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Report: #1168910

Complaint Review: american modern insurance - Nationwide

  • Submitted:
  • Updated:
  • Reported By: pauline — belfair Washington
  • Author Not Confirmed What's this?
  • Why?
  • american modern insurance Nationwide USA

american modern insurance after paying a claim which was a fight they are canceling my homeowner policy because it was to high of a claim isn't that why I pay insurance and is that legal Minneapolis minnisota

*Consumer Comment: I have a couple of comments...

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I tried to file a claim for roof it was denied then my house was broken into vandalized and had a few thousand  dollars worth of stuff stolen when I filed the orginal claim it was denied after a long fight the y finally paid me for all of it but at a depreciated value nothing near what it cost to replace.      

   Now I recieved a letter stateing on the 28th  of this month they will not renew my policy because of the size of the claim and because it was vandilizim and malicious mistchief. I paid for that coverage. Is that even legal???  

   Now my understanding is that puts me at a high risk and I may not be able to get coverage. I have a VA loan and now am worried I will lose my house if I cant get insurance. They are a rip off they don't want to pay and if they do they drop you so they don't have to pay you ever again  This is how they treat veterans who hold policies I would be ashamed to work for them.

This report was posted on Ripoff Report on 08/11/2014 04:45 AM and is a permanent record located here: https://www.ripoffreport.com/reports/american-modern-insurance/nationwide/american-modern-insurance-after-paying-a-claim-which-was-a-fight-they-are-canceling-my-h-1168910. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

I have a couple of comments...

AUTHOR: Ken - ()

POSTED: Tuesday, August 12, 2014

"the y finally paid me for all of it but at a depreciated value nothing near what it cost to replace."

IF your policy has additional coverage for full replacement coverage, you would be paid the replacement amount.  Do you have that additional coverage in your WRITTEN policy?  Didn't think so.

they will not renew my policy because of the size of the claim and because it was vandilizim and malicious mistchief. I paid for that coverage. Is that even legal??? "

Check your policy, it gives them the right to cancel your policy at any time.  That makes it legal.  You haven't read your policy at all, have you?  Can you even find your copy?

"This is how they treat veterans who hold policies I would be ashamed to work for them." 

Do they only ignore the terms of the WRITTEN policy for veterans, for non-veterans or aLL policyholders?

The old, worn, I should be treated better because I'm a veteran is a very overused ploy to gain sympathy for ones cause.

Unless your policy says otherwise, you were NOT ripped off by them.

If you actually were (very unlikely) you can report the violations to your states insurance commissioner.  Let us know how that works for you...what could possibly go wrong?

Nope, I don't work for this company, whoever they are.  I'm long since retired and had no working relationships with ANY insurance company.  Sorry, the likely facts don't support your whine here.

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