Cash Call Western Financial Services a geninue rip off Anaheim California

"   I made an emergency loan through cash call, for $5000.00, and if I repay the loan at the current interest rate, my repayment will be almost $40,000.00! "

  What exactly is the ripoff?   You appear to have thought the interest rate was OK when you needed $5K.  You agreed to pay it.   On what grounds do you propose to sue them?

  While I agree that taking out loans for triple digit interest rates is not a smart financial move, the time to make that decision is BEFORE agreeing to the deal and taking the money.    These legalized loan sharks exist because usury laws in general are rarely enforceable.  New York is attempting enforce theirs, but they have an uphill battle as the lender is a tribal entity.  I think it's mostly a publicity stunt by an A.G. with political aspirations  Doesn't matter to you since you don't live in New York.

   Even if CA's Attorney General was interested in pursuing such suits, that would take years and you probably wouldn't be off the hook anyway.  

   Realistically, your best bet is to pay off that balance as soon as possible and get out from under that crazy interest rate.