Capital One Investigation for Class Action Richmond virginia

I have been damaged by Capital One severely and am looking to be contacted about a class action suit so that I can recoup some of the wrongful monetary damages they have imposed on me. I'm in on the suit - contact me please! Bruce

Last night, I checked my and my husband's and my bank account (not a capital one bank), and I noticed that capital one charged the account $183, resulting in overdrafting the account and causing 2 overdraft fees of $32 each.  My husband has two capital one accounts, and admittedly, we are behind on the payments.  At the time the charges were made, both my husband and I were graduate students with no income but expecting to have decent jobs within a year.  Since that time, my husband has become disabled and is unable to work.  We are living on my income alone, which is a struggle.

Anyway, I contacted Capital One immediately the next morning.  When I explained the situation, Capital One required my husband to authorize me to discuss his account information with them.  I fully support confidentiality rules and was glad they required this, but I did explain that my husband's disability (Panic Disorder with Agoraphobia) made it extremely difficult for him to talk on the phone.  I requested they make this as short and quick as possible before returning to talking to me.  The authorization was quick, and I continued to explain the situation.  Each time I was transferred to another person (5 times), Capital One required my husband to give his authorization again, even after I explained he had already done this and by asking him to do this again they were giving him undue stress.  My husband ended up having a SEVERE panic attack and smashed his head through the bedroom wall to "stop the pain and numbness and feel something real."  My husband ended up with a huge bump on his head, a likely concussion, and a huge hole in the wall which we had to pay to repair.

Back to the money...After I explained the situation, Capital One told me there was no way they could have charged the account unless someone gave them the number, and according to their records, it was provided through a phone authorization.  This was a complete lie because the account in question had previously been used to pay bills online.  When I asked what phone number was called and when to authorize the payment, they said the ONLY number called was my husband's cell phone.  They gave me the date and time, and I pulled up his call history online.  When I told them there was no record of the call, they said that they did not actually call that number, but instead they called his mother's house.  I told them he did not live there, his mother does not have our checking account information, and she does not have the ability to authorize charges to our checking account.  After being hung up on and treated like I was stupid, I finally got someone to agree to send our report to "investigations."  I am supposed to hear something within 72 hours, but I honestly do not have high hopes.

While it is possible capital one may return the charge and overdraft fee, what about the other ramifications of this event?  Our account is now $247 less than it would be if they had not committed a fraudulent act.  That means there are other bills I will not be able to pay on time and will be assessed a late charge.  This should be covered also.  Additionally, I feel there should be some compensation for the stress, time, and emotional pain (especially my husband) this has caused us.  This was an ILLEGAL, FRAUDULENT act they committed, and they tried to lie and cover it up when we brought it to their attention.  This was not an accident.  If it was, why would they try to tell me they called one number and then say it was another when I could prove they did not call the first? 

I was wondering if anyone knows about any Class action suits against Juniper Credit Cards/Barclay Bank? I am having a problems with them assessing fees that make me go over my limit and then charging me another fee. ?????? When I spoke to the "manager" he said there was nothing he could do and that there was noone higher that I could speak to????  Any help would be appreciated.

Tami

 

Any rebuttal for that?

Please, Please, Please tell me who to contact concerning this class-action law suit! They charged me over the limit fees, closed my accounts (2 credit cards) and refused to work out a payment plan with me that I could afford! Had only $500 on both of them, by the time they were done with fees, they said I owed them almost $1200 on each! The representative was rude and nasty and bragged to me that he was going to put a lein on my house and he refused to close the accounts completely although they are "closed"-also bragging that the accounts would still be accruing interest until I met with HIS terms concerning payment arrangements. How can I send you my information confidentially without posting it in this comment? Capital one might retaliate. I have also filed a ripoff report. Please help!

I would definitely want to be a part of the class action lawsuit. Please contact me when it gets started.

but there seems to mysteriously be no information on this alleged action over a year later. I am certainly not surprised.

hi i would like to join this class action suit against capital one. they have filed a lawsuit against me to collect a measely debt of $500 but with outrageous late fees, they are trying to collect over $1,200 from me!

I have recently been a victim of Capital One. They have given me false information and have changed their story 3 times related to my incident. Everytime time I contact them they say send in your information and we will look into it. I have gone to the actual bank to go 1 on 1 with someone and they are useless also. I have documents to prove I am right in every legal aspect and have been charged fees for no reason and now have scar's on my credit report. my contact info is (((ROR redacted)))
I have seen other people not able to post there contact info, so here is mine, ignore the / and sub dot for . and at for @

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

I had manage to pay capital one on time but i lost my job about a month ago. Capital one has raised my interested raise late fees they are doing everything possible to ruin my life . I would like to join your class action suit please include me. I will truly be grateful to join to show this company their tactics will not be tolerated.

My husband and I each got our own card several years ago to try to build our credit. We each had only a $200 limit. I started questioning them when I noticed that they charged an over limit fee of $39 on my card which was not over the limit until they applied that charge. They could not give me a reason why this happened. They just kept telling me that I was charged the fee because my account was over the limit. But what I could not get them to acknowledge (or admit) that it was that very fee that put the account over the limit. After going through that aggrivation and not getting anywhere I started really examining the statements and noticed on both of our accounts that the begining balance on one statement was always higher than the ending balance on the previous statement. Once again, I'm stuck on the phone for what seemed like forever trying to get an explanation with no success. You would have thought I was trying to explain quantum physics to a 3 year old (I probably would have gotten further)!!!!! They just played stupid and acted like they didn't see it.
I would like to be contacted about this suit. My email is (((ROR redacted))).
Thanks for your time and with any luck, by standing together Capital One will be made to repair ALL the damage they have caused to all of us!!!

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Please contact me at:

(((ROR REDACTED))) to be included in the class action.
I have paperwork that might be of interest to you.

Thank You,

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Please tell us your story. We all want too know what happened. Need to give some details if you wouldn't mind.

All evidence in your story is important to all who read it.

thanks

I want in on this class action suit Capital One has ripped me off

I want in on this class action suit Capital One has ripped me off

I want in on this class action suit Capital One has ripped me off

I want in on this class action suit Capital One has ripped me off

Capitol One has done a great deal of harm to the persons who have filed in the RIP OFF REPORT. Capitol One has done harm to many others out there who have never heard of the RIP OFF REPORT. AND WILL CONTINUE TO DO SO as long as they can get away with it.

The Rip OFF REPORT has allowed this group to come TOGETHER in an effort to try to build strength in numbers in order to obtain the help we need as working class citizens to put a stop to Coporations like Capitol One from destroying our GOOD NAMES, and credit that we have all worked so hard to achieve and protect.

The people filing these reports are not FLAKES. Capitol One is guilty of Fruad, Deflamation of Character, Reposseing peoples homes, cars, over inflated interest rates, and yes many broken homes, and families.. { you surely didn't think Countrywide was the only one, DID YOU ? ]

Power is in the numbers, and I don't mean dollars. It lies within people like us standing together, standing STRONG to say to Capitol One ' WE are not going to allow you to do this to us any longer.'

I welcome these reports. I hope one day there will be enough of them and someone out there has the right type of authority to shut Capitol One Down. Perhaps we can all rebell, stop paying them and they will have to file for Bankruptcy and the GOVERNMENT will step in and really do what they should have already done......

For those of you who think this is just a worthless group of whinnies who just dont pay their bills on time, and can't seem to manage thier lives, I say " DAM YOU, ". you'd better think again and remember you may be the next casualtiy of Capitol One.

CLIFFORD,

Until you pay the price, PLEASE be nice. You are insulting quite a few very Serious indivuals who are truly seeking help with the problem.

W.C. Fields was considered to be a very wise man. Made a fortune laughing at him selve,

I always admiried his verses. The one I truly like goes like this .........

" It is always better to keep quite and be thought a fool .....Then to open your mouth and be KNOWN to be one."

Sure glad you are in Michigan. Because I am a WOMAN you would not want to deal with.

Obviously, Liz & Clifford haven't read ALL the posts - re - fradulent charges, credit protection in event of loss of wages, 'ghost' fees - stolen cards with the fees carried to the new account - Capitaol One royally flushed my credit when all of my cards were stolen, when I reported it within hours of the theft, they closed the account BUT allowed all pending transactions to go thru - then, carried them over to the NEW account - need I say more????Only when I started to file small claims AGAINST Capital Onefor all but $50 of the charges, they credit the account, HOWEVER they shoed my credit report as having SETTLED on a delinquent account. Nice, huh? Those glass houses break sometimes

Obviously, Liz & Clifford haven't read ALL the posts - re - fradulent charges, credit protection in event of loss of wages, 'ghost' fees - stolen cards with the fees carried to the new account - Capitaol One royally flushed my credit when all of my cards were stolen, when I reported it within hours of the theft, they closed the account BUT allowed all pending transactions to go thru - then, carried them over to the NEW account - need I say more????Only when I started to file small claims AGAINST Capital Onefor all but $50 of the charges, they credit the account, HOWEVER they shoed my credit report as having SETTLED on a delinquent account. Nice, huh? Those glass houses break sometimes

Obviously, Liz & Clifford haven't read ALL the posts - re - fradulent charges, credit protection in event of loss of wages, 'ghost' fees - stolen cards with the fees carried to the new account - Capitaol One royally flushed my credit when all of my cards were stolen, when I reported it within hours of the theft, they closed the account BUT allowed all pending transactions to go thru - then, carried them over to the NEW account - need I say more????Only when I started to file small claims AGAINST Capital Onefor all but $50 of the charges, they credit the account, HOWEVER they shoed my credit report as having SETTLED on a delinquent account. Nice, huh? Those glass houses break sometimes

Obviously, Liz & Clifford haven't read ALL the posts - re - fradulent charges, credit protection in event of loss of wages, 'ghost' fees - stolen cards with the fees carried to the new account - Capitaol One royally flushed my credit when all of my cards were stolen, when I reported it within hours of the theft, they closed the account BUT allowed all pending transactions to go thru - then, carried them over to the NEW account - need I say more????Only when I started to file small claims AGAINST Capital Onefor all but $50 of the charges, they credit the account, HOWEVER they shoed my credit report as having SETTLED on a delinquent account. Nice, huh? Those glass houses break sometimes

I have been with Capital One for a long time and have never, ever had a problem.

I agree that this sounds like a bunch of whiners who are incapable of accepting responsibility for their incompetence.

Everyone always wants a 'Class Action Lawsuit'. Forget it, it will go nowhere and certainly will not get any amount of money back. Only the lawyers are big winners in these even if by some miracle the suit would win.

They take tons of money and large amounts of time and effort.

Forget it and learn how to do your own money management.

Incidentally, this is a public web site and is open to any comments, not just ones that agree with your view.

I have been with Capital One for a long time and have never, ever had a problem.

I agree that this sounds like a bunch of whiners who are incapable of accepting responsibility for their incompetence.

Everyone always wants a 'Class Action Lawsuit'. Forget it, it will go nowhere and certainly will not get any amount of money back. Only the lawyers are big winners in these even if by some miracle the suit would win.

They take tons of money and large amounts of time and effort.

Forget it and learn how to do your own money management.

Incidentally, this is a public web site and is open to any comments, not just ones that agree with your view.

I have been with Capital One for a long time and have never, ever had a problem.

I agree that this sounds like a bunch of whiners who are incapable of accepting responsibility for their incompetence.

Everyone always wants a 'Class Action Lawsuit'. Forget it, it will go nowhere and certainly will not get any amount of money back. Only the lawyers are big winners in these even if by some miracle the suit would win.

They take tons of money and large amounts of time and effort.

Forget it and learn how to do your own money management.

Incidentally, this is a public web site and is open to any comments, not just ones that agree with your view.

I have been with Capital One for a long time and have never, ever had a problem.

I agree that this sounds like a bunch of whiners who are incapable of accepting responsibility for their incompetence.

Everyone always wants a 'Class Action Lawsuit'. Forget it, it will go nowhere and certainly will not get any amount of money back. Only the lawyers are big winners in these even if by some miracle the suit would win.

They take tons of money and large amounts of time and effort.

Forget it and learn how to do your own money management.

Incidentally, this is a public web site and is open to any comments, not just ones that agree with your view.

ATTENTION !!!! LIZ......

You say you never had a problem with Capitol One ?????

Only one time with an over the limit fee ????? This sounds like a PROBLEM to me.

Your problems with Capitol One are just begining.

Further more, if you just wanted to make a statement of sentiment you should have used another site. This site is for the Serious people.

Thank You.

P.S. People who live in glass houses shouldn't throw stones.

I'm not sure why so many people seem to have a problem with Capital One. I've been with them for a year and have had absolutely no problems with them. I paid late once but never got charged late fees. I only ever had an overlimit fee issued once, legitimately of course. I'm confused why some people seem to think there's a need for a CLASS ACTION LAWSUIT. I'm sorry if this sounds rude, but it really seems like a bunch of people can't effectively manage their credit cards and can't admit that its their fault, not the company.

please let me kow how I may contact you to get in on this law suit...I have alot of info. againest them. send me info or email me or give me your email.
thx so much!

I would love to provide my details but ripoffreport keeps deleting them.

tpb 420 (at) sympatico (dot) ca

Just remove spaces and take away the AT and DOT and place @ and .

Looking forward to your contact.

I would love to provide my details but ripoffreport keeps deleting them.

tpb 420 (at) sympatico (dot) ca

Just remove spaces and take away the AT and DOT and place @ and .

Looking forward to your contact.

I would love to provide my details but ripoffreport keeps deleting them.

tpb 420 (at) sympatico (dot) ca

Just remove spaces and take away the AT and DOT and place @ and .

Looking forward to your contact.

I would love to provide my details but ripoffreport keeps deleting them.

tpb 420 (at) sympatico (dot) ca

Just remove spaces and take away the AT and DOT and place @ and .

Looking forward to your contact.

Still waiting to hear more information on this Class Action, concerning Capitol One. [ no class here]. Has anything changed.
Perhaps ROR can fill us in on anything new. That would be nice.

I never authorized account access to Capital One or showed any interest in what they had to offer. Today, I checked my acount history, and some how, they have run my credit report 30 times since the end of '08. Legal action needs to be made. This is unacceptable!

i have just filed a Ripoff Report against Capitol One. My report number is 352804. It is there for all to see. Capitol one accepted charges on a credit card I had paid off, and closed the account. Capitol One then opened a bogus account , new account number in my name without my knowledge. I recieved a credit report from Eqifax, Capitol One showes me with a charge off in the amount of $1474.00.

Also using the fruadlently assigned account number. There has been a complaint filed against Joel Avery, He created this account. And I truned it over to the fruad department at Capitol One. It has not done any good. I have also mailed a copy of my Ripoff Report to all the credit reporting agencies. I have not heard from Capitol One since December 2006, however this is still an ongoing matter. Please read my Ripoff Report. thank you

Prior to 2001, I enjoyed excellent credit history with reputable credit issuers, such as American Express and Discover Cards. My credit lines and scores were always high, and I simply couldn't understand how people with low scores could gripe about "being Ripped off" by these great institutions that would help them get back on their feet with a $300 credit line. Frankly, they "shouldn't look a gift horse in the mouth." What got these people into trouble was their inability to balance their budgets and watch their card balances.

Yeah, right. It wasn't until after I was forced to file bankruptcy due to family separation that I tried to rebuild my credit with a Capital One card. Four years ago I was issued a $300 line with the promise of increases every year or so. It is now 2008 and I have yet to see an increase. But what is more troubling is the THEFT that I have seen by any company, stateside, nontheless. What they do repeatedly, is appalling: I paid my account off, entirely...and the next day it shows that I was past due on my account. "Not this time" I thought. I have a print out -- proof that I paid on time, as always. And I did.

So I waited 45 minutes on hold until finally, someone from the Phillipines that can barely understand my questions, simply stated, "I'm sorry Ms. ...., we can't issue you a credit because you already got one last month." Like that's relevant - -you stole from me last month too. I spoke to a supervisor who assured me this was a decision for Virginia to make, and he would file a supervisor's complaint.

That was a month ago. Where did it get me? For paying off my bill entirely on the due date, I was charged a past due fee of $39.00 and an OVERLIMIT fee of $19.00 for a ZERO Balance. This is flat out theft and arbitrary. So, I thought, there's got to be a class action for this behavior, and I have yet to see one. I am in the legal profession, getting ready to take the bar exam in California. I have resource. The people I know. And so I now started searches to see if this is Capital One's protocal, "preying" on people that so many, including myself in the past, chaulk off to irresponsibile management--who would listen to them? And that is their edge.

I can guarantee you, Capital One has HURT my credit, not helped. I am constantly "dinged" for this or that--for an overlimit fee when my balance is below the limit or zero, which is in turn reported to a credit agency, and in turn, is picked up by reputable credit issuers who won't touch me--I've had to explain, over and over. In short, I don't think Capital One's intent is to collect fees like Bank of America's class action revealed, I am sure it is a way for Capital One to interfere with Interstate Commerce, by ensuring that their clients remain only their clients and stifling/dissuading/circumventing competition from taking their cardholders away. In this regard, Interstate Commerce violations and Fraud, a Class Action must be done.

I currently work at a municipality law practice firm, and if there is interest, I would be more than happy to assist a class-action attorney with my time, my education, my knowledge and the leg-work to sue these predators. What the hell do you think hurts our economy....but these people. Please let me know who is interested.

i have had a situation with a capitol one credit card. capital one aloud fruaduent charges on my credit card. this card had been paid in full. i was shocked to recieve this bill. after months of arguing and refusing to pay capitol one, they found a solution to the problem. capitol one closed my account to prevent and more fraud., after a while i recieved another billing statement with an account number i did not reconize. after researching my files and finding i did not have a credit card with this account number. i called capitol one inquiring about this new bill and account number. it did not belong to me. capitol one said they solved the credit problem i had by closing out my old account and opening a new account, new account number, and transfering the fruadlent charges over to the new account. now i could pay my bill !!!!! needless to say the bill is still unpaid and i reported this employee to capitol ones fruad department. i have not heard from capital from capitol one concerning this matter for quite some time. ia am sure, however this is still and on going matter with them. i do not know what my credit rating looks like due to this matter, but i am about to find out. if the l.a. attorney would be interested in speaking with me, i have all my files and you are welcome too review them. lynn (((ROR redacted)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

I was particularly victimized by their "payment protection." Unlike most people I willingly took it because I wanted to be "covered" in case of something bad. Well about 2 years later that something bad happened. I became unemployed from my first job. I was so relieved I bought that payment protection. So I called and got the paperwork to activate it. I filled it out and sent it back. It was returned to me "incomplete." So I fixed it to their specifications and sent it back again. This went back and forth a few times. Eventually nothing came back. So I assumed all was well. Wrong.

6 months later I called to reinstate my payments and was told no credit protection had been active. I was WAY over my limit on finance charges, overlimit fees, interest etc. And my APR had skyrocked to over 30%! I was so upset and was able to talk them into putting it all right again (at least putting me back under the limit and giving me a lower interest rate than 30%. But they didn't fix the reporting to Equifax. That was 3 years ago and my credit is still so bad from that even though I have been making dilligent and on-time payments to everything ever since. They ruined my credit and because of them I can't buy a house. I want them to fix my credit with Equifax and whoever else they report to, after all I paid for all that crap "Credit Protection" and filed the paperwork. They were the irresponsible ones. I work at a small financial institution now and we offer that and I would NEVER dream of doing that to one of my customers. It would be over my dead body that one of my customers got screwed like that! If there is a class action in the works, let it be so! Don't let any more innocent people be taken advantage of!

Please take the time to read my problem w/ Capital One posted 10/16/07 see the link -> http://www.ripoffreport.com/reports/0/279/RipOff0279055.htm

I still have all the documents in the post and still paying on the card.

Of course I also need contact info from the author. I would think you could post some sort of link to an e-mail or web addy, or phone number where we could contact and check you out, to get something done.

I'm new to Ripoff Report and didn't know how to respond to your report. I've been fighting them for 7 1/2 years and have had no satisfaction. My cancelled cheques are scanned and ready for email. You may contact me. Angwin / April 2008

NOTE to Ripoff Report: sorry I don't know how else to post a response to this persons offer.

I was a Capitol One account holder for three years. I opened up an account with Capitol One to rebuild my credit. Every payment was on time. I found out that Capitol One NEVER reported my positive credit to any of the three bureaus. I contated manager after manager at Capitol One. I received two form letters indicating that Capitol One did in fact report my credit to one buruea. Needless to say, I contacted the bureau in writing and verbally concerning my credit report. To this day, four years later my positive credit has never been reported by Capitol One to any of the three bureaus. I found out that this is one of Capitol One's scams to keep their customers from receving solicitiations from other potential creditors.

If anyone files a class action suit, please contact me.

I would definately be interested in getting more information.

(((ROR redacted)))
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

I have contacted the editors of Rip-Off Report to request that they help us contact you or have you contact us. You may want to do the same. I will let you know what the response is.

Thank you all. Hang in there. We intend to get this done....

Consumer Advocate

I have contacted the editors of Rip-Off Report to request that they help us contact you or have you contact us. You may want to do the same. I will let you know what the response is.

Thank you all. Hang in there. We intend to get this done....

Consumer Advocate

I have contacted the editors of Rip-Off Report to request that they help us contact you or have you contact us. You may want to do the same. I will let you know what the response is.

Thank you all. Hang in there. We intend to get this done....

Consumer Advocate

I have contacted the editors of Rip-Off Report to request that they help us contact you or have you contact us. You may want to do the same. I will let you know what the response is.

Thank you all. Hang in there. We intend to get this done....

Consumer Advocate

Capital One just put my account into collections for $385 even though I paid it in full and ordered it closed over a year ago. I sent the collection agency a letter offering three settlement options for Capital One. Option 3: being they do nothing and I get in on one of these class action lawsuits. Even if they settle, screw them.......I'M TOTALLY IN

your contact info was removed though

I had a $300 sent $200, called and closed the acct now they are saying I owe $$$900!!! I want in Big time!!!

You can send me your contact information, preferably email address or telephone number to (((ROR REDACTED))).

Look forward to hearing from you.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Consumer Advocate: How do we contact you without revealing our email on this page?

Capital One refused Arbitration 4 times National Arbitration Forum and American Arbitration in accordance with the FAA act of 1921. I would like to sign up for class action litigation lawsuit sign me up

I have filed a complaint on rip-off report but it hasn't been posted yet.

I was a victim of a lawsuit where Capitol One agreed NOT to sue former card holders in California. They sued me anyway in violation of their court settlement & now I have no job & owe collection agencies $10,000 for a judgement that never should have been entered.

How do I contact you directly?? Thanks.

Consumer Advocate

I used to work for a company who was contracted to do customer service (if you can call it that!) for Cap1. I hated not being able to help people day after day. Please contact me at (((ROR redacted))) if I can help. I actually still have one of their cards too :(.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

The action will be about Capital One, and Capital One.only.

Because I don't want to pay any of them back myself either. Please let us know.

If you want to participate in the class action or would just like to have more information, it is imperative that we know how to contact you directly. Please provide an email address, telephone number or other contact information and we will be in touch in very short order.

Thank you all for your interest.

Consumer Advocate

I would be interested in the Capitalone suit but would like more info. You can email me at:
capitalonecomplaint at yahoo dot com

I am tired of them telling me that I am dead or not allowing me into my own account. I also don't agree with their $29.00 extra fees being billed to my account.

you can read my ripoffreport at:
ripoffreport.com/reports/0/305/RipOff0305378.htm

I also don't like when I call in having to speak to someone in customer service, that does not understand English. Has Capitalone outsourced jobs to India? This morning my wife and I were hung up on when we asked to speak to a supervisor.

I would like them to correct the problem in there system that says I died in 12-21-2006. I am not dead, I am still alive. They still won't let me have full access into my own account.

Maybe if they feel I am dead they can forgive my whole bill? LOL LOL LOL LOL!!!!!!!

Why are they treating customers like this?????????

Richard Fairbanks, Please make your customers happy again. Please do something....

Thanks,

Angry Capitalone Customer
Lake Cowichan, B.C. Canada

I would like to be included in the class action against Capital One's unfair charges. Per my complaint, my separated wife took out an account and I never found out until collection agency tried to collect. I called Capital One and they would not change my address, send me a statement or give me the account number. How can this be fair to me? The original bill 300, now is over 1000. It's not fair and I want justice.

Chull, John, and Others Interested in Capital One Class Action:

Please let us know how to contact you directly--via email, telephone, or other contact information that will be maintained confidentially. We need to know how to get in touch with you so that we can discuss your participation.

Thanks. We look forward to talking with you.

Consumer Advocate

this company is on my credit report and i have never owned a credit card. i have called many times and asked for something with my signature , they say they will send but have not seen it yet in a year time . in the meantime charges increase monthly up to $1500 now on my credit and i can not buy a house because of it. please help....

My original card was issued in 1999. In 2001 I contacted the company to pay off the balance. I was actually doing this with alot of my high interest credit cards. I was told they had no account for the name or account number I gave them. It was repeated to them several times through mulitple calls. I finally gave up and cut the card. In 2002 I received a call from them stating I was past due and owed an amount. I told her about the above. She began to argue with me and without my okay ran a credit report on me.

To make a long story short the original balance was around $80. Now almost ten years later with over the limit fees and late fees it is almost $2000. Every month they charge it even though they have sent it through multiple collection angencies. If you were to look at my credit report it would show car loans, home mortgage loans and creidt cards, up to date and never late, except for the ever glooming capital one's mark on it.

For all of you interested in a proposed class action, please let me know how I can contact you directly, via email and/or by telephone.

Thanks. I look forward to talking to you.

Consumer Advocate

For all of you interested in a proposed class action, please let me know how I can contact you directly, via email and/or by telephone.

Thanks. I look forward to talking to you.

Consumer Advocate

I would love to join a Class Action lawsuit against Capital One.
I'm not sure how we contact you. My gripes with them center around two things: if you file a disputed charge, they give more weight and more refute time to the merchant than they give to their customers, even though we are the ones paying their annual fees. Secondly, they raised my APR just for filing a disputed charge; I was not late or over limit. Their customer service is poor also, rude and condescending. I have closed my account with them. Their "No Hassle" advertisement is a farce!

Depending on the reasoning behind the class action suit, I'd be interested. They screwed me over when I had a credit card with them.

The class action asserts that Capital One fee practices (late fees, etc.) are illegal.

I cannot say with any certainty how Capital One might handle your accounts if you participate in the suit, however, I can tell you that in the past they have treated accounts of parties suing them no differently than they have handled other accounts. It is a possible that they would close the account, but under the circumstances that might not be a bad thing.

If you would like to talk further, please let me know how to contact you directly. Thanks.

Consumer Advocate

Just wondering what's covered under your potential suit, i may want to be in on it, what all is covered, and do i lose my credit through them just for joining?

Just wondering what's covered under your potential suit, i may want to be in on it, what all is covered, and do i lose my credit through them just for joining?

Just wondering what's covered under your potential suit, i may want to be in on it, what all is covered, and do i lose my credit through them just for joining?

Just wondering what's covered under your potential suit, i may want to be in on it, what all is covered, and do i lose my credit through them just for joining?

Dusty,

Please provide an email address or other means by which you can be contacted. Thanks.

Consumer Advocate

I am interested in a class action law suit.