BARON AUTO MAXX MALL FRAUD IN GETTING LOANS UNDISCLOSED VITAL INFORMATION ripoff MEDFORD New York

New York City Department of Consumer Affairs (DCA) Commissioner Jonathan Mintz today announced the agency is seeking substantial relief for more than 150 consumers and pursuing maximum fines and penalties against eight car dealerships for an egregious pattern of deceptive sales violations. All eight dealerships share related owners and are charged with misleading consumers through deceptive sales practices. Tactics range from luring consumers with bogus scratch-off sweepstakes declaring "guaranteed winners" of free cars, to having consumers sign partially blank contracts and financing agreements.

In some cases consumers were tricked into buying cars that they thought they had won as part of the "sweepstakes." Consumers' credit histories were severely impacted by those who opened lines of credit and/or defaulted on payments for purchased vehicles. In addition to maximum fines and possible loss of their license, DCA is seeking full refunds and cancellation of contracts for more than 150 New Yorkers, as well as additional funds for any possible unknown consumer cases. The dealerships include:

* Stadium Motors, Inc. (d/b/a Popular Kia) -- 1515 Utica Avenue, Brooklyn
* Eurasian Motors, Inc. (d/b/a Auto Central) -- 5262 Kings Highway, Brooklyn
* Omni Auto Group, Inc. (d/b/a Brooklyn Dodge) -- 5226 Kings Highway, Brooklyn
* Vanguard Auto Group, Inc. (d/b/a Popular Ford) -- 2505 Coney Island Avenue, Brooklyn
* Baron Auto Mall (d/b/a Baron Kia) -- 1942 Utica Avenue, Brooklyn
* Baron Auto Mall (d/b/a Driveworld) -- 1922 Utica Avenue, Brooklyn
* Tri-County Motors, Inc. (d/b/a Driveworld) -- 1750 Coney Island Avenue, Brooklyn
* Baron Auto City (d/b/a Baron Auto Mall) -- 187-10 Jamaica Avenue, Queens

"The pattern of abuses we've alleged against this auto group are exactly what consumers fear most when buying a car from a dealer," said Commissioner Mintz. "Such practices are outrageous. If these dealers don't agree to pay back consumers and dramatically overhaul their business practices, we'll move to shut them down."

In addition to deceptive sweepstakes offers, DCA charges these dealerships illegally:

* Added additional cost items such as service warranty contracts without the consumer's knowledge;
* Inflated the price of the car to cancel out any down payment "winnings" or other claimed discounts;
* Took advantage of consumers who spoke limited English by misrepresenting agreement terms;
* Advertised $25 "Liquidation Events" that implied that there were many cars which could be purchased for that nominal price;
* Failed to return deposits on cancelled orders, and more.

Last year, DCA launched an investigation into bogus car sweepstakes offers and put the industry, including these dealerships, on notice that such practices were deceptive. DCA's action was spurred by a flood of catchy scratch-off promotions that had popped up in the mailboxes of thousands of City residents. The offers promised free cars and other prizes ranging from $20,000 in cash to vacations, and more. Promotions like "Dash for Cash," "Real Pot of Gold," "Fun in the Sun," and others prompted consumers to scratch off three matching symbols (e.g., three cars or three car keys) where they are deemed a "Guaranteed Winner." In addition to the eight dealerships charged today, DCA is investigating several others citywide. DCA is working in conjunction with the New York State Attorney General's Office.

"These scratch-offs can get your attention, but beware: they're not the real deal. If you get one in the mail, steer clear and call us at 311," added Commissioner Mintz. "Consumers who are in the market for a car should take a deep breath, explore your options, and never sign for anything until you've had a chance to read the fine print."

The DCA licenses 55 different categories of business in New York City and enforces the City's Consumer Protection Law prohibiting deceptive practices. To file a complaint, or for a full list of tips on how to protect against false advertising and what to know before buying a car, call 311 (or 212-NEW-YORK), or go online to the DCA Web site www.nyc.gov/consumers to download free copies of False Advertising: How to Spot It and Read the Fine Print and the Used Car Sales Consumer Guide.

Shopping for a new car? Follow these tips:

* If buying a used car, check if the dealership is licensed by DCA.

* Never sign a blank or incomplete agreement/contract where you don't understand the terms.

New York City Department of Consumer Affairs (DCA) Commissioner Jonathan Mintz today announced the agency is seeking substantial relief for more than 150 consumers and pursuing maximum fines and penalties against eight car dealerships for an egregious pattern of deceptive sales violations. All eight dealerships share related owners and are charged with misleading consumers through deceptive sales practices. Tactics range from luring consumers with bogus scratch-off sweepstakes declaring "guaranteed winners" of free cars, to having consumers sign partially blank contracts and financing agreements.

In some cases consumers were tricked into buying cars that they thought they had won as part of the "sweepstakes." Consumers' credit histories were severely impacted by those who opened lines of credit and/or defaulted on payments for purchased vehicles. In addition to maximum fines and possible loss of their license, DCA is seeking full refunds and cancellation of contracts for more than 150 New Yorkers, as well as additional funds for any possible unknown consumer cases. The dealerships include:

* Stadium Motors, Inc. (d/b/a Popular Kia) -- 1515 Utica Avenue, Brooklyn
* Eurasian Motors, Inc. (d/b/a Auto Central) -- 5262 Kings Highway, Brooklyn
* Omni Auto Group, Inc. (d/b/a Brooklyn Dodge) -- 5226 Kings Highway, Brooklyn
* Vanguard Auto Group, Inc. (d/b/a Popular Ford) -- 2505 Coney Island Avenue, Brooklyn
* Baron Auto Mall (d/b/a Baron Kia) -- 1942 Utica Avenue, Brooklyn
* Baron Auto Mall (d/b/a Driveworld) -- 1922 Utica Avenue, Brooklyn
* Tri-County Motors, Inc. (d/b/a Driveworld) -- 1750 Coney Island Avenue, Brooklyn
* Baron Auto City (d/b/a Baron Auto Mall) -- 187-10 Jamaica Avenue, Queens

"The pattern of abuses we've alleged against this auto group are exactly what consumers fear most when buying a car from a dealer," said Commissioner Mintz. "Such practices are outrageous. If these dealers don't agree to pay back consumers and dramatically overhaul their business practices, we'll move to shut them down."

In addition to deceptive sweepstakes offers, DCA charges these dealerships illegally:

* Added additional cost items such as service warranty contracts without the consumer's knowledge;
* Inflated the price of the car to cancel out any down payment "winnings" or other claimed discounts;
* Took advantage of consumers who spoke limited English by misrepresenting agreement terms;
* Advertised $25 "Liquidation Events" that implied that there were many cars which could be purchased for that nominal price;
* Failed to return deposits on cancelled orders, and more.

Last year, DCA launched an investigation into bogus car sweepstakes offers and put the industry, including these dealerships, on notice that such practices were deceptive. DCA's action was spurred by a flood of catchy scratch-off promotions that had popped up in the mailboxes of thousands of City residents. The offers promised free cars and other prizes ranging from $20,000 in cash to vacations, and more. Promotions like "Dash for Cash," "Real Pot of Gold," "Fun in the Sun," and others prompted consumers to scratch off three matching symbols (e.g., three cars or three car keys) where they are deemed a "Guaranteed Winner." In addition to the eight dealerships charged today, DCA is investigating several others citywide. DCA is working in conjunction with the New York State Attorney General's Office.

"These scratch-offs can get your attention, but beware: they're not the real deal. If you get one in the mail, steer clear and call us at 311," added Commissioner Mintz. "Consumers who are in the market for a car should take a deep breath, explore your options, and never sign for anything until you've had a chance to read the fine print."

The DCA licenses 55 different categories of business in New York City and enforces the City's Consumer Protection Law prohibiting deceptive practices. To file a complaint, or for a full list of tips on how to protect against false advertising and what to know before buying a car, call 311 (or 212-NEW-YORK), or go online to the DCA Web site www.nyc.gov/consumers to download free copies of False Advertising: How to Spot It and Read the Fine Print and the Used Car Sales Consumer Guide.

Shopping for a new car? Follow these tips:

* If buying a used car, check if the dealership is licensed by DCA.

* Never sign a blank or incomplete agreement/contract where you don't understand the terms.

New York City Department of Consumer Affairs (DCA) Commissioner Jonathan Mintz today announced the agency is seeking substantial relief for more than 150 consumers and pursuing maximum fines and penalties against eight car dealerships for an egregious pattern of deceptive sales violations. All eight dealerships share related owners and are charged with misleading consumers through deceptive sales practices. Tactics range from luring consumers with bogus scratch-off sweepstakes declaring "guaranteed winners" of free cars, to having consumers sign partially blank contracts and financing agreements.

In some cases consumers were tricked into buying cars that they thought they had won as part of the "sweepstakes." Consumers' credit histories were severely impacted by those who opened lines of credit and/or defaulted on payments for purchased vehicles. In addition to maximum fines and possible loss of their license, DCA is seeking full refunds and cancellation of contracts for more than 150 New Yorkers, as well as additional funds for any possible unknown consumer cases. The dealerships include:

* Stadium Motors, Inc. (d/b/a Popular Kia) -- 1515 Utica Avenue, Brooklyn
* Eurasian Motors, Inc. (d/b/a Auto Central) -- 5262 Kings Highway, Brooklyn
* Omni Auto Group, Inc. (d/b/a Brooklyn Dodge) -- 5226 Kings Highway, Brooklyn
* Vanguard Auto Group, Inc. (d/b/a Popular Ford) -- 2505 Coney Island Avenue, Brooklyn
* Baron Auto Mall (d/b/a Baron Kia) -- 1942 Utica Avenue, Brooklyn
* Baron Auto Mall (d/b/a Driveworld) -- 1922 Utica Avenue, Brooklyn
* Tri-County Motors, Inc. (d/b/a Driveworld) -- 1750 Coney Island Avenue, Brooklyn
* Baron Auto City (d/b/a Baron Auto Mall) -- 187-10 Jamaica Avenue, Queens

"The pattern of abuses we've alleged against this auto group are exactly what consumers fear most when buying a car from a dealer," said Commissioner Mintz. "Such practices are outrageous. If these dealers don't agree to pay back consumers and dramatically overhaul their business practices, we'll move to shut them down."

In addition to deceptive sweepstakes offers, DCA charges these dealerships illegally:

* Added additional cost items such as service warranty contracts without the consumer's knowledge;
* Inflated the price of the car to cancel out any down payment "winnings" or other claimed discounts;
* Took advantage of consumers who spoke limited English by misrepresenting agreement terms;
* Advertised $25 "Liquidation Events" that implied that there were many cars which could be purchased for that nominal price;
* Failed to return deposits on cancelled orders, and more.

Last year, DCA launched an investigation into bogus car sweepstakes offers and put the industry, including these dealerships, on notice that such practices were deceptive. DCA's action was spurred by a flood of catchy scratch-off promotions that had popped up in the mailboxes of thousands of City residents. The offers promised free cars and other prizes ranging from $20,000 in cash to vacations, and more. Promotions like "Dash for Cash," "Real Pot of Gold," "Fun in the Sun," and others prompted consumers to scratch off three matching symbols (e.g., three cars or three car keys) where they are deemed a "Guaranteed Winner." In addition to the eight dealerships charged today, DCA is investigating several others citywide. DCA is working in conjunction with the New York State Attorney General's Office.

"These scratch-offs can get your attention, but beware: they're not the real deal. If you get one in the mail, steer clear and call us at 311," added Commissioner Mintz. "Consumers who are in the market for a car should take a deep breath, explore your options, and never sign for anything until you've had a chance to read the fine print."

The DCA licenses 55 different categories of business in New York City and enforces the City's Consumer Protection Law prohibiting deceptive practices. To file a complaint, or for a full list of tips on how to protect against false advertising and what to know before buying a car, call 311 (or 212-NEW-YORK), or go online to the DCA Web site www.nyc.gov/consumers to download free copies of False Advertising: How to Spot It and Read the Fine Print and the Used Car Sales Consumer Guide.

Shopping for a new car? Follow these tips:

* If buying a used car, check if the dealership is licensed by DCA.

* Never sign a blank or incomplete agreement/contract where you don't understand the terms.

New York City Department of Consumer Affairs (DCA) Commissioner Jonathan Mintz today announced the agency is seeking substantial relief for more than 150 consumers and pursuing maximum fines and penalties against eight car dealerships for an egregious pattern of deceptive sales violations. All eight dealerships share related owners and are charged with misleading consumers through deceptive sales practices. Tactics range from luring consumers with bogus scratch-off sweepstakes declaring "guaranteed winners" of free cars, to having consumers sign partially blank contracts and financing agreements.

In some cases consumers were tricked into buying cars that they thought they had won as part of the "sweepstakes." Consumers' credit histories were severely impacted by those who opened lines of credit and/or defaulted on payments for purchased vehicles. In addition to maximum fines and possible loss of their license, DCA is seeking full refunds and cancellation of contracts for more than 150 New Yorkers, as well as additional funds for any possible unknown consumer cases. The dealerships include:

* Stadium Motors, Inc. (d/b/a Popular Kia) -- 1515 Utica Avenue, Brooklyn
* Eurasian Motors, Inc. (d/b/a Auto Central) -- 5262 Kings Highway, Brooklyn
* Omni Auto Group, Inc. (d/b/a Brooklyn Dodge) -- 5226 Kings Highway, Brooklyn
* Vanguard Auto Group, Inc. (d/b/a Popular Ford) -- 2505 Coney Island Avenue, Brooklyn
* Baron Auto Mall (d/b/a Baron Kia) -- 1942 Utica Avenue, Brooklyn
* Baron Auto Mall (d/b/a Driveworld) -- 1922 Utica Avenue, Brooklyn
* Tri-County Motors, Inc. (d/b/a Driveworld) -- 1750 Coney Island Avenue, Brooklyn
* Baron Auto City (d/b/a Baron Auto Mall) -- 187-10 Jamaica Avenue, Queens

"The pattern of abuses we've alleged against this auto group are exactly what consumers fear most when buying a car from a dealer," said Commissioner Mintz. "Such practices are outrageous. If these dealers don't agree to pay back consumers and dramatically overhaul their business practices, we'll move to shut them down."

In addition to deceptive sweepstakes offers, DCA charges these dealerships illegally:

* Added additional cost items such as service warranty contracts without the consumer's knowledge;
* Inflated the price of the car to cancel out any down payment "winnings" or other claimed discounts;
* Took advantage of consumers who spoke limited English by misrepresenting agreement terms;
* Advertised $25 "Liquidation Events" that implied that there were many cars which could be purchased for that nominal price;
* Failed to return deposits on cancelled orders, and more.

Last year, DCA launched an investigation into bogus car sweepstakes offers and put the industry, including these dealerships, on notice that such practices were deceptive. DCA's action was spurred by a flood of catchy scratch-off promotions that had popped up in the mailboxes of thousands of City residents. The offers promised free cars and other prizes ranging from $20,000 in cash to vacations, and more. Promotions like "Dash for Cash," "Real Pot of Gold," "Fun in the Sun," and others prompted consumers to scratch off three matching symbols (e.g., three cars or three car keys) where they are deemed a "Guaranteed Winner." In addition to the eight dealerships charged today, DCA is investigating several others citywide. DCA is working in conjunction with the New York State Attorney General's Office.

"These scratch-offs can get your attention, but beware: they're not the real deal. If you get one in the mail, steer clear and call us at 311," added Commissioner Mintz. "Consumers who are in the market for a car should take a deep breath, explore your options, and never sign for anything until you've had a chance to read the fine print."

The DCA licenses 55 different categories of business in New York City and enforces the City's Consumer Protection Law prohibiting deceptive practices. To file a complaint, or for a full list of tips on how to protect against false advertising and what to know before buying a car, call 311 (or 212-NEW-YORK), or go online to the DCA Web site www.nyc.gov/consumers to download free copies of False Advertising: How to Spot It and Read the Fine Print and the Used Car Sales Consumer Guide.

Shopping for a new car? Follow these tips:

* If buying a used car, check if the dealership is licensed by DCA.

* Never sign a blank or incomplete agreement/contract where you don't understand the terms.

IT TOOK NINE MONTH...NINE MONTHS AND IT IS TRULY FINALLY OVER.
WELLS FARGO REVOKED THE LOAN ...AND GET THIS...THEY REFUNDED ME THE 3 MONTHS OF CAR PAYMENTS I MADE AND THE DMV REFUNDED ME AS WELL! RON BARON DID IN FACT RETURN MY PHONE CALL TODAY...WAS SARCASTIC AND RUDE AND WISHED ME WELL IN THE END.
SO, HERE IT THE DEAL THAT MAY HELP YOU OUT.
GET A COPY OF THE CREDIT APPLICATION BARON SENT TO YOUR BANK...IF IT DOES NOT MATCH THE COPY OF YOUR HAND WRITTEN APPLICATION MAKE COPIES AND SEND TO THE ATTORNEY GENERAL FRAUD DEPT IN HAUPPAUGE...SEND A COPY OF YOUR LETTER AND COPIES OF ALL PAPER WORK TO THE BANK TELLING THEM THE DEALER COMITTED FRAUD AND THE LOAN CAN AND SHOULD BE REVOKED. MANY IN CUSTOMER SERVICE CALLED IT A "BLIND CONTRACT: AND DID EVERYTHING THEY COULD TO INTIMIDATE ME BUT IN THE END IT IS FINALLY OVER. WELLS IS ALSO REPAIRING MY CREDIT. I ONLY MADE THREE PAYMENTS ON THAT CAR AS I COULD NO LONER DO IT AND THE SALESMAN AT BARON TOLD ME OF HIS GUARANTEE TO REFINANCE IN 2 MONTHS. I EVEN HAVE ALL OUR CONVERSATIONS ON TAPE!

IF YOU HAVE A COPY OF A PURCHASE ORDER, YES A PO...GET A CAR FAX...SEE IF IT WAS A RENTAL...IF IT WAS AND YOUR PURCHASE ORDER DOES NOT HAVE A BOX CHECKED AFFIRMING THIS...GET THE DMV IN ALBANY INVOLVED AS THIS IS VERY SERIOUS STUFF...WHO KNEW...SEE I HAD BARON WITH THAT...ALL THE PAPER WORK I SENT TO DMV AND TO THE ATTORNEY GENERAL DID NOT HAVE A COPY OF THAT, WHY? BECAUSE BARON NEVER GAVE ME ONE...SO WHEN THE DMV THOUGHT THEY HAD THEM AND WENT DOWN...SURE ENOUGH...A SIGNED PO...COPY MIND YOU SOME HOW "APPEARED" WITH THE RENTAL BOX CHECKED AND IT WAS WRITTEN IN! TOO BAD IT COULD NOT BE PROVED EVEN THOUGH THE DMV INSPECTOR SAID IT WAS OBVIOUS IT WAS WRITTEN IN WITH A DIFFERENT HAND WRITING BUT WE COULD NOT PROVE THAT.


WELLS TOLD ME BARON HAS DONE THIS TOO MANY TIMES TO COUNT AND THEY WILL BE WATCHED CLOSE.

NOW, I WOULD LIKE TO SAY, I HAVE MET A HANDFUL OF PEOPLE WHO HAVE HAD A GREAT EXPERIENCE WITH THESE BARON OUTLETS...I HAVE ALSO MET PEOPLE WHO HAVE HAD NIGHTMARES LIKE ME.

IF YOUR IN OVER YOUR HEAD BECAUSE OF FALSE PROMISES...FIGHT....IT WILL TAKE ALOT OF TIME BUT TRUST ME..IT IS WORTH THE FIGHT. I AM A SINGLE PARENT OF 2 GREAT KIDS WHO LITERALLY LOST THEIR MOM FOR 9 MONTHS...THE STRESS DID ALOT OF DAMAGE TO ME PHYSICALLY AND EMOTIONALLY....I STILL CANNOT BELIEVE IT IS OVER AND AM HAVING A HARD TIME ADJUSTING TO NOT HAVING THIS NIGHTMARE IN MY LIFE 24/7

IT CONSUMED MY LIFE IN A WAY THAT I THOUGHT I WOULD NOT RECOVER FOR YEARS AND YEARS TO COME. .......I THANK GOD EVERY NIGHT NOW FOR SEEING ME THOUGH THIS AND GIVING ME THE WILL TO FIGHT THIS.

AND...I WON

AS OF JULY 17,2007 I GOT THE WONDERFUL PHONE CALL FROM WELLS FARGO AT MY JOB...SHE SAID IT WAS OVER. WELLS WITH THE ASSISTANCE OF THE ATTORNEY GENERAL'S OFFICE FOUND BARON AUTOMALL OF MEDFORD HAD INDEED COMMITTED FRAUD AND THEY REVOKED MY LOAN AND GET THIS! THEY ARE SENDING ME A REFUND OF THE 3 PAYMENTS I MADE AND ARE SENDING ME THE LETTER SO I MAY GO AFTER BARON IN SMALL CLAIMS COURT TO SUE FOR MY DEPOSIT ON THE CAR AND ON THE INSURANCE I PAID FOR THE PAST 9 MONTHS! LISTEN TO ME PLEASE, IF YOU HAVE A HORRIFIC LOAN WITH BARON AND THEY PROMISED YOU THE WORLD, CALL THE FINANCIAL INSTITUTION, GET A COPY OF THE CREDIT APPLICATION THEY SUBMITTED ON YOUR BEHALF TO GET YOU APPROVED. CHECK IT AGAINST THE CREDIT APPLICATION YOU FILLED OUT WHEN YOU WALKED IN THE DOOR, IF IT IS DIFFERENT BIG TIME, MAKE COPIES AND SEND THE THE ATTORNEY GENERALS OFFICE IN HAUPPAUGE. ALSO, FILE WITH THE DMV IN ALBANY, IF THIS WAS A RENTAL CAR AND NOT DISCLOSED TO YOU ON THE PURCHASE ORDER YOU SIGNED THEY WILL FACE FINES TRIPLE WHAT THE CAR IS WORTH.

WELLS FARGO IS ALSO REPAIRING MY CREDIT...THEY TOOK THE CAR AND IT IS TRULY OVER. THEY HAVE TOO MANY FRAUD CASES AGAINST THEM, NOT JUST MEDFORD...ALL THE BARON DEALERSHIPS!

DO NOT LET ANYONE SWAY YOU FROM THIS FIGHT. THIS HAS BEEN SHEAR HELL FOR MY FAMILY AND MYSELF. WELLS DID NOT HELP FROM THE START....YOU MUST FIGHT WITH THE ATTORNEY GENERALS HELP.

KNOW YOUR RIGHTS, FIGHT TO THE END....REPOSESSION IS NEVER AN OPTION AS YOU STILL HAVE TO PAY THE LOAN! RESEARCH EVERY AVENUE....THEY CAN AND HAVE BEEN BEAT!

HERE ARE SOME STEPS YOU NEED TO TAKE IF BARON AUTO MALL IN MEDFORD DID YOU IN.

FIRST : CHECK TO MAKE SURE YOU HAVE A COPY OF EVERYTHING, INCLUDING YOUR PURCHASE ORDER. YES, A PURCHASE ORDER.

SEARCH THE TITLE. IF THE LAST TITLE HOLDER WAS A RENTAL CAR COMPANY AND YOUR PURCHASE ORDER DID NOT HAVE THE RENTAL BOX CHECKED THIS IS A VERY VERY SERIOUS OFFENSE. FILE A COMPLAINT WITH THE DMV IN ALBANY. THEY ACT ON THESE MATTERS VERY QUICKLY.

GET A COPY OF THE CREDIT APPLICATION THEY SUBMITTED TO THE BANK ON YOUR BEHALF. CHANCES ARE IT IS TYPED, YOU DID NOT SEE IT AND IT WAS CHANGED ALOT IN ORDER TO GET YOU THAT LOAN.. THEN YOU NEED TO MAKE COPIES AND SEND TO THE ATTORNEY GENERAL'S OFFICE AND TO THE BANK YOU HAVE THE LOAN WITH.
THIS MEANS THE LOAN WAS OBTAINED WITH FALSIFIED INFORMATION AS OPPOSED TO THE APPLICATION YOU HAND WROTE TO BARON ON THEIR APPLICATION. ALSO FILE A REPORT WITH YOUR PROOF TO THAT BANK.

ALSO ASK THE ATTORNEY GENERAL TO FILE A COMPLAINT TO THAT BANK. FRAUD IS FRAUD.
INVEST IN A PHONE TAPE RECORDING DEVICE. WORTH EVERY PENNY. TAPE EVERY CALL YOU HAVE BETWEEN YOU AND BARON. IT IS LEGAL! IN NY ONE PARTY ON THE PHONE HAS TO BE AWARE THEY ARE BEING RECORDED. SINCE YOU ARE THE ONE RECORDING IT IS TOTALLY LEGAL. MAKE SURE YOU DO NOT TELL THEM THOUGH.

BARON GETS AWAY WITH THIS BECAUSE MOST PEOPLE WHO LIKE ME HAVE NOT SO GREAT CREDIT MEANS WE LIVE PAYCHECK TO PAYCHECK AND ARE SO BUSY WE GIVE UP THE FIGHT DUE TO EMOTIONAL ENERGY AND TIME. DO NOT GIVE UP. THE MORE PEOPLE WHO FIGHT TO THE BITTER END WILL AT SOME POINT PUT REAL PRESSURE ON THESE GUYS TO TELL THE TRUTH AND DISCLOSE ALL YOUR RIGHTS. BEFORE YOU GET THAT TITLE YOU CAN CANCEL THIS TRANSACTION.

BARON IS A MULTI MILLION DOLLAR COMPANY. THEY MAKE THE BANKS ALOT OF MONEY ON OUR BACKS AND LIVES. PLEASE, DO NOT GIVE UP.

CALL THE MEDIA'S, FILE WITH BETTER BUSINESS.

I WONDER WHAT THE ATTORNEY GENERAL, DMV AND IRS WOULD DISCOVER IF THESE GUYS WERE SHUT DOWN AND AUDITED.
I BET THE AGENCIES WOULD MAKE A TON OF CASH IN FINES.

GOOD LUCK TO ALL