• Report: #146286
Complaint Review:

Chris McFarland, Steve Miller, Federated Financial Kids.com - Justourkids.com - Federated Financial Deerfield Beach - Chris McFarland

  • Submitted: Wed, June 15, 2005
  • Updated: Thu, July 05, 2012

  • Reported By:new york New York
Chris McFarland, Steve Miller, Federated Financial Kids.com - Justourkids.com - Federated Financial Deerfield Beach - Chris McFarland
343 Passaic Ave Fairfeild, New Jersey United States of America

Chris McFarland, Steve Miller, Federated Financial, Kids.com, justourkids.com & rip-off Mike Bagwell & Steve Miller join forces and Federated's attorney Christopher R "Chris" McFarland read us the riot act, see Chris McFarland rap sheet the Felon attorney who intimidated us Fairfeild New Jersey *EDitor's NOTICE: Suspension of Posting Privileges for This Company and it's Principals

*Consumer Comment: The Straight Story

REBUTTAL BOX™ | Respond to this Report! | Consumer Comment

What's this?
Corporate Advocacy Program

Show customers why they should trust your business over your competitors...

What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

Set the record straight:
Arbitration Program

SEO Reputation Management at its best!

EDitor's NOTICE: Suspension of Posting Privileges for This Company and it's Principals

Rip-Off Report supports the right of consumers to air complaints and of business owners and principals to be allowed the privilege of responding openly to those complaints. The ultimate goal of this site is consumer complaint resolution. That goal is why Rip-Off Report exists today.

The principals of Federated Financial have chosen to attack the EDitor and staff of Rip-Off Report with threats of physical harm and other abusive tactics, such as an Internet-wide smear campaign and contacting other businesses to encourage them to file lawsuits against Rip-Off Report. Physical evidence exists which proves they do not deny that death threats were made and that they posted at least ONE bogus report. Based on those threats the decision was made over two years ago to suspend posting/rebuttal privileges for Federated Financial and its principals until further notice.

Rip-off Report regrets having to make this decision. It is a matter of site policy to ban those who participate in these behaviors, as to continue to tolerate this would undermine the purpose of this site. Attacks against this site and staff do nothing to further the goal of consumer problem resolution and only devour time and resources, which are urgently needed elsewhere if Rip-Off Report is to achieve its goal of helping consumers.

Legitimate consumer complaints and insider information about this company will still be accepted, as always.

Rip-Off Report hopes for a resolution to this situation soon, at which time the posting privilege suspension may be lifted from this company.


=====Read Rebuttal below "The Straight Story" 7/17/2005 ====

I hope that you will not cut my report. I work at Kids.com and we have had quite a bit of communication from Federated Financial and there was some feeling that some people would not be loyal to whatever Larry might have planned and they announced that Kids.com had made a deal with you so no report would be posted. I hope that is not true because I need to let you know what has been happening here.

In addition to the phone calls we also have had visits from people at Federated Financial. I am going to file an update to one of your reports and want you to include the photo and rap sheet on Mr. McFarland. He was here and read us the riot act about not speaking to the press and pointed the finger at you for manipulation information to make us look bad. None of us believe that, but I think I am the only one who have the courage to cross him. He was intimidating and left most of us wondering what our company has to do with this money company or whatever it is.And why was it so important to send their attorney to mess with our minds.

One person pointed out to me that this attorney has his photo on ripoffreport.com, Chris McFarland. [I would like for you to add the photo HERE/BELOW and rap sheet for the attorney who intimidated us.]


My questions is: I thought if you were a felon you could no longer practice law, but Mr. McFarland said he was an attorney for Mr. Miller and Federated Financial. Maybe someone can clear this up because if he is NOT an attorney the nature of his threats are no longer legal but could be interpretted as physical threats. We are scared and frankly afraid to quit.

Here is the other information already posted on Mr. McFarland. I hope the police get these people so we can sleep at night. (Isn't he wicked scary?) Christopher R. McFarland, the current in-house attorney and a partner at Federated Financial Services (FFS), is running day-to-day operations with Steve Miller, threatening employees and consumers who dare mention the problem of clients, who have bills which were not paid on time by contractual terms. McFarland is also the one who heads up the operations, which writes the letters for another rip-off, www.lawyersletters.com.

Because Federated Financial Services began having little success with scamming people out of their money, as the courts are on to Miller and it has been pretty easy to show that FFS has not been paying the bills they said they would, Steve Miller needed to bolster the company's leverage by the use of intimidation and force. Miller hired a used car salesman and disbarred Pennsylvania attorney, Christopher R McFarland, now partner. This man is one of the few people I know who takes joy in using illegitimate means physical violence and threats of physical force and legal exploitation to get people to capitulate; often dropping their charges or lawsuits.

The next couple of anecdotes give a good idea just how scary things have become since Miller got his hired gun. Not too long ago, many of us saw Christopher R "Chris" McFarland and Steve Miller chased a FFS employee out of the building. The employee told the truth to a customer when Federated did not pay their bills on time after the customer sent his money to Federated per agreement. He revealed that occasionally that is how they make extra money... by intentionally holding clients' money, keeping the interest made and passing on the penalties to the client. McFarland physically restrained the employee, shoving him up against the wall and threatening to "F*CK him up royally unless he fix the mess." They had the employee sign documents and McFarland gave him "the laying on of hands" as Chris likes to call it.

Recently, within the last couple of weeks, Miller and McFarland came back to the office after going to court. They were mad because things did not go well for them They were very vocal, yelling and screaming the rest of the afternoon. Miller got on the phone to call his friends and partners in for a "strategy meeting."

In the course of the meeting, they were actively throwing around ideas of how to make the judge and the other attorney pay. McFarland bragged how he had the opposing counsel "shaking in his boots." They said they would have to let the judge and the bailiffs know how powerful they are, calling the Judge in the case all kinds of names.

When Miller left the building, McFarland began an anti-semitic tyraid. He was talking crazy, about how Shakespeare had the right idea in killing all the lawyers because it was a good way of getting rid of a bunch of j**s and j** lovers. McFarland knows Miller is a j**, but I don't think Miller really knows how McFarland really feels. It is truly scary.

In case you think this is made up, just check out the recent rap sheet on McFarland

I am told this case actually involves McFarland beating someone up to drop their lawsuit against FFS. In this case Miller needed McFarland to "take care of a company problem" and he viciously attacked a client. Fortunately, the police were called before he was able to make his getaway and he was arrested. It scares me to think someone could have died.

Holy Hell, it seems that FFS takes cues from scenes from "The Godfather." Reading about other Florida businesses on this website, it also looks like an affiliated business, Fashion Rock uses the same tactics, using another disbarred attorney who represents himself as in-house counsel also and throws his weight around. I mention this because McFarland is often in communication with someone named Mr. Jans from Fashion Rock.

I know of no case where Mr. Jans physically attacked someone, like "Killer" Chris McFarland, but just look at the photo someone posted of Jans. He looks too wimpy to attack someone without rebuff. He probably is used to intimidating female detractors only for his company.

For those who may need further proof, here is the link to the information, which can be checked out on the Internet.

http://www.pbso.org/corrections/index.cfm?fa=blottersearchwp&requesttimeout=500&start_date=01%2F01%2F1995&end_date=05%2F16%2F2005&last_name=Mcfarland&first_name=Chris&street_name=& city_name=&statute=&arrestingAgency=&recsperpage=5& process=Process+Search

Several of our clients have also had the unfortunate occasion to use the "services" of this so-called "non-profit" organization. After reading about other horror stories they have expressed the wish that they had read these stories before getting tangled up with FFS. Many of the complaints deal with the abuse of our not-for-profit (NFP) status.

Additionally, I have reason to research the recent legal entanglement of FFS and the recourse many people have had to resort to in order to force them to meet their obligations. In my opinion, Steve Miller is more interested in tying up the funds of clients (often for his own enrichment, albeit temporarily) and getting clients contractually bound to him, than he is in helping people.

[HERE IS A LIST OF RECENT LAWSUITS AGAINST FFS.] (I am sending the documents separately.)

1. FEDERATED FINANCIAL flsdc 0:2001cv07089 06/27/2001 440 08/05/2004 FORRY vs. FEDERATED FINANCIAL

2. FEDERATED FINANCIAL flsdc 0:2001cv07542 09/28/2001 442 05/28/2003 EQUAL EMPLOYMENT vs. FEDERATED FINANCIAL

3. FEDERATED FINANCIAL flsdc 0:2002cv60756 05/30/2002 710 01/15/2003 BAVING vs. FEDERATED FINANCIAL



6. FEDERATED FINANCIAL RESERVE CORP. paedce 2:2003cv04554 06/30/2004 190 09/16/2004 FEDERATED FINANCIAL RESERVE CORP. vs. 320 FOODS, INC.


8. FEDERATED FINANCIAL RESERVE CORPORATION alsdce 1:1998cv01206 12/03/1998 190 01/12/1999 CONNOR vs. LEASE ACCEPTANCE, ET AL

9 FEDERATED FINANCIAL RESERVE CORPORATION miedce 2:1994cv72652 06/22/1998 890 09/15/1998 JONES vs. FED FIN RSRV CORP, ET AL

10. FEDERATED FINANCIAL SERVICES INC txsdce 4:1999cv00245 01/26/1999 422 02/23/1999 IN RE: MALONE COMPANY INC, ET AL

11. FEDERATED FINANCIAL SERVICES INC okwdce 5:1995cv00602 04/18/1995 220 10/04/1995 FEDERATED FINAN SVC vs. MADOUX, ET AL

12. FEDERATED FINANCIAL SERVICES INC okwdce 5:1995cv00602 04/18/1995 220 10/04/1995 FEDERATED FINAN SVC vs. MADOUX, ET AL

13. FEDERATED FINANCIAL SERVICES INC txsdce 4:1999cv00946 03/30/1999 422 06/09/1999 IN RE: MALONE COMPANY, ET AL

14. FEDERATED FINANCIAL SERVICES INC okwdce 5:1995cv01106 07/24/1995 220 09/16/1996 FEDERATED FINANCIAL vs. GORDON, ET AL

15. FEDERATED FINANCIAL SERVICES INC okwdce 5:1995cv01106 07/24/1995 220 09/16/1996 FEDERATED FINANCIAL vs. GORDON, ET AL

16. FEDERATED FINANCIAL SERVICES INC okwdce 5:1995cv01449 09/15/1995 140 11/20/1995 FEDERATED FINANCIAL vs. MILLER

17. FEDERATED FINANCIAL SERVICES INC txsdce 4:1997cv03465 10/17/1997 290 11/25/1998 FEDERATED FINANCIAL vs. REAGAN, ET AL

18. FEDERATED FINANCIAL SERVICES, INC. lamdce 3:1995cv00074 01/24/1995 140 09/26/1995 FEDERATED FINANCIAL vs. WARMACK, ET AL

19. FEDERATED FINANCIAL SERVICES, INC. okedc 6:1995cv00187 04/26/1995 220 02/12/1996 FEDERATED FIN SVC vs. TEXOMA FORD TRACTOR

20. FEDERATED FINANCIAL SERVICES, INC. txndce 3:1997cv02615 10/24/1997 290 10/29/1998 FEDERATED FINANCIAL vs. JOHNSON COUNTY., ET AL

21. FEDERATED FINANCIAL SERVICES, INC. txndce 3:1998cv02995 12/22/1998 950 07/29/1999 FEDERATED FINANCIAL vs. JOHNSON COUNTY., ET AL

22. FEDERATED FINANCIAL SERVICES, INC. flsdc 0:2001cv07089 06/27/2001 440 08/05/2004 FORRY vs. FEDERATED FINANCIAL

23. FEDERATED FINANCIAL SERVICES, INC. flsdc 0:2001cv07542 09/28/2001 442 05/28/2003 EQUAL EMPLOYMENT vs. FEDERATED FINANCIAL

24. FEDERATED FINANCIAL SERVICES, INC. flsdc 0:2002cv60756 05/30/2002 710 01/15/2003 BAVING vs. FEDERATED FINANCIAL

25. FEDERATED FINANCIAL SERVICES, INC. COM flsdc 0:2002cv60756 05/30/2002 710 01/15/2003 BAVING vs. FEDERATED FINANCIAL


[I looks like this company we are hooking up with gets sued a lot also.] Before Mr. McFarlande came, we had no idea there was a story being done, but now we are on the lookout. I feel like we have just been taken over by the mafia. I am sure that no one will speak to the authorities after what we went through. He never threatened us verbally but every one of us had no doubt that if we spoke, "something" would happen to us.

Please do not release my name or my email address. I need the money to support my child, but do not like to feel like a trained seal. I would like the world to know the people that my company is getting involved with.

Thanks, M (Not my real name)

M Fairfield, New Jersey

Click here to read other Rip Off Reports on Federated Financial Services

This report was posted on Ripoff Report on 06/15/2005 11:13 AM and is a permanent record located here: http://www.ripoffreport.com/reports/chris-mcfarland-steve-miller-federated-financial-kidscom-justourkidscom-federated-financial-deerfield-beach-chris-mcfarland/fairfeild-new-jersey-07004/chris-mcfarland-steve-miller-federated-financial-kidscom-justourkidscom-rip-off-mi-146286. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Click Here to read other Ripoff Reports on Chris McFarland, Steve Miller, Federated Financial Kids.com - Justourkids.com - Federated Financial Deerfield Beach - Chris McFarland

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

The Straight Story

AUTHOR: Maria Speth - (U.S.A.)

First, let me tell you my real name. I'm Maria Crimi Speth. I have been the attorney for the operators of Rip-off Report website for over six years, but I'm not writing this at their request or on their behalf (I'm not even billing them for it). I'm writing this because after months of reading the postings on the internet written by Federated Financial, attacking me, Rip-off Report, Ed Magedson, attorneys in Florida representing Rip-off Report, and others who provide services to Rip-off Report, I wanted to tell the straight story. No mud slinging, no name calling, just the facts.

About me:

If you have read the postings by Federated Financial, you've seen a picture of me and you know my home address, my home phone, and my property tax information. This is all public information that you could find elsewhere on the internet. What you don't know is that I have an amazing husband, two school-age children, and two Bichon/Poodle mixes. You also wouldn't know that I recently had to explain to my children why their Mom was being called a blatant liar on the internet and that they have to be real careful when they answer the telephone or the door because some guys that are mad at my client have put all of our home information on the same website where they vilify me.

About Federated Financial:

Federated Financial is a consumer credit counseling company. There's a non-profit company and a for-profit company. I haven't researched the difference between the two, but they seem to both be operated by Steve Miller and Chris McFarland. McFarland is a disbarred attorney who, under oath, couldn't remember why he was disbarred. It seems that something like that would have left more of an impression on him.

About Rip-off Report:

Rip-off Report is a website where people post complaints about companies. Ed Magedson started the website so that businesses were accountable for their actions. The internet is a powerful tool. He figured it could be used to put pressure on businesses to provide good customer service. If customers complain and those complaints can be read by anyone with a web connection, then businesses will be more likely to address the complaint rather than get a bad reputation. In most cases, it has worked really well. Sometimes, though, the business would rather attack Rip-off Report than change their business practices.

Today, Rip-off Report is operated by Xcentric Ventures, llc in Arizona. Ed Magedson is the manager of the llc. There are over 140,000 main reports posted on Rip-off Report, many of which have follow-up reports, and the hit counter is at well over four billion visitors. As popular as the website is, it is also the subject of much controversy. Xcentric and Ed are threatened by companies every day. Some threats are violent and come in emails, phone calls, voice messages, and letters threatening to kill Ed and those who help him if he doesn't remove a report. Some threats are technical, like attempts to hack the website and denial of service attacks on the website. Most of the threats are legal. Almost every day, companies and their attorneys threaten that if a posting is not removed, they will sue the website. Many companies do file lawsuits and, although federal law prevents the court from treating the operator of the website as the publisher or author of content it did not create, some companies try to circumvent that law by claiming that Xcentric or Ed Magedson wrote the reports. In reality, Xcentric's agents have not written any reports or titles for many years for exactly this reason.

Federated Financial on Rip-off Report

In 2000, two reports were posted on Rip-off Report by someone claiming that Federated didn't do what they promised and ruined their credit. Another complaint was posted in 2003 and two more were posted in 2004. That is actually not a lot of complaints for a company that has many customers. Federated Financial posted a well written, well reasoned rebuttal to the reports. It could have ended there and everyone would have saved a lot of money and aggravation. Instead, Steve Miller called Ed Magedson and physically threatened him if he did not remove the reports. I was not a party to the conversations, and I am relying on Ed's version of it. I did listen to tapes and read emails where Ed Magedson confronted Steve Miller about threatening him and Miller did not deny it. After the threats, Magedson then took the position that someone who threatens him does not get to use his company's property for free, so he removed the rebuttals posted by Miller. From there, things spiraled out of control and since then both Miller and McFarland have spent an enormous amount of time and money attempting to destroy Ed, Rip-off Report, and anyone who provides services to them.

Federated Financial filed a lawsuit against Xcentric and Ed in Florida. We moved to dismiss for lack of jurisdiction in Florida and they have filed many motions and forced numerous court appearances that have resulted in attorney fees far beyond any of our other cases at that procedural stage. McFarland threatened our local counsel on the way out of the courtroom (told him he better watch his back) and when the judge indicated that she was inclined to grant our motion because this case should have been filed in Arizona, they filed a motion against her, accusing her of being biased. She recently recused herself and the case has been re-assigned to another judge.

After the lawsuit was filed, and after Federated began its internet campaign against Rip-off Report, Magedson, and those who provide services to the company, more postings appeared on Rip-off Report about Federated, Miller and McFarland. These postings are as vicious as Federated's postings about Magedson. Miller and McFarland are convinced that these postings were authored by Ed because of the content and timing. What they haven't considered is that Rip-off Report and Ed are very popular and there are tens of thousands of people who are fans of Rip-off Report. Anyone of them could have made these postings in response to Federated's attacks on Rip-off Report and Ed. Ed also has enemies who could have made the postings, knowing that they would infuriate Miller and McFarland and escalate the attacks against Ed. Ed has sworn under oath that he did not author those postings or ask anyone else to make them. Miller and McFarland refuse to believe him. The postings on Rip-off Report about Federated Financial have harmed Ed, not helped him, and if Miller and McFarland considered this rationally instead of emotionally, they might realize that.

In Summary

So there you have it. If you have been reading any of these many postings about me, about Ed's other attorneys, and about Ed, maybe you have wondered how much of it was true and what's behind it all. I will tell you that I am not Ed's partner or his shill, I am his lawyer. Also, I did not blatantly lie to the court. I represented to the Court that Ed and Xcentric do not do business in Florida because they don't. They provide services to two Florida companies, but all of those services were provided here in Arizona.

I hope this has answered some of your questions. I am going to attempt to post this on Federated Financial's website. If you read it there, then we all should give them credit for being willing to post it. If you don't see it there, then you know that they would not publish it.
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?