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Report: #199262

Complaint Review: Boyajian Law Offices - Rutherford New Jersey

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  • Reported By: Hollywood Florida
  • Author Confirmed What's this?
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  • Boyajian Law Offices 210 Rt 17 N. Rutherford, New Jersey U.S.A.

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About five months ago I received one of those recorded calls we have all received "This is Boyajian Law Offices with a personal business matter...please contact us immediately at 800-793-2350." And like many of us, I didn't know what it was about because I did not owe any debts, nor had any legal issues pending. After many phone calls, I finally return the call to find that the person on the other end of the line was asking an inordinate amount of questions concerning my identity. The weirdest part of it all was the fact that the calls were coming in on my secondary line into my home that I only use for faxes. I had that number shut off here recently and they just started calling in on a new number I now have for the same type of use. About 3 times so far in the last week.

I was taken aback to say the least and knowing how many fraudulent people are out there I didn't give any info. I found that they were looking for me because many years back my paternal grandfather who has since passed on had an outstanding debt from a major retailer. They were trying to collect this debt from me. I could not figure this out because I knew my grandfather had two step daughters, several grandchildren, and many other family members they could have called. I was told that they tried to contact the step-daughters (my step-aunts whom I have never been close to) who said that I was the correct person to collect from. This was absurd! I never had access to the account, nor I was not listed on the account in any way. I even lived several states away. The representative said that I had two choices pay it, or that I would have a judgement filed against me. They kept asking questions like, "did you receive any money when your grandfather passed away?" and "who else was responsible for paying for his funeral?" I was livid that they would even stoop so low as to ask questions like this. My grandfather died with hardly enough money to pay for his funeral, so there was no "big check" I received, but that is a non-issue.

Going through the family tree, it was my grandfather (passed away), his wife (my grandmother) (passed away), my father (passed away), two step daughters (my step-aunts) who live very close by where my grandfather lived and took care of him, and myself (grandaughter) and my sister (grand daughter).

But regardless, this debt was many moons ago (probably more than 10 years as my grandfather passed away more than 6 years ago. I am just really nervous as to whether they have a right to collect from me or not. Moreover, I am very unsure as to whether to send a cease and desist letter because then they would have my physical address. I don't even have a case number to reference on the letter either.

Most of the posts I have seen here relate to a personal debt. Anyone have this same issue with a now deceased realative that they are trying to collect a debt on? Any advice would be greatly appreciated.

JE
Hollywood, Florida
U.S.A.

This report was posted on Ripoff Report on 07/03/2006 09:46 AM and is a permanent record located here: https://www.ripoffreport.com/reports/boyajian-law-offices/rutherford-new-jersey-07070/boyajian-law-offices-ripoff-collecting-on-a-relatives-debt-rutherford-new-jersey-199262. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#3 Consumer Suggestion

FDCPA

AUTHOR: Tj - (U.S.A.)

POSTED: Friday, October 06, 2006

Google that, Fed Debt Collection Practices Act. It tells what what is legal and what's not and also what your rights are. Always let them know that you know your rights under the FDCPA and that any violations will be reported to the FTC. This will put a stop to any illegal or scams, but not legit debts. Always send a cease and disist letter via certifeid mail and keep copies. Don't worry about protecting your address, in this day and age I can get anybodys address in few minutes, beside if they have your phone# they prob already have your addy as well!!

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#2 Consumer Suggestion

JE.......Hammer these fools!

AUTHOR: Steve - (U.S.A.)

POSTED: Wednesday, July 05, 2006

JE,

Cut off all communications with them. NEVER speak to any collector on the phone. NEVER. NEVER!!!

It doesn't matter if they have your address or not. If they got your phone#, the address is a given. It is irrelevant to the case at hand.

First, you are NOT responsible for your grandfathers debt unless you were on the account or listed as a caretaker, etc..of his finances.
It is illegal for them to even contact you about someone elses debt.

Second, that "debt" is totally uncollectable as it is past the legal statute of limitations for enforcement of collection in court.

Third, they would have to provide validation/proof of debt before they could go any further.

They are just hoping to scare you into making some payment or agreement to pay which would re-affirm and validate the debt.

Cut off all contact except for a CEASE COMMUNICATION request that needs to be sent by certified mail/rrr and be sure to put the certified# on the letter itself.

Relax.

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#1 Consumer Comment

Request validation along with cease & desist

AUTHOR: Sylvia - (U.S.A.)

POSTED: Tuesday, July 04, 2006

Send them a letter demanding validation of the debt. This is an outfit of scam artists and it's not likely your grandfather even owed the money. When you send the letter, you can also tell them to cease and desist in their attempts to contact you except to respond to the request for validation.

If you don't want them to have your mailing address, get a P.O. box for a brief period. It's worth the small fee. Send the letter certified or registered with return receipt requested. There are sample letters on this site as well as another site. Good luck.

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