Report: #145340

Complaint Review: Call One - Premier Movie Pass - Buyers Union

  • Submitted: Tue, June 07, 2005
  • Updated: Mon, June 27, 2005
  • Reported By: driftwood Texas
  • Call One - Premier Movie Pass - Buyers Union
    1442 E. Lincoln Ave. #361
    Orange, California

Call One - Premier Movie Pass - Buyers Union Ripoff Unauthorized billing and debiting checking account Orange California *EDitor's Suggestions on how to get your money back into your bank account!

*Author of original report: We got some of our money back!

*Consumer Comment: buyers union rip off charged my checking account

Show customers why they should trust your business over your competitors...

Our story isn't much different. My husband said yes to a $250 Home depot gift certificate. He was told he would receive paperwork in the mail, be given 30 days to review and cancel before a deduction was made from the account.

We have had cahrges of $3.95, $3.95, and $119.90 removed initially all before anything was seen in the mail. We cancelled our accounts and sent a request for refund paperwork. We sent that in by registered mail. We received a return receipt. But have yet to receive a check in the mail.

They then removed an additional $119.90 and $146 a few weeks later. We received a postcard from them admitting the error and that it would be redeposited. They were agreeable on the phone. We have yet to receive the refund of this latter amount either. We have issued a stop payment and the bank after a small attempt to research this says we have no options of refund.

Driftwood, Texas

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off & Author of

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Is this Ripoff Report About you?
Ripoff Report A business' first line of defense on the Internet.
If your business is willing to make a commitment to customer satisfaction Click here now..

Does your business have a bad reputation? Fix it the right way. Corporate Advocacy Program™

Set the record straight: Arbitration Program

SEO Reputation Management at its best!

This report was posted on Ripoff Report on 06/07/2005 10:50 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!

Updates & Rebuttals


#1 Author of original report

We got some of our money back!

AUTHOR: Vicki - (U.S.A.)

At my bank there was a specific person in charge of this type of problem. I got his e-mail address and talked to him regularly.

When he said there was nothing he could do, I asked about the Regulation E Form and explained the story in more detail to him. He then tried again.

Each time he would try to give up and I would insist on the Regulation E form which would seem to motivate him.

Eventually he got the two withdrawals of 146 and 119.90 back. I have him now working on the original 119.90 that we filed the refund for through the company, and never received.

We will see. I also contacted our local law enforcement who forwarded the information to some criminal specialist.

People, keep on talking about this and filing complaints, maybe we can get them shut down. Close your bank accounts immediately too!

Stop payments won't work since they change companies that are making the withdrawals for them.

Good luck!
Respond to this report!

#2 Consumer Comment

buyers union rip off charged my checking account

AUTHOR: Conny - (U.S.A.)

Buyers union charged my checking account for $ 119,90, whitout my permition. I call my bank to close the cheking account, and then I call buyers union immidietly to refund my money. But they just promise to refund my money, (since two month ago), without any act to solve this problem.
Respond to this report!
Ripoff Report Recommends
ZipBooks Accounting Software

Advertisers above have met our
strict standards for business conduct.