Report: #780465

Complaint Review: colleco dba eos cca

  • Submitted: Fri, September 23, 2011
  • Updated: Sun, September 25, 2011
  • Reported By: Lewis — Lakewood Colorado USA
  • colleco dba eos cca
    700 Longwater Drive
    Norwell, Massachusetts
    United States of America

colleco dba eos cca Collection Company of America Put errors in my credit report Norwell, Massachusetts

*Consumer Suggestion: Credit Report Errors from Debt Collectors

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I received this reply from my Colorado officials.

Collecto, Inc. has been licensed as a debt collection agency in Colorado since July 5, 2001.  They dropped the trade name Collection Company of America in 2007.  They may no longer collect under that trade name.  You may file a formal complaint with our office.  I will need a copy of the credit report showing that they are collecting under the name Collection Company of America.  I have attached a consumer rights brochure, a complaint form and additional consumer information that may be helpful in resolving your complaint. Colorado Collection Agency Board1525 Sherman Street, 7th FloorDenver, CO 80203.
They even sent me a letter saying they were licensed with a copy of it.  Not as the state now has a complaint with all of the information to make trouble for them
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#1 Consumer Suggestion

Credit Report Errors from Debt Collectors

AUTHOR: Ian Lyngklip - (United States of America)

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from communicating false information to a credit reporting agency.  That would include communicating information about a debt without also noting the fact that the subject of the debt has disputed it.  

Additionally, under the Fair Credit Reporting Act (FCRA) if you dispute the information with the credit reporting agency, that same debt collector has to conduct a reasonable investigation into your dispute.  If this process fails, you can present a claim against the debt collector for violations of both of these statutes.

You may want to hire an attorney to help you with this dispute if you have not had any luck on your own.

Lyngklip & Associates sues debt collectors under both the FCRA and FDCPA.  
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