American Honda Finance Corporation Honda Honda repo'd my suv 24 hrs after i paid the balance in full threw speedpay! Internet

Definitions:

Provocateur:Pronunciation: \pro-?v-k?-'t?r\

I have a feeling those that are so bothered that she posted it, probably look a lot more like the second picture she posted....so get over it you ugly seahags.

- I see that you are trolling again, posting things that you hope will get a rise out of people.  That's how trolls work.  You posted a response in the hope to get a rise out of someone.  The next post didn't mention you specifically so you figure you better "Step it up a notch", in the hopes that someone will pay attention to you.  Sounds sort of like the spoiled kid.

And now for our viewing pleasure, I am sure that this will generate the usual response from Ronny about who he feels what a troll is, and various unrelated subjects.  If we don't respond in time I am sure he will post again.  But just like the spoiled kid he will eventually give up because no one is paying attention to him. 

Well Ronny since I post here to help people.  I really hope that I helped you today by giving you the reaction you were hoping for.

Damm,   I wonder why they did that to you? I would have given you the car...

What is the big deal about that?  Apparently she was unfamiliar with this site and step 3 stated to post a picture, so she thought it meant her picture, I do not see the issue at all.

Actually, she is an attractive girl. I have a feeling those that are so bothered that she posted it, probably look a lot more like the second picture she posted.

Regardless, it has nothing to do with the complaint, and does nothing to take away her credibility as a poster here, so get over it you ugly seahags.

Not YOUR picture.  Sheesh.

Fist off...lets copy your statement...

"Yes you can post a picture but not YOUR picture - jees - this isn't myspace of facebook - learning to spell would help too
"

jees?, myspace of facebook?  Oh wait, I forgot only you are allowed to make mistakes..anyone else can be ridiculed and belittled by you if they do..is that how it works?.

So big deal, the girl posted her picture because she misunderstood the request, and she made some typos...what does this have to do with her complaint? She is not a professional troll like you looking for trouble. She is simply doing what this site is intended for...by consumers and for consumers to lodge a complaint for all to see, and for the company to respond to the complaint and/or make good.

Did she mess up by being so late? Yes, and apparently she is well aware and paying dearly. At the same time, she was almost paid off and usually paid a year in advance. Does this mean she is owed and special favors from the finance company. No, it does not.

However she has a history of good payment, but like many people she is going through a tough time with cut hours and layoffs, and she has 2 kids. Talk about "jees"..have you no compassion for anyone?

And she also states she did get a payment in, and they took the vehicle anyhow and are now making her jump through hoops. Right or wrong, I think her report qualifies as complaint worthy at the very least.

Yes you can post a picture but not YOUR picture - jees - this isn't myspace of facebook - learning to spell would help too

duh you must be a smart one....ripoff report asks for a pic...im not embarrassed one bit, to show my face. and as for not picking up the phone and calling them, i most certainly did , several times. i just didnt pick the letter up as stated because i couldnt get off work before 2pm when the post office closes here....thankyou

Also I forgot the information that could help you get your car back, sorry. Go to a locally owned bank where you could know someone (good old boy system) and ask if they will refinance the remainder on your car. It might be a little higher interest rate than you want, but it is only a few thousand dollars. If a bank calls up Honda fin with a purchase approval honda will get you your car that day. I'm not dogging age here (everyone has to start somewhere) but don't go talk to the 22 year old loan officer, go talk to the old man that sits behind him. He is more experianced and is allowed to make riskier decisions.

Sorry about your car. However bad it was, the main thing is your timing. I will grant you with Honda fin. being a really bad company that will really not try to help you much. But, Your timing on the payments and repo are the what really screwed you. By the time a car hits the list for not paying to the time that it is actually picked up can be up to a month. Honda fin likes to jump at the one or two month point of being behind, most local banks will give you one month with a letter, two with a certified letter and a phone call or visit and repo on the third month. Timing timing timing. when you paid your payment it will still take a few days to show up in the system, it sounds like Honda fin had just cut the orders to repo your car. Those orders can take up to a week to get into the tow truck drivers hands, less if you live in a smaller city. So your payment might have made it to the bank, but your car was already on orders for repo. Unfortunatly that falls onto you due to being late to begin with. Any time you are going to be late, call them and let them know, but also email them so you have a track of your conversations. And keep in mind that when you call chances are you are going to talk to someone that is outsourced to answer the call and they really don't know, care or whatever. What you get over the phone is almost never the right answer unless you are dealing with a local bank. Always get it in writing. When you have it in writing the tow man will still come get your car, it isn't his say if you get to keep it or not, but you take the email to Honda fin and the dealership where you got it (if it was purchased new) and politely demand that they fix this error and take any incurred costs on thier part. Most of the time if a large dealership helps you then they are more likely to assist you. That is where thier buisness comes from. I am not a banker, but will tell you ALWAYS deal with a local bank. Avoid large fin companies cause they have enough contracts that one customer doesn't matter, but a local bank won't take that chance. I really don't like Honda but Honda fin and the car manufacturer are two different companies with an agreement to work together. On your next car purchase go and talk to a local bank for the loan. On repos most of the cars that we get are defaulted loans from major nation wide lenders, local banks are more forgiving and will to work with you. When you have a car that is on repo it actually costs the lenders as well, it is just an attempt to lessen the losses to the lender.

Sorry but Honda has no fault in this issue at all.

You were three payments behind, you did not call them, you ignored the certified letter. How can you say that they ruined your life, credit etc. when you did not simply pick up the phone to call them. And as for having to refinance well that is standard with any finance company.

So in the end your poor judgement caused this to happen. Do not try and blame someone else for your mistakes!

Are you so vane, that you feel you want to show the whole world your picture????