Alliance Lending call to let know me i could get a loan with deposit of 950.00 St.louis Missouri

This is not really directed at you as you found out the hard way, but everybody else who is thinking of getting a loan from ANY place like this. This is a very common scam, it even has a name. The "Advanced Loan Fee" Scam has been out for years and preys on people who have bad credit and are in financial trouble.

It basically goes as follows:
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1. You apply or are solicited for a loan

2. They say you are approved, but for some reason, such as insurance, they require a certain amount of money up front.

3. They require you to send the money by Western Union to some individual. This will often be to Canada, and they will often specifically tell you to NOT put the name of the business on the MoneyGram.

4. You send the money and are promised the loan will be deposited in a couple of days. But it never is.

The good news is that Western Union is starting to catch on to this scam and on occasion has stopped people from sending the money. The bad news is that just like you there are hundreds of people who fall for this every month.

So anytime, no matter how good it sounds, you need to get away from these types of loans. Any legitimate loan would take any "fees" from the amount you borrowed and not need them in advance.