Bank of America Threatening to Foreclose - Refuse to Modify Loan - Refusing Payments - Overcharged Simi Valley, California

Dear Linda,

We routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like SPS, SLS, Green Tree, Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  You CAN win this fight!!!

It pains me that you have fallen victim to the illegal, unfair, deceptive and abusive acts and practices of Bank of America, but I also commend you for seeking help; too often homeowners do not fight for their consumer and constitutional rights.  Bank of America has already admitted wrongdoing this year and agreed to the largest settlement in banking history in the amount of $7 Billion this year as a result of the admitted wrongdoing.  This is an excellent time to assert your consumer and Constitutional rights!

With that said, you have overlooked a key aspect to your fight, which is putting your valid objections and escrow issues in writing in the form of a proper QWR and attaching proof your consumer and Constitutional rights; they have certainly been violated in this case as I see it.  All of the mortgage lending and debt collection companies, including Bank of America, MUST answer your Qualified Written Requests (QWR) and if they refuse to then you take your fight to all the regulatory agencies outside of Bank of America that assist in fighting for your rights like the CFPB; it’s a shame that these more than profitable and previously bailed-out companies engage in this type of consumer abuse. 

We would be more than happy to educate you as to how to fight for your rights.  My firm routinely seeks out complaints online so that we can educate as to how to fight back on our weekday show called "The Daily Complaint" where we review a complaint and how to tackle it successfully. 

We reviewed your complaint on the show if you would like to listen, click here

You can learn more by visiting the CFPB's website and becoming educating about the rights afforded you under the FDCPA, Dodd-Frank and RESPA via the CFPB – click here. Here’s also some FAQs on “escrow accounts and escrow abuse” since that may be the situation that you find yourself in at this time – click here

In the event you have further questions, you can contact END Consulting and me directly as I would be more than happy to contact any of the companies on your behalf to determine the status of your foreclosure situation!

I would be happy to elaborate for anyone reading this as we always offer free consultation until we can determine if we can assist you to include contacting the bank and/or servicer for you for free to uncover the options that exist for you in this situation. You can reach me via email or via web. I have had the pleasure of educating thousands of consumers on their rights and how to assert them to get what they want...my firm is exceptional at what we do!

Every new beginning comes from some other beginning's END

Respectfully,

Dana

CLICK HERE FOR RADIO SHOW

Feel free to 'Google' this- ALABAMA ATTORNEY GENERAL, and send him a copy of your Ripoff Report immediately. All of the information is available on the web.

It appears that the bankers, and others, are specifically targeting people who have equity in their homes. It's a quick way for the banks and their investors to make money. You can also 'Google' this- INDYMAC BOYS GET SWEETHEART DEAL, and watch that video on the web in order to see that the bankers are also making money on homes that do not have equity.

To sum it all up in a nutshell, the bankers are ultimately in control of the U.S. government and Wall Street. They are going after as many homeowners as possible in order to generate profits in order to keep their investors from losing money. Some of these 'investors' include governments from other parts of the world who were foolish enough to invest in the BIG Ponzi scheme that was orchestrated by the Wall Street bankers, also known as the 'housing boom' in America which eventually went 'bust'.