All American Auto Protection Omnisure GroupRoyal Administration Services Where's my Refund? Azusa California

On 6/18/14 was sold a protection policy Acct#SBN****** & was told I could cancel within 30days for a full refund ($295.50).

On 6/26/14 I called to cancel spoke to spoke to Tyler who said he would cancel and send refund to my bank. Cancellation #: 6284533232.

On 8/8/14 I called spoke to April - same thing - "it's been cancelled I'll make sure the refund is taken care of immediately". Never happened.

On 10/7/14 I called spoke to Diana - same thing - "It's been cancelled I'll send this directly to billing and will call you back to confirm". Never happened.

Today 10/29/14 called them 888.926.7277 it rings once then cuts off. Finally got through to Royal Adminstration Services who said the account was cancelled and a refund sent to Ominserve who then sends it to All American. He said they were told that All American recently went out of business!

While all this was going on I contacted my bank who said there was no refund. And now that 60days have passed they cannot submit a rebuttal. That's how these people rip us off by leading us on through the 60days.

I'm at a loss of what to do and I guess of the $295.50. What a rip off!! Any help will be appreciated.