Complaint Review: E Trade Bank - Pittsburg Pennsylvania
- E Trade Bank etrade.com Pittsburg, Pennsylvania U.S.A.
- Phone: 800-3212206
- Web:
- Category: Banks
E Trade Bank Forced placed flood insurance Pittsburg Pennsylvania
*Consumer Suggestion: What Interest?
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I received a letter in 12/06 regarding a declaration of flood insurance was needed for my E Trade Home Equity Account. I called the mortgage company and one was faxed to E Trade. I received another letter in 01/07 & 02/07 & 03/07. Multiple faxes were sent in all of these months and I was told "not to worry about it, I will not be forced placed". Well, I was and I didn't find out for 11 months.
I was reimbursed for the forced placement but not the interest. Additional money was paid to the interest when it should have gone to the principle. And I can't get an answer, except write a letter to corporate. I'll be damned if I don't get a phone call on the 2nd of the month if payment isn't there on the 1st. Maybe I should say write a letter to corporate?
I can't get an answer out of anyone how to recoup the money and I am tired of getting upset and getting attitude & even snickering on the other end of the line.
Lets see what the letter can do
Stan
Cape Coral, Florida
U.S.A.
This report was posted on Ripoff Report on 06/17/2008 12:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/e-trade-bank/pittsburg-pennsylvania/e-trade-bank-forced-placed-flood-insurance-pittsburg-pennsylvania-341129. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
What Interest?
AUTHOR: Annie - (U.S.A.)
SUBMITTED: Tuesday, July 28, 2009
The money spent on home insurance, flood insurance, and property taxes comes out of your escrow account. It has nothing to do with your actual loan and interest on the loan. So no "extra" interest was paid during the time you had the flood insurance. So there would be nothing to return. So you can calm down, they returned the money for the forced placed flood insurance. You can rest easy, you have not been screwed. Hope this helps.
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