American Proposition Lend - Debt Point Llc This unknown company started emailing me stating that I borrowed $400 from them and because of non payment I now owe them $1210. I emailed them back stating that I didn't know who they were and never borrowed money from them or anyone else. They are threatening to take legal actions against me if I don't pay. I have asked them to send me proof of such accusations but I'm receiving more threats instead. I asked for a phone number and an address but got more threats and a higher pay off now more than $3000. I am so afraid of what can happen because they have my social security number. Is there anyone out there that can help me. Internet

This type of scam is extremely common right now.  Your name and social security number is easily purchased by thieves and conmen and passed around.  Just tell these people you know they are scammers, you are aware of this sam and you aren't falling for it.  Once you tell them that, they will move on to the next victim.  You getting scared is what they want.  They want you to get scared and send them money so they will go away.  They are counting on your fear and ignorance to put money in their pocket.  Don't send them a dime as that just keeps the scam going. You don't owe them money, they are NOT legitimate, they are scammers and don't fall for this.  Get nasty with them and tell them to F Off.  Trust me, they will.  They have too many other people to try to scam to continue to waste time on someone who has wised up and knows they are full of BS.

These people are a scam. Contact the FTC about them. Do not answer anymore phone calls or emails. Next they will be saying they are from the IRS..We got two like that in the past few weeks. I hid my number an called them back.  Thick middle eastern accent...I do not recommend calling them ... I just did it because I could.  These people are a joke that try to scare people out of their money. Send those emails to the FTC. (Not like it will do much) but do not feel threatened by anyone claiming you owe money and DO NOT SEND THEM ANYTHING!!! Your bank , insurance, or healthcare was probably hacked  and that is how they got your social. You have to remember that these days you can get anything because people are just not honest and will steal in a heartbeat from any one . Tell them to go to *(&& and block their email or put it in spam. Debt collectors can't use those tactics  , lawyers (most) know better , and they can't contact you if you tell them to stop. If I were you I would put that in your spam folder and tell them to have a wonderful day.