Complaint Review: Citimortgage - O'Fallon Missouri
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- Author Not Confirmed
- Citimortgage 1000 Technology Dr. O'Fallon, Missouri United States of America
- Phone: 1-800-283-7918
- Web: www.citimortgage.com
- Category: Mortgage Companies
Citimortgage, Keep raising monthly payment even though Ive been under Chapter13 protection for 3 years. O'Fallon, Missouri
*Consumer Comment: other charges
*Author of original report: Its not an ARM.
*Consumer Comment: Listen up D*k Face
*Consumer Comment: Is your mortgage an "ARM" (Adjustable Rate Mortgage?)
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I filed chapter 13 bankruptcy over 3 yrs ago and believed it was a contractual agreement. However Citimortgage has raised my monthly payments with no explanation or reason. I had inquired about a yr ago anout the possibility of refinancing in order to utilize the lower interest rates and they told me I couldnt because of the terms of the bankruptcy. So what I want to know is how can they raise them under the same terms...oh yeah because the (((REDACTED LANGUAGE))) money lenders have loopholes given to them by w***e politicians. They wont be happy until they either own or have all Americans indebted to them.
This report was posted on Ripoff Report on 09/17/2011 03:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/citimortgage/ofallon-missouri-63368/citimortgage-keep-raising-monthly-payment-even-though-ive-been-under-chapter13-protection-778010. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#4 Consumer Comment
other charges
AUTHOR: GeorgeV - (USA)
SUBMITTED: Sunday, September 18, 2011
if you have your insurance and taxes withheld it could raise your payment when they go up.
#3 Author of original report
Its not an ARM.
AUTHOR: Clark - (United States of America)
SUBMITTED: Sunday, September 18, 2011
I have a fixed rate thats why I dont see how they can keep raising my payment.
#2 Consumer Comment
Listen up D*k Face
AUTHOR: voiceofreason - (United States of America)
SUBMITTED: Saturday, September 17, 2011
First off, Citigroup is run by an Asian Indian, Vikram Pandit and one its biggest investors, if not the biggest, is a Saudi Arabian, so take your "Jew Banker" garbage and shove it up your b*t hole.
Second of all, your bankruptcy doesn't erase your mortgage, only your unsecured loans. You either have an ARM, or your risky credit situation allows them to make rate adjustments.
Since you've proven yourself such a worthy individual here, good luck dumpster diving for your first meal when your address becomes the sidewalk.
#1 Consumer Comment
Is your mortgage an "ARM" (Adjustable Rate Mortgage?)
AUTHOR: Ken - (USA)
SUBMITTED: Saturday, September 17, 2011
If so, I'm not sure what they're allowed to do on it. They may be able to hold you to your agreement or if not foreclose....you need some good legal advice at this point.
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