Complaint Review: Ameritrust Financial - Dunedin Florida
- Ameritrust Financial 1425 Main Street, Suite C Dunedin, Florida U.S.A.
- Phone: 866-529-7037
- Web:
- Category: Credit Card Processing (ACH) Companies
Ameritrust Financial Offered $2,000.00 VISA Credit Card, required $200.00 deposit which would be refunded via four $50.00 vouchers to help pay off card balance. Dunedin Florida
*Author of original report: Received Money Back from Bank
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Pretty much the same story as all the others. I received a call from a company called Ameritrust Financial about being able to receive a credit card with a limit of $2,000.00. Unfortunately, I didn't do a good enough background check on them. There is a company called AmeriTrust Equity Services with a website at www.ameritrust.com. I mistook the two and based on what I saw it looked legitimate, so I went ahead with the offer.
The deal they were offering was a VISA credit card with a $2,000.00 line of credit. Considering I just finished going through a bankruptcy back in October, I could really use a credit card to rebuild my credit. I asked the lady I was talking to about how they received my information (name, number, pre-approval status, etc.). She mentioned that I was previously looked at by another credit card company, but was ultimately rejected, and that they received the information from this company. Supposedly they were the "second-chance" guys as it were.
Since I was unable to get an account with the other credit card company, they were able to give me a credit card. There was one condition, however. I must make a $200.00 security deposit, which would be refunded by four $50.00 vouchers which I could use only to help pay off my bill. I didn't like the idea of a $200.00 deposit, but I thought that since I was getting the money back (in a sense) that it was OK.
I feel so stupid for falling for this.
The website I listed was on the electronic check they used to debit my account.
R. Mike L.
Colorado Springs, Colorado
U.S.A.
This report was posted on Ripoff Report on 03/06/2008 04:41 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ameritrust-financial/dunedin-florida-34698/ameritrust-financial-offered-200000-visa-credit-card-required-20000-deposit-which-wo-315432. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Author of original report
Received Money Back from Bank
AUTHOR: R. mike lyons - (U.S.A.)
SUBMITTED: Friday, April 04, 2008
Man, do I love my bank. I disputed the transaction, and received my money back. It took about 10-15 minutes worth of effort, and I got my money back in about 4 days from the time I made the dispute.
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