C.N.A.C. - JD BYRIDER Scam Fort Worth, Texas

Do not purchase a vehicle from JD Byrider you will regret it. I understand the concept of paying more because of your credit being poor,  but they take it too far. Upon purchase of the current vehicle I said I would not buy If I am upside down more than 3,000 on the car, ever!!. It was not acceptable and could not happen. I was promised that I would never be and that in a year I would owe less than the car was worth or close to the value , this would make me capable of trading it in for another one. The only reason I went with them is because of this understanding, I had other options. I trusted them and had more than one person at JD Byrider tell me this was accurate, so it was not just based on the salesman, it was also the finance company and manager.

I have had the car a year and a half, it is valued at $1500.00. I tried to trade it in yesterday and they had my balance per my last receipt as 7900.00 and that is ridiculous. It has me upside 6400.00. To make the situation worse,  I was approved for the new vehicle and when it came time for the payoff they actually increased the payoff to 8500.00 more than I owe. That caused the new finance company to back out.

They will report to the credit agencies but so do TOTE THE NOTE LOTS, the note holding lots actually sell cars closer to there values and will work with a finance companies for payoff. JD Byrider is a scam, they will overcharge and ruin your chances at getting ahead. It is not worth it. They are liars and thieves. The car I found out later was only worth 5K upon purchase but they charged me 12K. Do not trust them,  go to a tote the note lot, I cant stress that enough. If you wreck one of their cars you will still owe the remaining balance due to the extreme difference in value vs your note. You will still have a car payment and no car, if you try to get out from under the car they will increase the pay off and you will not be able to get another car for less than 5K down. It IS NOT WORTH IT.

The experience has been horrible, please stay far away from JD Byrider.. It will only ruin you, not help. The reality of the situation is I cant get to work without a car, and I cant afford two payments so my credit will be ruined If I wreck the vehicle and have a repossession attached, due to needed another vehicle and affordability. In the end your credit will suffer not improve like they state.