Complaint Review: Chase Bank USA - Wilmington Delaware
- Chase Bank USA https://www.chase.com/Chase.html Wilmington, Delaware U.S.A.
- Phone: 800-945-2000
- Web:
- Category: Banks
Chase Bank USA . Transfer Fee Usery Chase Shame 30 Percent Interest Criminal Immoral Greed Wilmington Delaware
*Consumer Comment: Um, but you were late.
Chase Bank has taken over $2,000 from me for 2 months use of a $30,000 balance transfer. That is an APR of about 40%. My mistake? I was late 4 days on my payment. The interest rate went from 7% to 29.99%.
I called them and they would not do anything, no negotiation, absolutely no sympathy. I was shocked that in these hard financial times, they would be so callous. All I wanted was the original rate, 7% restored.
I paid off the $30 K with all my savings. Now i have no cushion for the year. And they get a Billion dollars Bailout?
Shame on Chase.
Richard
Oakland, California
U.S.A.
This report was posted on Ripoff Report on 02/18/2009 05:07 PM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-bank-usa/wilmington-delaware-19850-5298/chase-bank-usa-transfer-fee-usery-chase-shame-30-percent-interest-criminal-immoral-greed-425784. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Um, but you were late.
AUTHOR: John - (U.S.A.)
SUBMITTED: Wednesday, February 18, 2009
This is clearly explained in the T&C paperwork you get BEFORE you do a transfer.
This happens with ANY credit card under the same circumstances.
I'm shocked that in these 'hard financial times' that you would be so careless since this is allegedly such an issue.
Who cares that they got a bailout.
It is irrelevant to your situation of carelessness. They got it because the government is what put them there.
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