Diversified Collection Services This Collection Agency contacted the people I am buying a home from! Livermore California

They cannot discuss your account with anyone besides you - YOU CAN SUE THEM for this.

They are required by FEDERAL LAW to provide validation upon receipt of written demands. When they fail to do so, it is because they cannot and they do not have legal means to collect the debt from you

www.ftc.gov www.budhibbs.com
Both excellent resources for dealing with Collection Agencies


FYI - If you have not defaulted on these loans (make payments as required)
it should not be in collections at all.

Check with the original creditor too.

Most CA's will use illegally obtained information and try to collect on things they have no business being involved in

Lydsquid,
For future reference, ANY time you take out a loans its YOUR responsibility to keep in contact with them and keep your address current. By dispute are you saying what your borrowed isnt what you currently owe, maybe now you owe more than you borrowed. For future reference, loans will accrue interest and they go in to default they will have collection costs added. As for the lady you are buying your house from, I'm sure they called the property assessor to get the owner of that address and then contacted them. Isnt it just horrible the things these collections agency have to go through to get in touch with the people who dont want to be contacted. All of that could have been avoided if you would have just kept up with your end of the bargain. I'm not sure I see where the rip-off is. I think the other posts back that statement up, no rip-off at all.