• Report: #55837
Complaint Review:

Emerge Formerly Providian

  • Submitted: Tue, May 06, 2003
  • Updated: Tue, May 06, 2003

  • Reported By:Fairfield Ohio
Emerge Formerly Providian
245 Perimeter Center Parkway Ste 600 Atlanta, Georgia U.S.A.
  • Phone: 866-705-3603
  • Web:
  • Category: Banks

Emerge Providian is ruining my credit and not answering my questions Atlanta Georgia

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I thought that I was just having ill luck with this credit card company until now. I, like many others are in the same situation.

Prior to Providian I had not owned a credit card, therefore had not established credit elsewhere. So when I received the application from Providian, I decided that it was time. After dealing with this company for 7 or 8 months problem free, I had never sent in a late payment. I received a letter stating that the company was going to switch ownership and cancel my account. I was confused, but was not overly worried, I figured that I would pay my balance off, and try to establish credit elsewhere.

This is when my problems arised. I attempted to make multiple payments, none of which were cashed. Then tryed to phone the company to make a payment over the phone, but this was a "dead end" attempt also(I could not even reach anyone). I then emailed a letter to them, and still; no response!!!

I am still in the process of trying to take some corrective action, my next attempt is going to be a payment sent via certified mail.

Hopefully, we can figure out what this companys problem is, are they not trying to make a profit, just simply trying to destroy our credit?

Cincinnati, Ohio

This report was posted on Ripoff Report on 05/06/2003 08:28 AM and is a permanent record located here: http://www.ripoffreport.com/reports/emerge-formerly-providian/atlanta-georgia/emerge-providian-is-ruining-my-credit-and-not-answering-my-questions-atlanta-georgia-55837. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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