Cashcall / Western Sky I have been making payments to CashCall for over a year in the amount of $294.46, on $2500 and I am still owing them $3358. I feel that I have paid them over and over again. . Anaheim California

I took out a loan with CashCall.  I paid $216.00 every month for 41 months as the contract stated. I paid $8,896.00 on a $2500.00 loan.  CashCAll stated I owed them $916.00 more at the end of the contract. I would not pay.

The contract stated the loan was between myself and the First Bank of Delaware not CashCall. I have battled with CashCall for two years and finally I requested that CashCall send me the verification that they bought this loan from the First Bank of Delaware. They could not provide me with this information and finally removed their name from my credit reports. CashCall is also Delbert Services.

The state of Oregon recently prohibited Western Sky from conducting business in Oregon as they are the front for CashCall.  I would suggest that everyone write to CashCAll and demand they provide the documentation that they purchased a loan form either Western Sky or the First Bank of Delaware.

I was also prepared to take CashCall to small claims court for illegal interest charged and violations of the FDCPA for all the harrassing telephone calls and threats. CashCall has been penalized by three states so far and have had to pay millions to these states. West Virginia, California and Maryland.

Paul Reddam and CashCall need to be run out of business in the entire United States and we can make that happen if we all write letters of complaint to Office of the Comptroller etc.

Thank you and good luck!

If they're make auto debits from your checking account, tell your bank you want them stopped. Send CashCall written notification that you revoke your permission for them to debit your account. As your original loan was with Western Sky, check with your state's attorney general website if Western Sky is licensed to do business in your state. If not, the loan is illegal. File complaints with your state attorney general and the FTC; both of which can be done online. Stop paying them; tell them to go ahead and sue you. That's what I've done. 

I have used cash call 3 separate times when I needed money right away. All three times the loan agent read through the entire terms and conditions of the loan and I had to electronically sign for my loan before receiving any funds. The interest rates are high but ended up paying 300 in interest on a 2600 loan each time because I paid it back within a month.  The complaints I about this company sound like people who didn't listen to the terms and just heard that money would be in their account right away. Unfortunately this is more and more typical of Americans these days.  Take responsibility for your choices instead of crying that you were a victim.