Cash Call Inc. Was I right to request a contract??? Sacramento California

You know, these seems to me the M.O. for these ripoff artists. Because I made a settlement agreement with these people, paid the settlment amount off in full, and requested the "orginal" contract, and the "settlement" contract to be sent to me. It has been over a year. and....no contracts. After I had paid the full settlement off, they trid to say that the payments I had made didn't count! Yeah, right!! They are not getting another dime from me!

Just a few months after I took out a loan with cash call, I began to have terrible problems with them..mostly harrassment...eventually having to file a cease and desist letter with them.. at the peak of all the harrassment, I spoke to one of their representatives and requested a copy of the contract, because there was a discrepency over the amount of the interest I had been quoted over the phone...and they assured me it would be mailed...that was almost two years ago. to date still no copy of the contract or agreements..and no copy of the payment schedule...

Cash Call is playing games. How can they serve you if they don't have the paper work in order? I think this is called sewer serving. Answer the summons and go to court and fight them., counter sue them! The fact is that they are on the ropes and they need people to pay or else they are going under.

good Luck keep us posted.

The reason you're being sued for more than the amount of the loan is because your loan amount is now over $1900. See, they hit you with 99% interest and when you add late fees, the payments you make don't even cover the interest.

I would consider trying to settle with them for the $1600 and call it the biggest mistake of your life dealing with Cash Call.

You are not going to believe this. But the morning after I wrote this report and posted it online, I was infact served at my office that Cash Call is taking me to small claims. The odd thing is that they are suing me for $1,900.00. But I think my original loan amount was only $1,600.00. I will have to pull up my original contract. I guess I was lucky in the fact that I sent out the letter to them certified return receipt, I do have the original signature card from them, and a copy of that letter along with another letter I sent them I believe it was January 16th. Hopefully when I show the Judge that I believe that I followed thru, hopefully he will have some mercy on me. Has anyone else had this happen to them? Someone on here said a while back that when Cash Call takes you to court they always lose. That cannot be possible especially for people who have never paid back a dime. My loan as far as I am concerned was paid off. I paid back every cent that I borrowed from these people, it is just there interest rates that kills everyone.

I am just curious if anyone has ever been in this position, and what happened with them. Oh yeah.. I almost forgot. Another thing that is very odd about my summons, is that it is my name and my phone number. But the address listed is not an address that I have ever lived at. I have always been in the Sacramento area, but this has some address on it for Murrieta. I don't even know where that is. And there is no social security number on there. Does that seem wierd to anybody else?

With more and more people doing business over the internet people are getting too used to doing things without paperwork. It amazes me that people do so much business WITHOUT getting it in writing. You're never in the wrong asking for something in writing, especially in a business dealing. The fact is, if it isn't written, it doesn't exist. If it is a legitimate business deal they should have no problem providing you with a written agreement.

Not only should you ask for it, but insist on it.

With more and more people doing business over the internet people are getting too used to doing things without paperwork. It amazes me that people do so much business WITHOUT getting it in writing. You're never in the wrong asking for something in writing, especially in a business dealing. The fact is, if it isn't written, it doesn't exist. If it is a legitimate business deal they should have no problem providing you with a written agreement.

Not only should you ask for it, but insist on it.

With more and more people doing business over the internet people are getting too used to doing things without paperwork. It amazes me that people do so much business WITHOUT getting it in writing. You're never in the wrong asking for something in writing, especially in a business dealing. The fact is, if it isn't written, it doesn't exist. If it is a legitimate business deal they should have no problem providing you with a written agreement.

Not only should you ask for it, but insist on it.

With more and more people doing business over the internet people are getting too used to doing things without paperwork. It amazes me that people do so much business WITHOUT getting it in writing. You're never in the wrong asking for something in writing, especially in a business dealing. The fact is, if it isn't written, it doesn't exist. If it is a legitimate business deal they should have no problem providing you with a written agreement.

Not only should you ask for it, but insist on it.