Aspire Visa Card Claimed I am over limit, in four years, never have been. Atlanta Georgia

I have had the card for four years. Paid early, never late...and paid more than due amounts. On Nov. 23rd..got a letter saying I am over the limit, and closing my account. I have never been over the limit before, nor ever late on payments. I had just paid Nov. payment(way before the 23rd), and knew there was some credit still available on my account, to cover the charge I made. I am so very disappointed and shocked.

I called them...only people with accents to talk to. I have trouble hearing, so accents make it worse for me to understand someone. I was told they are closing the entire Visa program. I have paid the account off two different times. From what I have read, they charge all kinds of hefty charges, that raises the amount a person owes...I wondered why my credit card kept going up so high...even tho I did not use it a lot. I assume it is because of all the charges they put on the card...I didn't know just how many kinds they add on, until I read some information on here.

I can't hardly believe this is happening. I do like having a Visa card....and now this happens. Some places don't accept a Master Card. I am just crushed.

Norma
Roanoke, Virginia
U.S.A.