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Ripoff Report | Consumer credit services, Review - Las Vegas, Nevada
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Report: #7069

Complaint Review: Consumer credit services, inc/financial card division - Las Vegas Nevada

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  • Updated:
  • Reported By: Lake Charles La.
  • Author Not Confirmed What's this?
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  • Consumer credit services, inc/financial card division 61 West Utah #63 Las Vegas, Nevada U.S.A.

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A representative from this company called my home offering some type of credit card. He explained to me everything about the credit card and it sounded great. After I gave him my checking account number he told me how much it would cost...then I refused the card. Two months later...they debited my checking account $100. And plan on taking $99.99 more 15 days later!

This caused my checking account to be overdrawn and I am stuck with bank fees too!

When confronted about this situation the customer service department said they couldn't refund the money until they listened to my original conversation with the representative.

DO NOT GET A CREDIT CARD FROM THESE PEOPLE!!!!!!

This report was posted on Ripoff Report on 10/10/2001 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/consumer-credit-services-incfinancial-card-division/las-vegas-nevada-89102/consumer-credit-services-financial-card-division-ripoff-taking-money-from-my-account-7069. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
0Consumer
1Employee/Owner

#1 REBUTTAL Owner of company

Tony Raymond's statements are untrue and contradict the findings of fact by the Court all of which are of record.

AUTHOR: Robert Edward Auctions LLC - ()

POSTED: Thursday, December 11, 2014

REA is posting the following response by our attorney to Anthony, aka "Tony" Raymond's posts:

 

Tony Raymond's statements are untrue and contradict the findings of fact by the Court all of which are of record.

 

(1)    While it is correct Mr. Raymond consigned ungraded cards to Robert Edward Auctions, when certain cards were deemed not to be in a sufficiently high enough grade (and therefore value for REA to offer), they were securely packaged and returned to Mr. Raymond at his request. Mr. Raymond then alleged the returned cards were damaged by REA in transit (only to later claim they were substitutes from REA's own "collection" of cards - a "collection" which did not exist). Mr. Raymond claimed the allegedly damaged cards had a very high value and demanded compensation for them valued as if they had been professionally graded cards in the condition he claimed (which they were not).

 

 (2)    When Mr. Raymond asked for the return of the remaining cards, REA repeatedly asked for a way to personally deliver them to him (to avoid further claims of "damage in transit" or "substitution") which Mr. Raymond refused to consider. (Indeed, Mr. Raymond rejected the return of the cards to him many times while the case was pending.)

 

(3)    REA started suit to compel Mr. Raymond to take his cards back - which the Court compelled him to accept back after trial.

 

(4)    Mr. Raymond made various claims in his counterclaim - and lost on every one of them as the Court found him to be not credible.

 

(5)    Mr. Raymond switched attorneys multiple times.

 

(6)    The Court found that Mr. Raymond sustained no losses caused by REA.

 

Barry Kozyra

 

KOZYRA & HARTZ, LLC

354 Eisenhower Parkway, 2nd Floor, Suite #2300 Livingston, NJ  07039

Phone: (973) 740-1550

Fax: (973) 740-1515

 

BarryKozyra@KozyraHartz.com

 

 

FURTHERMORE: 

Mr. Raymond has posted this same frivolous complaint elsewhere on this site (report #1078940). In addition, he has filed complaints against HIS OWN LAWYERS in the case (which, as noted above, he lost miserably). Actually, THREE DIFFERENT law firms. That must be some kind of record for complaining about your own lawyers. The lawyers (his own) that Raymond has filed complaints against (including multiple complaints against Keefe Bartels) on this site are: Roper and Twardowsky (report #1155929), Keefe Bartels (report #'s 1183735 and 1078944), and Martin Cowen (report #1143212) of Slavitt and Cowen (who, incidently, Raymond also filed a formal ethics complaint against which, of course, was dimissed in its entirety).   

Tony Raymond can't even go to Russell Toyota to get a wheel alignment without filing a Ripoff Report complaint (report #1110578). 

As mentioned above, this is Raymond's second (identical) ridiculous complaint about our firm on this site. It is obviously his intention to harrass us as he has for the past decade. Here is a cut-and-paste of our previous response to this extremely unusual individual: 

The following is a response to the posting made by Anthony ,aka "Tony", Raymond on the site Ripoff Report dated August 25, 2013 ,each statement of fact is from available court documents:

  

Mr. Raymond's claims are baseless as found by New Jersey Superior Court Judge Donald Goldman on September 25, 2008.

 

The Court stated that Mr. Raymond's case was a "fantasy", that the value of his card collection was seen by him through "rose-colored glasses", that Mr. Raymond's recollection of his card collection's condition would require that their condition had actually improved since their delivery to REA, that Mr. Raymond had failed to prove the unreasonable care or negligent handling of his card collection (as claimed to the Court by Mr. Raymond and for which he claimed damages) at any time and that Mr. Raymond's entire case made no sense at all.

 

The Court concluded that Mr. Raymond lacked credibility and that there had been an "extraordinary exaggeration" by him of claimed damages. The Court specifically found that Mr. Raymond was not credible and had not proven any of his allegations by a preponderance of evidence let alone an enhanced clear and convincing standard (for fraud), that no damage was proven to have occurred to any of his card collection, that no misrepresentation of any kind by REA or Lifson had occurred, that no unconscionable commercial practice had occurred, that there was no unjust enrichment of any type by which REA and Lifson had benefitted, that REA and Lifson had not acted in bad faith, with malice or ill motive, that Mr. Raymond's damages claims were "absurd" and that there was no corroborative evidence offered by Mr. Raymond as to the card collection's value.

 

Contrary to what Mr. Raymond has written the Court concluded that (1) neither Robert Lifson nor Robert Edward Auctions, LLC (REA) "damaged" Mr. Raymond's cards, (2) neither Robert Lifson nor REA "kept" Mr. Raymond's cards which he had in fact refused to accept for delivery when offered for return (All cards consigned to REA were hand-delivered to Mr. Raymond in court on September 25, 2008 and (3) Mr. Raymond was not damaged in any way by Mr. Lifson or REA.

 

While REA has been sued, there has never been a finding of any fraud or any other wrongdoing of any type by REA in any court proceeding. Ever.

 

Robert Edward Auctions, LLC

 

P.O. Box 7256

 

Watchung, N.J. 07069

 

908-226-9900

 

908-226-9920 fax

 

www.RobertEdwardAuctions.com

 

 

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