Report: #408578

Complaint Review: Captial One - HSBC Bank - First Premier Bank - Plains Commerce Bank,

  • Submitted: Tue, January 06, 2009
  • Updated: Fri, January 09, 2009
  • Reported By: new york New York
  • Captial One - HSBC Bank - First Premier Bank - Plains Commerce Bank,
    Po Box 5253
    Carol Stream, Illinois

Captial One - HSBC Bank - First Premier Bank - Plains Commerce Bank, identity theft Carol Stream Illinois

*Consumer Suggestion: Avoid Future Identity Theft

Show customers why they should trust your business over your competitors...

as i am looking in to my credit report making sure that everything is ok being that i am looking for an apartment. i noticed that there are a couple of outstanding credit cards that i never requested for and people have use under my name.
please help me in this situation my credit score has also dropped being that all these outstanding accounts being open without my knowledge

new york, New York
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#1 Consumer Suggestion

Avoid Future Identity Theft

AUTHOR: Jc - (U.S.A.)

First of all, I am sorry this happened to you. I had a similar incident a few years ago. Call the credit card company with the account number from your credit report and tell them you suspect your identity has been compromised. Then ask them for a copy of the original card application to be mailed or faxed to you. Then file a police report. Once you do all this contact the card issuers, send them the police report, ask them to remove your name from the card and to remove thos eitems from yoiur credit report. You will probably have to send this information to each of the issuers Fraud Prevention Departments.

They will work with you to get this resolved. In the future shred documents and put them in sealed trash bags. Protect your identity online as well by not responding to anyone's email or phone inquiry for information. Anyone legitimately contacting you regarding accounts, financial info, etc. will already have your information and will not need you to verify anything.

Hope this helps.
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