Complaint Review: Bank Of America - Dallas Texas
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
- Author Confirmed
- Bank Of America my.countrywide.com/Default.aspx Dallas, Texas U.S.A.
- Phone: 800-6696607
- Web:
- Category: Mortgage Companies
Countrywide Home Loans, Now Bank Of America Forced Placed Insurance on Home Owners Association Insurance Dallas Texas
*Consumer Comment: No, insurance vs foreclosure?
*Consumer Comment: No, insurance vs foreclosure?
*Consumer Comment: No, insurance vs foreclosure?
*Consumer Comment: No, insurance vs foreclosure?
*Consumer Suggestion: Placed Insurance vs Foreclosure
*Consumer Suggestion: Placed Insurance vs Foreclosure
*Consumer Suggestion: Placed Insurance vs Foreclosure
*Consumer Suggestion: Placed Insurance vs Foreclosure
Show customers why they should trust your business over your competitors...
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
Ripoff Report
willing to make a
commitment to
customer satisfaction
Click here now..
I purchased a condo in Utah in 2006 through Countrywide, which was then sold to Bank of America (without any knowledge on my part). I am never been late on a mortgage payment, insurance or taxes. I received a message through Bank of America's "message center" when I paid my August mortgage payment (on June 16, 2009) which indicated my insurance was going to expire on 7/1/09. Thinking I might have lost track of the payment of my home owners insurance, I paid it in full through 2/2010. However, this was NOT the insurance Bank of America was referring to. It was, instead, the insurance due from the Home Owners Association. They threatened to place forced placed insurance for the entire complex (almost $10 million dollars) if I did not have the insurance paid in full by 7/1/09. It took more than a week, several phone calls, e-mails, etc. I had to harass my HOA and they had to take the check (for $1200) directly to the insurance agent last night in order for the policy to not expire.
I spoke with my HOA (who was thankfully very understanding and helpful) who indicated they had NEVER heard of a problem like this in the past 35 years and I was the ONLY resident to ever have a problem such as this. Be AWARE of Bank of America trying to foreclose on people in any way possible. They are actively participating in fraudulent and dispiciple behavior and I truly hope karma finds them and gives them what they deserve!
Keirie
Taylorsville, Utah
U.S.A.
This report was posted on Ripoff Report on 06/30/2009 08:42 AM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/dallas-texas/countrywide-home-loans-now-bank-of-america-forced-placed-insurance-on-home-owners-associa-466322. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
#8 Consumer Comment
No, insurance vs foreclosure?
AUTHOR: Rubyirving1 - (U.S.A.)
SUBMITTED: Monday, July 20, 2009
I don't think so, forcing anyone with insurance or taxes CAUSES foreclosures as I am dealing with the same thing. I understand the bank is looking out for their interest, but forcing someone to pay more for something they couldn't already afford (during the time alloted through the lending co's.) only forces worse things to happen.
#7 Consumer Comment
No, insurance vs foreclosure?
AUTHOR: Rubyirving1 - (U.S.A.)
SUBMITTED: Monday, July 20, 2009
I don't think so, forcing anyone with insurance or taxes CAUSES foreclosures as I am dealing with the same thing. I understand the bank is looking out for their interest, but forcing someone to pay more for something they couldn't already afford (during the time alloted through the lending co's.) only forces worse things to happen.
#6 Consumer Comment
No, insurance vs foreclosure?
AUTHOR: Rubyirving1 - (U.S.A.)
SUBMITTED: Monday, July 20, 2009
I don't think so, forcing anyone with insurance or taxes CAUSES foreclosures as I am dealing with the same thing. I understand the bank is looking out for their interest, but forcing someone to pay more for something they couldn't already afford (during the time alloted through the lending co's.) only forces worse things to happen.
#5 Consumer Comment
No, insurance vs foreclosure?
AUTHOR: Rubyirving1 - (U.S.A.)
SUBMITTED: Monday, July 20, 2009
I don't think so, forcing anyone with insurance or taxes CAUSES foreclosures as I am dealing with the same thing. I understand the bank is looking out for their interest, but forcing someone to pay more for something they couldn't already afford (during the time alloted through the lending co's.) only forces worse things to happen.
#4 Consumer Suggestion
Placed Insurance vs Foreclosure
AUTHOR: Bubba Ho-tep - (U.S.A.)
SUBMITTED: Thursday, July 09, 2009
Your HOA's delinquincy caused this, not your bank. Although I have never heard of an individual having forced insurance for the entire complex that they live in, it is still a requirement of the loan. Having forced insurance placed on your mortgage is not even close to being foreclosed on.
#3 Consumer Suggestion
Placed Insurance vs Foreclosure
AUTHOR: Bubba Ho-tep - (U.S.A.)
SUBMITTED: Thursday, July 09, 2009
Your HOA's delinquincy caused this, not your bank. Although I have never heard of an individual having forced insurance for the entire complex that they live in, it is still a requirement of the loan. Having forced insurance placed on your mortgage is not even close to being foreclosed on.
#2 Consumer Suggestion
Placed Insurance vs Foreclosure
AUTHOR: Bubba Ho-tep - (U.S.A.)
SUBMITTED: Thursday, July 09, 2009
Your HOA's delinquincy caused this, not your bank. Although I have never heard of an individual having forced insurance for the entire complex that they live in, it is still a requirement of the loan. Having forced insurance placed on your mortgage is not even close to being foreclosed on.
#1 Consumer Suggestion
Placed Insurance vs Foreclosure
AUTHOR: Bubba Ho-tep - (U.S.A.)
SUBMITTED: Thursday, July 09, 2009
Your HOA's delinquincy caused this, not your bank. Although I have never heard of an individual having forced insurance for the entire complex that they live in, it is still a requirement of the loan. Having forced insurance placed on your mortgage is not even close to being foreclosed on.
Related Reports
08:53 AM
11:37 AM
Palmdale, California
10:25 AM
11:37 AM
06:41 PM
FAYETTEVILLE, Georgia
10:12 AM
Arkadelphia, Arkansas
11:10 PM
10:25 PM
10:50 PM
10:57 PM
10:51 PM
New 
Updated Rebuttal Photo 
Advertisers above have met our
strict standards for business conduct.
