Capital Management Services , LP Is trying to make me pay for a debt that was paid off 2 years ago Buffalo New York

Hello Nathan
Thank you for the reply and information. I hadn't done what you said yet, but will.
I did file a complaint with the BBB of Buffalo NY. They advised they would try to resolve the problem to my satisfaction, or post it as a legit complaint. However I have not heard from either company since. I have download many other stories and information from the internet. I also have been in contact with other people they tried to do this to. Most said they would go to court with me if I need them.
Have a merry Christmas .....
Jon

I would suggest you get the paperwork and file a complaint with your attorney general. They will back down. You are dealing with cockroaches.....including Sara.

Also file a complaint with FTC.gov. The more complaints the better. Someday soon the FTC with go after them for their gross violations of federal law.

Keep us informed
good luck

I work there- For a few years now- ive seen everything and heard everything. if i got your inbound call this is what i would say:

First i would ask you do you have the acct # of the credit card that garnished you. This way we could verify its the same acct. Because CMSI did NOT purchase the debt, for we are simply a third party who does negotiations on creditors behalf- I would tell you to get the paper work and fax us a copy so we can get that to the client to fix it. Yes, you would have to get the paper work, our legal job is to solely collect debt, not to fix previous companies mistakes, but hey, if it was a mistake from another agency, then yes, we will get the paperwork to the client to help you fix it.

Heres the other thing- maybe you can help me out and respond- Depending on the client this answer may vary. There are things called Dormant Judgements. What those are, simply put, it was a judgement placed against you and when the company who placed it against you saw you had money, they garnished you. Dormant judgements are simply that, they lay in dormancy hoping you will take care of it on your own before it goes to garnishment. NOW, there is a good chance they began garnishing you back then- but then they stopped for whatever the reason may have been i cant tell you, but there may have still been a balance still owed- which would be what we have.

OR

it could simply just be the previous company screwed up- and documented your acct wrong, which then goes to the client, who then would send it to us. Make sense? If you can tell me what the letter says- i may be able to help you out over this-

Obviously, im just making quick assumptions based off of your info you put in your post. let me know if you need more help.