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Report: #1505288

Complaint Review: Credit One Bank - Las Vegas Vevada

  • Submitted:
  • Updated:
  • Reported By: Alfred — Scottsdale Arizona United States
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  • Credit One Bank Las Vegas, Vevada United States

Credit One Bank I closed this account because they claimed I exceeded my credit limit. I had sent them a check paying off half my balance and they did not credit my account with this payment until a week and a half after their statement came out. Then they contacted the credit bureau and charged me with exceeding my credit limit which caused my credit rating to fall 41 points. I wrote them a long letter chastising them for lying to the credit bureau. I sent them documents showing them their lie. I also sent them a letter canceling my account after I had paid the account off. I just received a statement from them claiming I owe them $508.00. I checked these charges and they are all false and I have the evidence. Filed false charges (purchases) on my credit card account and lied about credit card balances to Credit Bureau Las Vegas Vevada

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I closed my Credit One Bank card because they claimed I exceeded my credit limit. I had sent them a check paying off half my balance and they did not credit my account with this payment until a week and a half after their statement came out. Then they contacted the credit bureau and charged me with exceeding my credit limit which caused my credit rating to fall 41 points. I wrote them a long letter chastising them for lying to the credit bureau and I sent them documents showing their lie.

I also sent them a letter canceling my account after I had paid the account off. I just received a statement from them claiming I owe them $508.00. I checked these charges and they are all false and I have the evidence. They filed false charges (purchases) on my credit card account and lied about credit card balances to Credit Bureaus. They are headquartered in Las Vegas, Nevada.

This report was posted on Ripoff Report on 02/19/2021 01:48 PM and is a permanent record located here: https://www.ripoffreport.com/report/credit-bank/las-vegas-vevada-i-closed-1505288. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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