Report: #592807

Complaint Review: Atlantic Credit & Finance - Julia G. Robertson

  • Submitted: Tue, April 13, 2010
  • Updated: Sat, February 09, 2013
  • Reported By: Nick — Southern CA California United States of America
  • Atlantic Credit & Finance - Julia G. Robertson
    2727 Franklin Road SW
    Roanoke, Virginia
    United States of America

Atlantic Credit & Finance - Julia G. Robertson Won my case wihtout going to court Roanoke, Virginia

*Consumer Comment: Atlantic

*General Comment: what you are doing is unethical

Show customers why they should trust your business over your competitors...

Being sued by Atlantic Credit & Finance? Don't pay that debt! I was served with papers from Atlantic Credit & Finance saying I owed them $6300. I researched the matter with an attorney, and figured out the fundamental flaw of Atlantic Credit & Finance's methods. I then used that info to easily win my case without stepping foot in a courtroom.


Atlantic Credit & Finance is whats known as a "junk debt buyer"...they purchase very old debts from various lenders at about 6-7 cents on the dollar. 96% OF THE DEBT THEY PURCHASE CANNOT LEGALLY BE COLLECTED. However, they count on you never fighting your case giving Atlantic Credit & Finance a default judgment against you. They use scare tactics (serving you with court papers, harassing letters/phone calls) to get you to budge and make some type of payment arrangement. When you do, you waive all your rights, and they can legally collect from you! DON'T GIVE IN!!


If you were served papers from Atlantic Credit & Finance, YOU HAVE 30 DAYS TO RESPOND - otherwise they will win the case by default and can legally collect the debt from you.


If you want to win your case, I have a turn-key way to do it. For $74.99 - You will get Atlantic Credit & Finance off your back, you won't have to pay anything to them, and you'll never have to go to court. Like I said, 96% of Atlantic Credit & Finance's lawsuits are fundamentally flawed. However, if I can't get your case dismissed, I'll refund half your money - guaranteed.


I started doing this because companies like Atlantic Credit & Finance are taking advantage of honest, hard working people. I'm one of those people, and I wouldn't stand for it. I think everyone deserves the power to fight companies like this without being charged $250 an hour by an attorney. I am in business with my familyWe've been around for 35 years, and manage a variety of projects across the country - we have the knowledge and staff to help you win your case. We'll never charge you more than $74.99. PLUS, we're very professional, friendly people we treat our customers like royalty :)


Feel free to contact me if you're interested or have any questions ... I will always get back to you within 24 hours.

Remember, you only have 30 days to respond after you get served papers. Don't let them win by default - take action and win your case!

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This report was posted on Ripoff Report on 04/13/2010 11:48 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment


AUTHOR: Poor services - (United States of America)

I guess you feel it is ethical for them to charge 35% interest and late fees over limit  fees resulting in a $2000.00 loan and paying back $7000 for the use of the money for 24 months. You must be a pay day loan owner and think that's just ok . And the poorer you are the more you must want from them .

I'll bet you don't really understand much about what Atlantic and others like them are about. That's why you make such a uneducated comment about whats really going on .  And if you sold a car  to a person and didn't have a lien on the title ???  You need some help .
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#2 General Comment

what you are doing is unethical

AUTHOR: IamGood - (USA)

#!.  Using this site to generate business is not allowed.  Your post should be removed.

#2.  you are using the statute of limitations to get out of paying a "VALID" Debt.  It may not be subject to Court Ordered Repayment, but the debt is still Valid.  The Creditor just cant sue you any more.  Even if they cant sue you, they can still call you up, and harrass the krap out of you.  Plus you are wrong about your statement that 96% of the debt cannot be legally collected.  That is False, False,False.  They are still allowed to persue you, just not sue you.

#3 Why should I pay you 79.00 to do something for me, I can do for my self.

#4  Who did you initially owe 6300.0 to?  A unpaid Credit Card, A loan, A Car that was repoessed.  I have a question for you, If you were owed 6300.00 from someone, perhaps a full time job you had where the owner decided not to pay you, or you sold a car to someone, and they took off with the car, and you could not find it.  Wouldnt you go to any means possible to collect what is owed you?    All the statue of limitations is accomplishing is to give DEADBEATS LIKE YOU the opportunity to show others that you are not a person of yoru word.






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