Report: #349535

Complaint Review: Anne Konetsky

  • Submitted: Thu, July 10, 2008
  • Updated: Thu, July 10, 2008
  • Reported By: New York New York
  • Anne Konetsky
    1485 Park Ave.apt. 3E
    New York, New York

Anne Konetsky $300 credit limit after various charges I was left w/$57 (app)closed acct 7/9 pd $333.49 New York New York

*Author of original report: CorTrustBank & 1st National Credit Card (aka Legacy CC) both SoDakota

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Rec'd pre-approved app. for CorTrust Bank & Legacy aka First National Credit Card.
CorTrust sent me card and after dedudting various one-time fees I was left with approx. $57---I closed acct. & paid off total amount of $333.49, including payment online they received a total of approx. $320.00 from me on 7/9/08.

Legacy aka First National Credit Card ( a sister Co. to the above) was almost same senario, however, they were pd. mo. fee in May 2008 online, I did not make June payment so I called them to say when I would send a payment & they proceeded to go into my personal checking acct. and retrieve $93 without my authorization on July 3, 2008. When I spoke with them explaining reason for non-payment in June I said "at some point after July 3rd I will be sending monthly payment due in full". I am disputing this with $93 with my bank & mentioned that to them & they angrily told me they would not have taken money if I had not authorized it, they had no way of knowing my bank info---I mentioned the online payment in May 2008 & they said "that's a lie!! You never made a payment online with us!!.

I have documentation of all negotiations with both of the above credit card thieves and if there is ever a class action suit against one or both I would readily jump on board!!!!

New York, New York
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This report was posted on Ripoff Report on 07/10/2008 07:41 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

CorTrustBank & 1st National Credit Card (aka Legacy CC) both SoDakota

AUTHOR: Amazingdaze1 - (U.S.A.)

Beware, beware---Don't fall into need so they get their thieving claws in you--they are sister companies & work together and make out like bandits---I thought I was smart but you're never smart enough---Any class action suits out there?
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