Bank Of America Military Banking Ripoff false credit reporting non existant accountrt San Antonio Texas

Jenny, send a copy of the letter you received from BofA, stating that they will remove the trade line, and demand that the credit reporting agencies remove it immediately.

I did this with a letter that I received from a debt collector, because I didn't want to wait the 45 to 60 days the debt collector claimed it would take, and the tread line was removed from my credit report.


Julia

Ok...got a letter from BofA saying that this will be taken care of....that was in March..This is still on my husband's credit report. Any advice of what I should do next? How do companies get away with this?

I will get started on this right away. I hope I can get this cleared up. So have 30 days after receipt of the letter? Apparently this has been on his credit report since March!!!UGH!! They better take it off!! Thanks again for the advice.

Jenny,

First, get a letter from Bank of America stating what they told you as far as having no record of such an account.

Then write a letter to each affected credit bureau and dispute the account as not yours. Also be specific and exercise your rights under the FCRA and demand copies of all communications used in the verification process.

Send this letter by certified mail, return reciept requested. Be sure to put the certified# on the letter itself, as it proves exactly what you sent. Include a statement from BofA.

They must temporarily remove the item while under investigation, and after 30 days if not verified, it must be removed for good.

You have a right to sue for the inaccurate reporting and to recover any damages it has caused you.

This could be a big lawsuit against them and BofA.