false reports and hope the client can see these types of things for what they are. If you have any other questions about our business or our ethics in helping clients with any known issues please see the Better Business Bureau for how we handle things accordingly.

This company is just Pathetic preying on new business owners.

The owner Mike talks a good game to get your business but now he doesnt want to refund you your money!

What is that guarantee for??  Just a ploy!

Hello Gentleman,

I want to thank you for OUTING this FRAUDELENT company AFT Business Services.

Thanks to your posts I was able to GET A Full REFUND!  My credit card company was more than willing to represent me in my dispute!

I have never experienced such an AMATEURISH Company that offers no service.

The red flag should have been the CHILDISH website that was so unprofessionally designed and was always under construction.

They use it as a tool to hide behind!

After I complained about the horrible service,  they would come back with apologies and immediatelythrow their employees under the bus.  How pathetic!!  What company does that!

Amanda, said they had fired my credit tech named Kathy for her level of service.

And then was reassigned Stephanie as my new credit tech.

Well...Hello...She was my original tech that they had originally been reassigned because of her level of service.  Are you kidding me!!! 

How about the LEVEL of SERVICE from the whole SCAM COMPANY.

But the best is yet to come.

They have the owner Mike call me.

Now I know why they hide behind that Awful website!!

He began to speak to me and was a STAMMERING FOOL!!.  He could not articulate complete sentences.  Stay away from the phone MIKE!

I sat quiet PAINFULLY listening to him talk in circles.  How were we going to solve the problem. He had no answers.  SILENCE.  Finally he asked if he could call me back.  How did that work for you MIKE?  He went back to hiding behind his safety blanket the "WEBSITE"

And no he never called me back!  Surprise..surprise

Hello Jeff.....DID YOU GET YOUR PROMISED REFUND???    please respond 

To all the consumers out there..STAY AWAY from AFT BUSINESS Services

And if you are already a VICTIM...follow the advice from the posts to FIGHT BACK and get A REFUND!!  

The reason why,  they do not offer a SERVICE.  It is a FRAUD!

THey tell you they wil report your fees to Experian Business to help develop that sideof the credit portfolio.  But they do not deliver. 

Well Mike, tomorrow is Friday - a business week since you stated you would be giving a refund. So far, I have seen no action and NO refund!

Waiting to see just how true your words are.

You have my number - feel free to call to resolve this.

Hello Jeff,

Hows the PROMISED refund coming from our FRAUDELENT company AFT Business Services??

All lip service...the owner is a LIAR....why wont they just give you a refund as promised??

TOTAL FRAUD!!

I went through almost the same thing with Mike Berrier. He is a very rude man with no integrity. What he wrote here, is almost exactly what he said to me and about me. I will be making a complaint to the attorney General as well. Thanks for posting the address, because I have been trying to send a letter form my attorney, first step in taking them to court.

Mike, Pete, Katy and Stephine if any of you read this, remember this... You will have to pay for your scam one  way or another for ripping people off. Nothing good comes to those who knowingly steal, cheat and lie. What goes around, comes around... ALL of you will be named in Law Suite. 

The owner is trying to save face to all the readers about his fraudelent company.

He is trying  to distort that I am not a real VICTIM but yet a competitor.

How desperate!!

Nothing he says is the truth.  Of course he has not given you a refund,  he has not even contacted you to discuss your previous posts.

He just hides behind that CHEESY ,  Mickey Mouse website because he knows there is no service to offer!  How much effort was used to create that??

They have constant turn over within because once the employees find out the SCAM he is running they quit!

Most of the time the website is being updated...with what???  Basic "credit 101" information that can be obtained on the internet.

The investigator from the Attorney General agreed with you when you wrote

"Be very cautious about a company that does not list their physical address on any documents. I was smart enough to get their personal information as well as the owners name "MIKE BERRIER" through my own channels. I also have an address of 220 Newport Center Drive Suite #11-425, Newport Beach, CA 92660 and a phone of 949-612-2710."

Lets wait and see what LIES this Con Artist will respond with!!

This is just an update to the "Owner of the Company" - to date, no refund has ever been received. If it had, as promised I would certainly have done an update here to let everyone know the issue was resolved and we both decided to go our own ways.

I have NO personal issue against AFT Credit Services. I simply either want what I paid for or a refund. Plain and simple.

Should this firm decide to do either, I WILL post the update and that will be the end to this story.

Thank you!

Just an added note that the second poster is a competing business in our industry whom is angry that we have posted the scams that we have found online. They are in now way now or ever have been a member of our service, and if they were would like to see proof otherwise. We have No lawsuits of any kind and their is no complaints with attorney general or otherwise, we would rather spend time helping clients that pursuing criminal charges against this company for the fraudulent posting but if you are reading this please be aware that this is the case. Many time companies will go to sites like this or forums and post fake complaints similiar to the ones they recieve or even more fraudulant out right lies posting as clients to their own service. AFT would never be part of this, the original poster has had their monies returned and I apologize that my staff felt your account was to much to handle. If you want to know more about the scams in our industry and see who the second poster works for please follow this link.

http://aftcredit.com/main/who.htm

Otherwise we would like for this poster to prove anything they have said, if we had something to hide or their was any truth in this nonsense whatsoever they could prove it. If you are a scam organization giving our industry a bad name their has to be another way to make money than by lieing and slandering the legitamate companies that you cannot compete with.

Don't you think that if the media, attoney's general's office, on and on had an issue we might know about it. I have no Sam in our system, calling and lieing to your credit card company is fraud after a company has tried to help you.

AFT has never had any lawsuits, and the only business credit building company to maintain a good BBB rating becasue of our total dedication to our clients. The original poster we will return your $750 and wish you the best of luck. To the second what is the point of lieing and talking about media and attorney general and whatever other slander that has no basis in fact? Especially since you have only cost our company and your own time and money and apparently have paid nothing?

Unfortunatley we are in a business that tries to help companies that are sometimes in a very desperate situation financially, we are in this business and have been longer than anyone and try to give the honest facts about what can be done as we have seen our industry deteriorate with scams along with the economy.

Best of luck to both of you

Hello Sam-

Thank you for the information. I will in fact look into it. Unfortunately, per their program, I had a direct deduction for the fees withdrawn from my checking account- 3@$249.00 so I will not be able to dispute the charge.

It is unreal that they continue to send me emails (Bulk Email) claiming how great they are and even go so far as to call all their competitors "Scam Artists". I received (2) emails last night.

The $747.00 deal that he spoke of that they had to do alot of work to help me was not such a deal. He makes it sound like he did ME a favor but they have "EXTENDED" this great special............. hmmmmm.

Also, a point of interest - all their advertisements state they have been doing this for numerious years (12) and if you look, they were a registered business in 2008. Also, their website was not on until 2008. Also, per Mikes rebuttal, he states that he only works with companies that are $25M companies- I HIGHLY doubt a company that has revenues of $25M per year would need AFT for anything. This company by design is for NEW companies that are trying to establish BUSINESS credit. If I was doing $25M per year, would I care about Quill or any of their "Business Partners"?

I can be reached at (((REDACTED))) should you care to discuss this further.

Thanks!

Jeff

Let me give you some helpful information and all those other Victims reading this post.

Contact the Attorney General using the link below

http://ag.ca.gov/contact/complaint_form.php?cmplt=CL

You will be assigned a case number and an investigator will contact you directly.

They are well aware of this companies FRAUDELENT activities and have a very extensive investigation ongoing.

The Attorney general is guiding all of the victims with Legal representation for a Class Action Lawsuit.  

Also they are in contact with several prominent media outlets to educate/warn the public.

AFT Credit is on borrowed time per the investigator.

In the mean time,  contact your credit card company to dispute the charges from AFT.  Let them know of the investigation by the Attorney General and the media outlets involved.  All previous guide lines in a dispute are null and void.  The credit card company will represent you and wants no part of the NEGATIVE attention from the Attorney General or the Media

Let me give you some helpful information and all those other Victims reading this post.

Contact the Attorney General using the link below

http://ag.ca.gov/contact/complaint_form.php?cmplt=CL

You will be assigned a case number and an investigator will contact you directly.

They are well aware of this companies FRAUDELENT activities and have a very extensive investigation ongoing.

The Attorney general is guiding all of the victims with Legal representation for a Class Action Lawsuit.  

Also they are in contact with several prominent media outlets to educate/warn the public.

AFT Credit is on borrowed time per the investigator.

In the mean time,  contact your credit card company to dispute the charges from AFT.  Let them know of the investigation by the Attorney General and the media outlets involved.  All previous guide lines in a dispute are null and void.  The credit card company will represent you and wants no part of the NEGATIVE attention from the Attorney General or the Media

Hello Sam-

As you may have notices, ROR removed your email address. I will say this, I filed a complaint with the BBB in their state and to date, they have not responded. There is another complaint that was filed.

I also have not been contacted by them to resolve this. It is a scam and my next step is to file a complaint with the California Attorney Generals Office.

If you have additional information, please advise.

Thank you for stepping up.

Regards-

Jeff - (((ROR redacted)))

 Hello Jeff,

I also experienced the same exact issues that you are discussing with this Fraudelent orginization.

Just reading their response tells you Everything!

Reach out to me at (((ROR redacted))) and I will fill you in on everything that has been uncovered during this open consumer Fraud investigation with the Attorney General in their home State.

There are numerous victims all over the country that have come together.

The good news is that the you have many recourse options now available because of  the Attorney General.

I find your response absolutely full of humor and untruths- but let me start to peg away at them one by one-

First of all, I have never called your firm and "yelled" at your employees or "College Educated" consultants. I will admit, I have been extremely frustrated after calling your company almost daily since November only to be sent to voicemails or told someone would return the call by the end of the day and not have anything happen.

Second, I would like to say, if this is Mike, the owner of the company, you have NOT called and talked to me at any time during this transaction. I have spoke to a guy by the name of Pete (who by the way has tried to be helpful), Katy and Amanda. Both of the last two when I have spoken to them have been nice as well. But as for the "Owner" Mike, not one conversation or call.

In terms of the Tradeline, IT NEVER POSTED - that is what the whole problem is with your program.

Now, I do not know if you have me confused with another company, but if you had phoned, we could have discussed the fact that this is the only issue I have had with your firm. It is NOT the employees- although the customer service is lacking due to the fact that nobody returns calls. Now, back to the point, your program is designed to follow a systematic sequence. The tradeline your firm is to post HAS to post to move forward so had it posted, do you honestly think that I would have to keep calling since November?? Why would I? I would be moving forward with the program.

Additionally, I would challenge you in a court of law to prove that I personally have bad credit as well as my company does not pay its bills! The reason for joining your program had nothing to do with a credit issue but more importantly, getting a new business off its feet which is the primary purpose of your business! To help new businesses establish a credit file! Is that not what your WHOLE business is based on?? I find it utterly amazing that you have a business that has one main focus, yet, you can not get it done!

Furthermore, if you are NOT going to provide the service, it is simple- provide the refund in which your company says and we part ways. Not that difficult. Your guarantee is if you can not get a minimum if $50K under your program, the fee will be returned. Since you have opted to sever any assistance, refund the $747 and we both go on. Do you think your going to sever the ties and keep my money without a fight? Sorry, but scams like that do not work.

So it is simple- a few options work. I will give you the benefit of the doubt and say you have accidently misidentified me with another client. So why not give me a call and lets get to the bottom of this. Please dont hide behind an answering machine. It is tacky, very tacky!

If you don't wish to do that, then simply refund my money and we both go our own ways- no hard feelings.

I will say this, I am not here to personally attack any one person. This site is designed for people who have problems and want to warn others of their issue so someone else does not have to go through this. That being said, I also said that if we can resolve this, in all fairness, I will make a post that all issues have been resolved and there are no further issues.  At that point, I guess the site has done its purpose.

And one final note- this was not a sneak attack on your company. For the past month, I have told you via email that is I did not get a return phone call, email or refund, I would post to this site as well as report you to the BBB and California Attorney Generals Office. I gave you enough notice to rectify the issue so please dont act like you are totally surprised! You were warned.

Balls in your court. We can resolve the issues or shake hands and go our own way.

Hope to hear from you to resolve this issue!

Every once in a while out of our thousands of members there is one (the type looking for the wet floor sign so they can get something for nothing) that even our professional employees would rather quit than ever talk to again. No one from my company will ever deal with this guy and the $5000 trade that was posted to his account will be useless if this guy doesnt stop calling 500 times a day screaming to consultants with business degrees. I suggest that even a compnay like ours cannot help a person or business owner with 400 personal scores and collections on his business for not paying bills on time. A lot had to be done for this guy and $749 was a special price that we do not offer to help those that are in a real financial bind.

In 15 years of mentoring entrepeneurs ANY business owner will know that screaming about sueing, BBB, rip-off report, harrasing, threatening, the list goes on ad nauseum it is much better to say "Goodbye" Sadly if we can't help there is literally no company out there that can. Since your business credit files have been created, I suggest taking a look at your $5k trade that was posted.

Not once in 9 years have we had to post a companies name that DNB will instantly red-flag but this guy is just one of them. I rarely work directly with companies that have revenues under 25 million but in my ignorant frustration with my own employees called this client myself and will be happy to say I have instructed No one from my company is to help in any way whatsoever.

I'm sorry client that you and your busienss are BK and you need someone to blame but I would find a garage dooe to install instead of 20 hours a week trying to get free money. You have threatended my employees and been a nightmare and other entrepeneurs and intelligent people know when it's time to say your threats mean nothing and your business is defintly not wanted here.

I really don't want to post your company information on this thread as your business will get red-flagged by DNB, I have never done it and really don't want to. You have wasted enough of my employees time and your own wanting free money when you don't have a viable business. Please go work, perhaps join another consulting service. But calling and screaming at people and threatening employees is somethin you should keep behind your own closed doors. We don't run our business and affairs this way.