Citi Cards aka www.searscard.comG. Stevens Unfair credit practices refused to settle until card was run up got into a program with zero interest for 6 years if you miss 2 payments they reinstate the original payment and interest rate Sioux Falls Nationwide

I had been with a Sears and had credit card for over 20 years. However do to the economy got behind. I tried to negoitiate a new interest rate with them calling me up to 10 times a day and hanging up. After the interest kept accruing over 1,000 they finally put me in a program.

The program was zero interest, auto deduction, and for 7 years. It ends September 2015. I finally got 2 jobs and took a month to get a paycheck . I missed the payment the 2nd time in 5 years. They terminated the agreement, and put me back to 30 percent interest, and monthly payments of $424 a month. they are on crack ...