Report: #120888

Complaint Review: Community Savnigs

  • Submitted: Thu, December 02, 2004
  • Updated: Mon, December 06, 2004
  • Reported By: Warren Ohio
  • Community Savnigs
    P.O. Box 2636
    Champlain, New York
    U.S.A.

Community Savnigs Credit Card Scam Ripoff Champlain New York

*Author of original report: Community Savings Credit Card offer is not what you think

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I received a call on my cell phone while I was at work from a Dean Lambert saying I was approved for a $3000.00 credit card. He said that there were no fees and that he contacted me because I had tried getting a card but because of my credit history that at the time I did not qualify but now they were trying to help people re-establish their credit. I thought I asked all the right questions, he even came back and told me who my bank was before I ever gave him the information. I asked so many questions and he had a good answer to every one of them, and considering my situation at the time and with Christmas coming I thought I would give it a shot. He assured me I would have it by Christmas so I gave him my account number. The next day I called the number that showed up on my caller id and it was for some play and ticket place that required you leave a message. I called the 800 number and spoke to someone about the call and she assured me that I would be getting the card within 10-30 days. I wanted to stop payment on the ach but they had already done it. Now I am hoping I can get my bank to reverse it so I can get my money back.

I can't believe that nothing can be done to these people. This is an outrage and it makes me mad at myself for allowing this to happen to me, but it makes me mad that people are willing to steal from others without any hesitation!!

Angela
Warren, Ohio
U.S.A.
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This report was posted on Ripoff Report on 12/02/2004 03:56 PM and is a permanent record located here: http://www.ripoffreport.com/reports/community-savnigs/champlain-new-york-12919/community-savnigs-credit-card-scam-ripoff-champlain-new-york-120888. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Community Savings Credit Card offer is not what you think

AUTHOR: Angela - (U.S.A.)

After I found out about Community Savings from this site I called them to demand they refund my money. Of course I got customer service and the woman insisted they were a legitimate company. I told her that I NEVER authorized them to take money from my account for the purposes they did. I also asked to speak to a supervisor and of course she wouldn't let me, but she said she would have someone call me back. I did get a call back from a David Miller who is in the management department. I explained the situation to him and what I was told and that I wanted my account to be refunded. He then tells me that I agreed to a stored credit card and that I would be getting a packet in the mail and then I would then fill out a form for the card. I told him I never agreed to a stored card and that his company was a fraud and that I wanted my money back. He got very ignorant with me and said if I didn't want to do business with them they didn't want to do business with me but he could not see where they had been funded the money yet and it could take up to 10 days and that my best bet would be to go to my bank and have them reverse the amount. He was not willing to do anything to help me even though I told him I did not agree to it. Something needs to be done about this company!!
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