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Report: #262157

Complaint Review: Ameriquest Mortgage - AMC Mortgage - Orange County California

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  • Updated:
  • Reported By: Eudora Kansas
  • Author Confirmed What's this?
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  • Ameriquest Mortgage - AMC Mortgage ameriquest.com Orange County, California U.S.A.

Ameriquest Mortgage - AMC Mortgage Loan documents forged, adjustable rate applied without warning, lost home after Ameriquest sent men to my home to frighten and strong-arm myself to move. These men also stalked us, stole from us, and watched us. Orange County California

*Consumer Comment: This whole story is kind of fishy

*UPDATE EX-employee responds: Sue the living bejezzus out of them

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I am trying to decide if I should take the state's settlement but would like to find an attorney to discuss my situation with. Ameriquest backed me into a loan I had no business trying to live with. My income was overstated, employment documents forged, and then when I could not make the payments that ended up being more than my monthly take home pay, my adjustable rate was inacted, making the payment even more unmanagable, Ameriquest claimed to want to work things out with me, and I waited two year to come to an agreement, after two years of no payments, they decided not to try to work anything out, demanded all of their money, started foreclosure proceedings, when I filed for bankruptcy to try and save my home (which had over 200K worth of equity) men started coming to my home at all hours of the day and night, threatening, items began disappearing, and when I decided to move my children out of the home, these men tryed following us, stalking us, continued with the threats and then vandalized the home. I need advise about what to do. Thanks.

Karmasue
Eudora, Kansas
U.S.A.

This report was posted on Ripoff Report on 07/20/2007 02:58 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ameriquest-mortgage-amc-mortgage/orange-county-california/ameriquest-mortgage-amc-mortgage-loan-documents-forged-adjustable-rate-applied-without-262157. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
2Consumer
0Employee/Owner

#2 Consumer Comment

This whole story is kind of fishy

AUTHOR: Dave - (U.S.A.)

POSTED: Tuesday, July 24, 2007

Ameriquest is the scum of the earth for sure, but if you really had $200,000 equity in your house, you could've sold it anytime, even a quick sale and still walked away with a ton of cash, or refinanced out of the loan. Nobody in their right mind would risk foreclosure with that much equity built up in their property. Sorry, I don't buy your story, or the guy chasing you around and stealing your possessions!

Average price of a house in Eudora, Kansas is about $185,000. I can pretty much guess that because they over-inflated your income and lied about your employment history, (which you don't deny, and probably knew about), you couldn't have that much equity built up in your house.

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#1 UPDATE EX-employee responds

Sue the living bejezzus out of them

AUTHOR: Napalm - (U.S.A.)

POSTED: Tuesday, July 24, 2007

Call the FBI right now. Ask for the mortgage fraud agent. Tell your story. Do not hestitate. AMC is one of the dirtiest companies out there.

If I were in your shoes and someone started stalking, threatening, and harassing me or my family, I'd show them the business end of a .357 with instructions to back off before I made a mess of their forehead....but that's just me. You might want to call the cops and ask for help.

Now, I'm not sure about California law but if you filed for bankruptcy protection you can generally notify the Trustee about the forgery. If he knows what he's doing, he should sue AMC and apply the strong arm powers under 544 alleging a fatal defect in the mortgage. Good luck.

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