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Report: #75711

Complaint Review: Bad Credit Loan Source - (David Crane) - San Jose California

  • Submitted:
  • Updated:
  • Reported By: Chester Pennsylvania
  • Author Not Confirmed What's this?
  • Why?
  • Bad Credit Loan Source - (David Crane) 467 Saratoga Ave San Jose, California U.S.A.
  • Phone: 408-4531670
  • Web:
  • Category: Loans

Bad Credit Loan Source (David Crane) ripoff, fraudlent, claims to be FDIC approved, Thief, dishonest San Jose California

*UPDATE Employee: Sheila Chester needs to check her facts.

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----- Original Message -----
From: bad credit loan sources
To:
Sent: Tuesday, December 23, 2003 1:48 PM
Subject: Re: Your application was processed!

We are now forwarding your harrassing responses to your company's personal dept. and company president for disciplinarian action. Good luck keeping your job.

----- Original Message -----
From: bad credit loan sources
To: Sent: Tuesday, December 23, 2003 1:42 PM
Subject: Re: Your application was processed!

We are contacting your employer (Associated Global Systems) with your harrassing e-mails within 12 hours if you continue down this path. Using company time for personal communication is grounds for getting FIRED!

CC:
wrote:
I followed all instructions and have been very patient. I am going to notify the local authorities, the BBB as well as Web Fraud.

I will post your web site on every bulletin / message board I possibly can with your attached emails. Send out mass emails, making people aware that you are THIEVES......

I am also filing a complaint with the FDIC that you are using the FEDERAL GUARANTEE on your FRAUDULENT web site and the State of California Business Fraud.

----- Original Message -----
From: bad credit loan sources
To: Sent: Monday, December 22, 2003 5:39 PM
Subject: Re: Your application was processed!

Quote:

You can request a -FULL REFUND- if you are unable to get approved by at least -1- real FDIC insured lender we match you to. GUARANTEED! No excuses. We want you to be satisfied with your loan or line of credit! Ask yourself....What do you have to lose?

It says you may request a refund. Who does that transate into guaranteeing a refund??

wrote:
NO! You look at this. This is on YOUR website.

http://www.badcreditloansources.biz/apply.html

I have also attached a print screen taken from the web page for your viewing pleasure.....
----- Original Message -----
From: bad credit loan sources
To: Sent: Monday, December 22, 2003 4:45 PM
Subject: Re: Your application was processed!

No, our website does not have the same wording you claim below.
Look at it:
www.badcreditloansources.biz

wrote:
Please provide a fax # and I will gladly forward a copy.


----- Original Message -----
From: bad credit loan sources
To: Sent: Monday, December 22, 2003 4:41 PM
Subject: Re: Your application was processed!


Where are you getting your wording? That is not from our website!

wrote:
You can continue to forward all correspondence to your Accounting Department. It states "More people with credit issues get help finding loans through us than ANY other source! Why? Because we -refund- our service fee," "There is a NO risk on your part." No risk does not mean unless our accounting department feels like denying you. You have it in big bold letters.. OUR 100% GUARANTEE TO YOU!


"Your application fee will be immediately REFUNDED to you 100% if you are unable to get approved by at least 3 real lenders...". I did seven.

Ask yourself....what do you have to lose?

I guess $100.00. You are taking advantage of people who don't not have a lot anyway. 100% guarantee is 100% guarantee. Immediate refund is Immediate.
----- Original Message -----
From: bad credit loan sources
To:
Sent: Monday, December 22, 2003 3:40 PM
Subject: Re: Your application was processed!

There is no MR. Crane here. That employee left long ago.

Accounting is resposible for approving or denying refunds, not us. We will forward your concern to them.

wrote:
Mr Crane,

What is the reason for denial? If I completed each step as your company instructed. The refund policy states 2 ways i would receive a refund and I have qualified for the one which each lender you provided denied my request. I signed and fedexed each denial letter and sent a letter requesting a refund.

Please provide a phone # . The phone numbers listed, 613 862 4249 is for HP services and 408 453 1670 is a fax #.
----- Original Message -----
From: bad credit loan sources
To:
Sent: Monday, December 22, 2003 2:38 PM
Subject: Re: Your application was processed!

Read the refund policy. IT says each refund request needs to be reviewed and approved.

wrote:
Mr David Crane,

I would like more information. I followed the directions exactly. Nothing states Accounting has to approve refund. It states You will receive your full refund within 30 days of denial from all sources provided.

I followed each instruction step by step. Now almost 4 months, and 3 request later, you tell me I am denied (no one contacting me or even trying to update me of the status).

Please contact me or forward an address or phone number so I may be able to speak with someone in the accounting department.

How can you not provide a reason?

I will be contacting the San Jose authorities and the Web Scam investigators as well as noting on the BBB website!!!!

----- Original Message -----
From: bad credit loan sources
To:
Sent: Monday, December 22, 2003 1:16 PM
Subject: Re: Your application was processed!

Accounting did not approve the refund. They didn't give details.

wrote: Will you please give me an update on my refund....? It has been almost 4 months since my original request.
----- Original Message -----
From: bad credit loan sources
To:
Sent: Thursday, November 06, 2003 12:00 PM
Subject: Re: Your application was processed!


It is up to accounting to review and approve refunds. We don't make those decisions.

wrote:
To whom it may concern:

Please provide me with my refund of $100.00 or contact information. I have followed all steps requested. The application stated immediate refund upon denial of all agencies provided.

Thanking you in advance,

----- Original Message -----
From: bad credit loan sources
To:
Sent: Saturday, October 25, 2003 8:31 AM
Subject: Re: Your application was processed!

Then either it will be processed or decline based on missing docuemnts. Accounting will notifiy you of approval.

wrote: This is my second refund request. I have completed each step as instructed. Please refund my $100.00 to my account As Soon As Possible.

Sincerely,

----- Original Message -----
From: bad credit loan sources
To
Sent: Monday, September 15, 2003 2:35 PM
Subject: Re: Your application was processed!


Refund instructions below....

wrote:
Good Morning,

I have applied to all loan agencies provided and have been denied by all. Please process the refund of $100.00.

Thank you,

----- Original Message -----
From: bad credit loan sources
To: loanagentbiz@yahoo.com
Sent: Friday, August 29, 2003 6:57 PM
Subject: Your application was processed!

Hello,

About 2-3 days ago, you requested our loan search services. We have finished processing your application and have your search results.

Our search computer has matched SEVEN lenders that can review your application for a personal unsecured loan. These lenders offer special unsecured loan programs not available anywhere else which fit your needs. They all work with medium bad credit applications who have no collateral as well as good credit applicants. Every applicant is treated fairly and given every opportunity for approval. We have created a webpage just for you which lists your matched lenders. Please go to the following webpage:

http://www.badcreditloansources.biz/secure/yourlenders.html

You will need the following username and password to access:
username: guest
password: secure

These passwords will be good for two months.

Please keep in mind we are not a lender. We are a loan source company. The matched lenders or companies are NOT associated with us. You will be dealing directly with those lenders and will need to be reviewed. Our matched search results produced the above lenders as having the highest chances of approving your requested credit or loan product. We -do not- guarantee that any of these lenders will finally approve you. If you do not know your credit score, we suggest you find that out first before applying to any lender above! A low credit score will make getting approved harder. Go to this website below to find out instantly.

http://www.creditexpert.com

Since we have found SIX lenders that can review your application, we suggest you apply to the first one on the list and -WAIT- for their loan decision. If you are denied, move to the next one down the list.

REFUNDS: They can ONLY be issued by this website if the following policy is followed:
http://www.badcreditloansources.biz/refund.html DO NOT contact our billing company, they have no authority to issue them.

Thank you for allowing us to help you with your loan needs,
badcreditloansources staff

Mark Johnson,
Head loan source agent

Thank you!
badcreditloansources staff

ATTACHMENT part 2 application/msword name=badcreditloansources.biz-applyhtml.doc

Sheila
Chester, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 12/23/2003 12:36 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bad-credit-loan-source-david-crane/san-jose-california-95129/bad-credit-loan-source-david-crane-ripoff-fraudlent-claims-to-be-fdic-approved-thief-75711. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE Employee

Sheila Chester needs to check her facts.

AUTHOR: Mark - (U.S.A.)

POSTED: Wednesday, April 14, 2004

The customer in question:
Sheila Chester of PA
is mistaken and has filed a false report.
She was reprimanded by her employer after they
were notified of her waisting company time dealing with personal issues.

Her refund request was not approved due
to important missing documents. She left
out two supporting items which were critical
to a refund.

We gave her the chance to resubmit these items
but she chose not to.

No lender was going to loan her money based on
her terrible financial history. She was expecting
way too much from any lender and was unrealistic.

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