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Report: #850289

Complaint Review: AMERICAN EXPRESS - Internet

  • Submitted:
  • Updated:
  • Reported By: Veronica — Ventura California U.S.A.
  • Author Confirmed What's this?
  • Why?
  • AMERICAN EXPRESS Internet United States of America

AMERICAN EXPRESS AMEX AMERICAN EXPRESS CANCELLED MY CARDS - PLATINUM AND GREEN BUSINESS FOR NO REASON!!! Internet

*Author of original report: AMERICAN EXPRESS CLOSES ACCOUNT FOR NO REASON!

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I have had my American Express Platinum Business card since 2005, along with an American Express Business (Green) for a completely different corporation since 2005. Without any notice, American Express sent me an email stating they were closing my accounts. I was shocked!!! I called American Express to find out what the situation was. After being transferred several times, I spoke with a representative who informed me that my cards were being closed because I had 8 inquiries this month! I had not applied for any credit, so my fear was that my identity was stolen. I asked what bureau(s) the information came from. I was informed that it was from Experian. I  immediately created an account with Experian and paid fees to run report with credit score. The report showed NO inquiries in the last 30 days!!!! I called AMEX back armed with my credit report. The next representative I spoke with then proceeded to tell me that my accounts were not closed due to excessive inquires but because my credit score dropped to 686. I explained that my current score with the credit report I had in hand showed a 726 and the lower score was likely due to an error that appeared the previous month but had been removed. I was told that I needed to fax the credit report I had to the credit dispute department in order to see about reinstating my cards. They needed a copy of the report I had, even though they would need to run my credit on their end.  I was fine with that and faxed 36 pages to 1-623-707-4168. I was told then follow-up by calling 1-800-842-5303. Each time I would call I was told to call back the next day. I just receive a letter in the mail that my account cannot be reconsidered for reinstatement!!!! I called the phone#. I was told that i needed to pay a $20 fee to reinstate. I was then asked a series of identifying questions. Once completed, i was then transferred to someone else. I was told that i had to reapply but that all of my credit history and reward points would be transferred. I reapplied and was denied!!! I contacted membership rewards about my 48,828 points and was told since my account was closed, I could not use them. However, I could write to: Membership Rewards Corresp. Unit, AMEX Membership Rewards, PO BOX 297813, Fort Lauderdale, FL 33329-7813 and explain my situation and provide them with how I would like to use my rewards points. They will make determination! I am so upset! I have never been denied for credt, had a card cancelled, I pay all my bills, never bk, shortsale, foreclosure, etc. I will NEVER use AMEX again!!! I am so outraged by this!

This report was posted on Ripoff Report on 03/07/2012 06:02 PM and is a permanent record located here: https://www.ripoffreport.com/reports/american-express/internet/american-express-amex-american-express-cancelled-my-cards-platinum-and-green-business-fo-850289. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#1 Author of original report

AMERICAN EXPRESS CLOSES ACCOUNT FOR NO REASON!

AUTHOR: Veronica - (U.S.A.)

POSTED: Saturday, March 31, 2012

Although AMEX closed my account for NO reason (credit score over 726, no payments past due, etc.), I did find out that I could write and use the unused Membership Rewards Points that I had (approx. 50,000). Here is where you can write to request your AMEX Membership Rewards Points:


MEMBERSHIP REWARDS CORRESPONDENCE UNIT


AMEX MEMBERSHIP REWARDS


PO BOX 297813


FORT LAUDERDALE, FL 33329-7813


1-800-567-1083

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