American Credit Educators ripoff Denver Colorado

About 7 years ago I tried to clean up my credit history. To do this I contacted American Credit Educators. As promised the package arrived with the books and tapes included.

After Opening the package and Decideing this was not for me, I returned the packsage with the prepaid postage that they had included. Promises of helping me fix my credit has ended with the exact oposite. They have hurt my credit history and score far more than I had actualy hoped they would have fixed.

I still owe for a product I returned with their mailing label. I still recieve phone calls telling me it's time to pay up.

My Credit score and history still suffers because of their negative reporting.

The promise of satisifaction guaranteed did not end with unless you decide to return the product. Then we will make your life a living hell untill you pay us the $300 .

Everyone one says to just pay it and be done. I sent the box back so I did not have to pay it. If I am not happy with something I bought at the store I return it as well. I have never told the store to just keep the product and my money..

I will have to read the fine print of anything that has a Guarantee on it from now on. Guarantee to ruin your life must have been in the fine print I missed.. If anyone can help me I would appreciate it. IF I can Keep anyone else from making the same mistake, then my time here has been well spent.

Any help would be appreciated.

Thank you

Timothy
Cedar Rapids, Iowa
U.S.A.