Complaint Review: Capital Accounts - Nashville Tennessee
- Capital Accounts www.usecapital.com Nashville, Tennessee U.S.A.
- Phone: 800-973-5402
- Web:
- Category: Collection Agencies
Capital Accounts And Chris Smith threatening and intimidating use of words and false unproven accusations Nashville Tennessee
*Consumer Comment: Chris Smith
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My husband and I both have been receiving harrassing phone calls from this collection agency. Whenever we try to return the call, we get a recording and we leave messages and don't get anyone to return the call. Yet they continue to have a pre recorded message that they play when they call and basically, here is what it says: "This is Chris Smith and you are directly involved with a business matter that my office has been hired to handle. You apparently do not realize the seriousness of this matter. It is imperative that you call me immediately. I must speak to you before making my decision and you do not want me to make a decision without talking with you. " He says it in a very threatening and intimidating manner.
Once when I returned the call, when the person picked up the phone, I said "what is the name of this company?" because he answered the phone with "how can i help you"? When I asked the name of his company he said "who is this, is this ______" and he said my name. I said "I asked you the name of this company, please identify yourself " he totally ignored me and spoke over me and said again "is this ______"? I told him not to continue leaving me rude messages unless he was going to tell me who he was with and what this was about. He said "yeah, whatever lady" and he hung up on me. VERY VERY rude and unprofessional and obviously unaware of the Fair Debt Collection laws!
Anontw
Austin, Texas
U.S.A.
This report was posted on Ripoff Report on 05/15/2008 09:11 PM and is a permanent record located here: https://www.ripoffreport.com/reports/capital-accounts/nashville-tennessee-37201/capital-accounts-and-chris-smith-threatening-and-intimidating-use-of-words-and-false-unpro-332810. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Chris Smith
AUTHOR: Cheryl - (U.S.A.)
SUBMITTED: Tuesday, January 20, 2009
I too have talked dealt with Chris Smith and his unprofessional phone calls. I faxed him a Dispute Letter back in April 2008 and never did receive any type of acknowledgement that the letter was received. However, we do still continue to receive harrassing and rude calls from not only Chris Smith but many other people from Capital Accounts as well. They are attempting to collect for an erroneous charge from a trash collection co for which I have no intentions on paying so they are wasting their time and efforts on me. My last call from them was a message left today from Eric White. I returned the call as always only to be yelled at like not paying my bills is my profession. I ran my credit report on Dec 22, 2008 and there was nothing on there regarding this bill and my credit rating is 782 so I don't think their $400 bill is going to jeopardize my credit. I believe Capital Accounts is all about threats but take no action. I will no longer give them the satisfaction of talking to anybody in hopes that they follow thru with their threats.
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