Report: #755212

Complaint Review: American Credit Group - San Diego California

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Ripoff Report is Xcentric Ventures

Submitted: Tue, July 19, 2011
Updated: Mon, August 22, 2011
Reported By: LBurroughs — Bristow Virginia United States of America

Author Not Confirmed

Why?

American Credit Group PO Box 26640 San Diego, California United States of America

Phone: 866.939.9990
Web:
Category: Credit & Debt Services

American Credit Group Marlon Gardinera (Owner) RUN, don't walk from this Company. They are a scam - theives and liars. BEWARE!!!! San Diego, California

*Author of original report: UPDATE: Marlon G. A Thief and Liar: The Saga Continues

*Consumer Comment: American Credit Group LLC is a scam - Christopher W Steward, Marlon Gardinera

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This company has an amazing sale pitch - they are a company willing and able to help you during your most difficult financial times. Mine was that an immediate family member was gravely ill, and passed away, with no insurance. This was not only an emotional hit, but a complete financial drain. I reached out to the ARG on December of 2010. They started taking oney out of my account immediately - which is against to the October 2010 law. They are supposed to only gain monies once settlement is reached. This should have been a huge red flag. The major warning sign was that credit companies were calling, and becoming more and more threatening. Turns out, the settlements and proposals were never done - and the number I was instructed to give creditors was FAKE. We were supposed to begin reaching settlements by March - by June NOTHING. And, Discover decided to sue, a warrent in debt was issued. I called for weeks begging for assistance, not only did no one answer - but no even called back. By the week of the court date, I was frantic. I called in a panic. The receptionist tracked down my specialist, Stacey Daggart. She promised a call back by COB from the Negotiations Team. Nothing - not a thing. Court date came and went - forced into bankruptcy. Unreal stress - financial ruin. I cancelled by contract on May 31, 2011, officially. I had it. The writing was on the wall - all over the wall. This was a scam - these people were theives and liars. The contract states that all monies must be returned within 15 days to the customer. It is July 19, 2011 - nothing. I have called, emailed, contacted the BBB, and now filed various reports. The owner, Marlon Gardinera, promises resolution, but day by day, does not follow through. It is completely disheartening to know that there are people out there who take advantage of people in need. This company is full of those people - run, don't walk away!

This report was posted on Ripoff Report on 07/19/2011 10:44 AM and is a permanent record located here: https://www.ripoffreport.com/reports/american-credit-group/san-diego-california-92196/american-credit-group-marlon-gardinera-owner-run-dont-walk-from-this-company-they-ar-755212. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:

1Author

1Consumer

0Employee/Owner

#2 Author of original report

UPDATE: Marlon G. A Thief and Liar: The Saga Continues

AUTHOR: LBurroughs - (United States of America)

SUBMITTED: Monday, August 22, 2011

POSTED: Monday, August 22, 2011

Faith - you are a God-send. Thanks so much for sending the information on small claims court, and the name of the person to file against. You were reading my mind, as since July 19th I have heard nothing from Marlon - despite numerous calls, emails, and voice mail messages.

Again, I thank you so much for the information, I plan to file suit immediately.

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#1 Consumer Comment

American Credit Group LLC is a scam - Christopher W Steward, Marlon Gardinera

AUTHOR: Faith - (United States of America)

SUBMITTED: Saturday, August 20, 2011

POSTED: Saturday, August 20, 2011

Christopher W. Steward is who you would name as the Agent for service of process if you want to file a small claim against this company. The address is 3990 Old Town Ave. Ste 205A San Diego, CA 92110. Don't worry about being out of state. You have four years to file according to CA state law. They will be ordered to pay all court costs when you win. Check with the San Diego county court system to see exactly where to file. Print small claims packet from that website, fill it out and sue them! It's worth a shot!

GOOD LUCK to you.

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