Credicorp Inc. attempted to rip me off, trying to sell me a pretend credit card attatched to nothing. ripoff scam to consumers Dallas Texas

I recieved a letter from a company, called Credicorp Inc. It is attatched to no apparent bank, and has a postage paid envelope enclosed. Here is a copy (as close as possible) to the appearance of the page:

CREDICORPinc. name service addr: classification
(my name) (my PO box) Pre-Approved
Member Status: Gold
Credit Limit: $10,000.00 Office use:2vxx,xxxxxxd
Interest Rate: 12% Bank affiliation: none
Credit Provider:Credicorp Inc. Approval number:222xxx
Offer Expires: 04/14/04
*Applicable Law:Washington

Dear Darlene xxxxxxx,

blah, blah, blah, and blah, blah, and you are a reliable person.

And best of all, you are pre-approved. Blah, blah, blah, blahxxxxxxxxxx.

Full details of your membership and its exclusive benefits will be included with your new Gold Card. Satisfaction is guaranteed, and you have a 60 day refund of money guarantee!

So act today, as this is a limited time offer. Failure to do so may result in your loss of eligibility. Please send your $37 annual fee by check or money order for immediate membership activation.

The, at the bottom, in small letters, it tries to look believable. There is a detachable portion at the bottom, that I am supposed to mail in with a payment by check or money order.

They do have a website, however, but you need to join to look further, which I did not.

Darlene
Snohomish, Washington
U.S.A.