• Report: #445737
Complaint Review:

Asset Acceptance - Providian

  • Submitted: Wed, April 22, 2009
  • Updated: Wed, April 22, 2009

  • Reported By:North Tonawanda New York
Asset Acceptance - Providian
PO Box 2036; 201 Mission Street Warren, Michigan U.S.A.

Asset Acceptance - Providian Excessive Interest and Unfair Settlement Offers Warren Michigan

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In 2007 I was Issued a credit card from Providian with a credit allowance of under $500.00. Because of changes in my job and added medical expenses I was unable to make regular payments.

My account balance increased greatly due to added interest and my account was sold to Asset Acceptance LLC. I was contacted by Asset Acceptance by letter and by phone and I was offered a settlement. I was told that i could either pay the whole amount owed, which far exceeded the original amount, or agree to make regular monthly payments for 6 months. I agreed to pay $100.00 a month for 6 months.

After 6 months I was offered another settlement which also exceeded the original amount and I was told that if i could not make that payment I must make the $100.00 a month payments for another 6 months and another settlement would be offered to me at that time.

I have paid over $1000.00 on this account; $900.00 in the last 9 months. This is far more then I ever charged even with added interest.

Asset Acceptance is ripping me off

North Tonawanda, New York

This report was posted on Ripoff Report on 04/22/2009 07:40 AM and is a permanent record located here: http://www.ripoffreport.com/reports/asset-acceptance-providian/warren-michigan-48090/asset-acceptance-providian-excessive-interest-and-unfair-settlement-offers-warren-michig-445737. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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