• Report: #749116
Complaint Review:


  • Submitted: Tue, July 05, 2011
  • Updated: Wed, July 06, 2011

  • Reported By: Bank Victim — Pasadena California United States of America
Arizona / California Los Angeles, California United States of America


*REBUTTAL Individual responds: Full documentation!

*Consumer Comment: Why is it the victims fault?

*Consumer Comment: Bank Victim, It might be a good idea to.......

*Consumer Comment: Bank of America

*Consumer Comment: What?

*Author of original report: The Ripoff is fraud and Identity Theft

*Consumer Comment: I'm trying to figure this out

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On 09/05/09 at 1100 pm, I checked the balance on my checking account with my Credit Union online At this point; I noticed that $2,178.00 was stolen from my account. I immediately called my
credit union to advise them that someone had stolen $2,178.00 from my checking account. Since it was a Saturday, I was only able to leave a message explaining the unauthorized access of my checking account.

After a more thorough look into my account, I noticed that Bank of America and/ or it agents had made an unauthorized fraudulent check with my account information and company name. The
bank then received $2,173.00 by passing this fraudulent check.

On Tuesday, September 08, 2009, I called Bank of America and told them that they were causing my family distress by unlawfully accessing my bank account, by drafting an unauthorized check and
by receiving monies by passing this fraudulent check.

 The Bank official after having a long
discussion with me about the fraudulent act committed against my wife and I,
she said that they would return our money to our checking account by a wire
transfer in about 10 to 15 days. 


I called my credit union and advised
them what I found out about the unlawful taking of funds from my account. I
told them, what Bank of America (representative) told me regarding them putting
my funds back into the checking account (in 10 to 15 days).


The Credit Union representative said that they would document the events and would be awaiting my declaration, stating that I did not authorize this transaction.

The police Detective contacted the Bank of America Investigator who was responsible for investigating the fraud and theft of my identity. The police Detective contacted me to advise me that the Investigator told her that she was not able to find out how this happen and who did the transaction. The case is still open and the police department is awaiting the culprit behind this crime.

Over the next year, I had been in fear that the unknown BANK OF AMERICA Employee would attack my account again, buy things in their name/ companies name or open new account in his or his companies name.

This complaint against defendants Bank of America, its executives, its subsidiaries, agents and/or representatives and was a willful act of misconduct, intentional infliction of emotional distress,
fraud and negligence and identity theft upon myself, my company and my family. A police report was filed but the bank stonewalled.

This report was posted on Ripoff Report on 07/05/2011 02:28 AM and is a permanent record located here: http://www.ripoffreport.com/reports/bank-of-america-aka-fia-card-services/los-angeles-california-/bank-of-america-aka-fia-card-services-identity-theft-forgery-los-angeles-california-749116. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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1Author 5Consumer 1Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Individual responds

Full documentation!

AUTHOR: Saveyourbackup - (USA)

 So you are aware, there have been 14 complaints with cfpb, 3 ftc, 2 ic3, occ, boxer, fienstien, canella, police, & the Atty General! The wonderful bank sent 110 pages of transactions in 10/14 and i received 104 pages 4/15 for a total of 214 pages and over 8000 to the bank alone. To fully understand Bank of America Fia Card services provided fraud claims double one of the posting logs. I know what im talking about, it has consumed my life because not one company told the truth and i needed to know so i could stop my UNEMPLOYMENT from being stolen with no notification it was there because it was back pay. Lets just get this out there out of the 8000 of in app purchases (that you get nothing for) one second apart clearing 20 minute time frame. 4000 was refunded the other half Google deleted while the complaint was at consumer protection. Stating no password was reqiured, refunding half towards a judgement for children making the purchase and keeping the other half! It amazes me that someone would automatically think companies can do no wrong. Trust and believe you will hear the whole story, maybe you will then be a bit more easy on the victim!

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#2 Consumer Comment

Why is it the victims fault?

AUTHOR: Saveyourbackup - (USA)

 Before you decide that what someone is reporting on is not telling the truth maybe you should realize when a national bank can lie to cover up fraud and unfair an deceptive procedures there is a serious problem! I do have the full story of what has an is happening to me! I can not tell you what was taken from my unemployment account! 1000 transactions (bank alone)! How does it work when a bank flags an account two days after theses charges start and one phone call to a busy phone clears an account so numerous emails from other countries AND foreign banks are tied to your email and can take your unemployment from a online account that has numerous failed logins and numerous calls to check balance (that was always right) but the back pay checks were deposited! How about an account overdrawn two weeks no notification yet next check is cleared in twenty minutes. How does it work when they never provide statements an when complaints are turned in they lie? To this day after begging for two years I still can't reconcile to give a dollar amout! Your presious Bofa, FIA card services have tormented, lied, not been able to give an accurate total and told me even though I told them the day I found out it wasn't fast enough! They have now had since April of 13 to finish the busy signal call that allowed me to be ruined! At a guess I'd say 7000 from the bank ALONE! So next time you think because they are a bank they will not lie think again, see because the bank record doesn't match the processors record....ya processor flagged it 12 times after the bank......no notification how about there's no such thing as authorization or the 350 canceled transactionso, would you like to hear the new definition of legitamate? Not made by the account holder, made with their account! So you can't come back an say you don't have the full story I do have over 6000 documents to back up every word an you only were told an 1/8th of what's been done! STOP BLAMING THE VICTIM!

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#3 Consumer Comment

Bank Victim, It might be a good idea to.......

AUTHOR: Karl - (USA)

send a copy of your Ripoff Report to the majority of the people who control the United States economy, wouldn't you agree?

Simply 'Google' this- WHO CONTROLS THE UNITED STATES ECONOMY BY MAJORITY 2010, and watch that video on the web to see who they are. Many of them are involved in the banking sector. Perhaps one of them will respond to you and help you.

You might also want to send a copy of your Ripoff Report to the Federal Reserve, since the Fed is ultimately in charge of the banking system, right?

Just 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts to see who all of the people and companies are that make up the Federal Reserve.
Then 'Google' this- BOARD OF GOVERNORS OF THE FEDERAL RESERVE, and their mailing address in Washington D.C. is available at that site.

Good luck to you, and make sure to spread your Ripoff Report all over the web at sites like Twitter & Facebook! 

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#4 Consumer Comment

Bank of America

AUTHOR: mr rik - (USA)

2109 Reports Today!

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#5 Consumer Comment


AUTHOR: Robert - (U.S.A.)

First off I am not now, nor have I ever worked for this or any other bank.  When people throw those claims it usually means that they really have nothing.   Then in addition to not even answering a simple question, such as did you get your money back.  It tends to show that there is a lot more to this story, that if you posted the entire story you may not come out looking so great.

But heck I could be wrong..so what's the FULL story?

Because you are not going to get anywhere with a claim that a BofA employee by shear luck got your account number at a credit union and withdrew over $2,000.
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#6 Author of original report

The Ripoff is fraud and Identity Theft

AUTHOR: Bank Victim - (United States of America)

Any transact with bank official requires your personal information. Each year individual are victims of identity theft and credit card fraud. Many of these victims, have become victims due to in house banking officials. These individual never communicated with these bank nor had they had account with these banking institutions.

The response that I see in your message, sounds like a banking official justifying the behavior of is bank.

Do we look away at a crime and then point the finger at a victim and said you deserved it. Now get over it.

This is why so many victims of illegal forclosures are homeless; because the banks said it's was okay to rip-off the United States People, because fraud is not against the law.

FIA Card services provides numerous credit card to all different types of companies. If you research this name on the computer, you will see that they have many different functions in the financial arena.

Rest assured, I did not owe any part of Bank of America a cent, that is why it is called fraud!

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#7 Consumer Comment

I'm trying to figure this out

AUTHOR: Robert - (U.S.A.)

Exactly what is the RipOff?

The fact that your title says FIA Card services tells me there might be more than you are writing in this posting.  Because I am trying to figure out exactly how according to you a Bank of America Employee, decided to pick on you and withdraw over $2,000 from your Credit Union Account.  Did they just randomly put a bunch of numbers together and come up with your account hoping that you would not notice a $2,000 withdraw?

Did the money ever get returned to your account, and you are just upset that they didn't actually catch the "crook"?
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