Capital One formerly HSBC bank This bank, HSBC aka CAPITAL ONE, possibly mismanage and misappropriate payments when I was sending monies to pay my credit card debt. SALT LAKE CITY UT

I started with a credit card called Sears Solutions back in 5/2012. They change their name to HSBC several months later around (10/2012) and then to Capital One early part of 2/2013. These people in their moving and name changing lost documents, payments or possibly did not credit my account and now they are harassing me that I did not pay the debt. Hogwash! I have every receipt that was paid to this company, then HSBC. I had set up an agreement with 2 employees working there at the time for payment arrangement. In fact I still have the fax sheet they send me. These people are so full of themselves, more importantly, they don't value their customers self worth, they think people are stupid. First of all, I don't have monies to be sending monies to companies just for the fun of it. I am far from being RICH. What happened was those employees working at the company got careless and lost papers or possibly did not post my payment to the account and now they want me to pay again. They must be smoking some strong hard CRACK, if they think I'm going that route. I will never pay for anyone mistake, I don't even like paying for my own mistake, let alone someone else, ARE YOU KIDDING ME!

To make a long story short these bozos give this debt to some shady collection agency called Portfolio Recovery Associates, LLC and they are just as stupid and dishonest as Capital One. How are you going to overlook money order receipts, showing proof of payment. What jerks! (I wrote a separate story on Portfolio Recovery Associates, LLC, check it on, Rip off Reports under Portfolio Recovery associates ) So now I have to add a statement to my credit report because of these peoples foul up. I want the viewers or anyone that takes a look at my credit report to know how dishonest and corrupt these 2 banks are: HSBC and Capital One. When you see their commercial on television be aware, when they say What's in your wallet, because they are planning to manipulate you out of your money. Always asking people what's in your wallet. NONE OF YOUR BUSINESS. How rude and ignorant of these self absurd, self center, greedy mofos.

I hope they get what's coming to them, and KARMA has never let me down. I do have proof of payments, documents are in place, so when a person asks of this debt, I can prove this debt was paid. Be aware people when dealing with credit card companies and collection agency it is all about the money with them. These scroudels do not have any morals or character. That is sad, because we need honest people working in banks, or anything dealing with people monies. Stay away from hsbc bank and capital one they are no good. They do not post your account when sending in payment for your account. STAY AWAY FROM THEM NEVER DO BUSINESS WITH SNAKES: HSBC AKA CAPITAL ONE.