• Report: #1043169
Complaint Review:

Ex-Detective Sergeant Christopher Taylor

  • Submitted: Sun, April 14, 2013
  • Updated: Sun, April 14, 2013

  • Reported By: Malcolm — South Ferriby Other
Ex-Detective Sergeant Christopher Taylor
59 Northgate (formerly)Wakefield Wakefield, Select State/Province United States of America

Ex-Detective Sergeant Christopher Taylor First Debt Recovery Ltd Advance Fee Fraud & Money Laundering Wakefield, Other

*Author of original report: Taylor Sentenced to Three Years Six Months

*Author of original report: Christopher Taylor Found Guilty

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Ex-Detective Sergeant Christopher Taylor is a retired fraud-squad Police Officer from Wakefield, UK. Taylor is currently on trial at Ipswich Crown Court (along with four other defendants) for money laundering and conspiracy to defraud. This follows a three year investigation by Suffolk Trading Standards, codenamed Operation Troy.

The ringleader of the fraud, Toni Muldoon (a notorious timeshare conman) has already pleaded guilty. Taylor is accused of working with Muldoon in two advance fee frauds - one involving five bogus debt elimination companies and the other, 28 bogus escort agencies. There are over 14,000 victims.

It is alleged that Taylor used his company, First Debt Recovery Ltd, to launder money for these two frauds operated by Muldoon, between October 2007 and September 2010.

What the trial is apparently not considering is any advance fee fraud perpetrated directly by Taylor in his Debt Collection business, First Debt Recovery. Taylor charged his clients an upfront fee to collect debts but, according to the following reviews, failed to do so.... [continued below]....


Taylor was also instrumental in setting up two other debt collection agencies in Wakefield, just 200m from First Debt Recovery. The premises being leased to Taylor but he was not a director of either company: Baker and Bond Ltd and Baker and Bond (UK) Ltd.

After a falling out with those involved in the two Baker and Bond companies, Taylor, along with another man (Ian Burrow) were seen with a team of heavy men breaking into the premises of Baker and Bond. Taylor was heard (by the owner of the premises) to announce that Ian Burrow would be running the Baker and Bond operations from now on. It is known that Burrow was also instrumental in setting up the websites for the two Baker and Bond companies.

Baker and Bond Ltd and Baker and Bond (UK) Ltd operated as if they were a single company, charging upfront fees of 595 to collect debts. Both were closed down by the High Court in January 2013...


Ian Burrow also created his own debt collection agency (Goldman Vicenti) also based in the centre of Wakefield, just a stones throw from the three debt collection agencies set up by Taylor. Ian Burrow continued with the advance fee debt collection fraud by charging customers an upfront fee of 595 (the same as the upfront fees that the Baker and Bond companies charged, when he was running them for Taylor)

Goldman Vicenti was also wound up by the High Court in January 2013 for charging upfront fees, failing to pass on collected debts to clients and for perpetrating a VAT fraud...


Although the Insolvency Service investigated the two Baker and Bond companies as well as Goldman Vicenti, getting all three wound up, they seemingly failed to recognise that Ian Burrow was linked to all three. But the following website did note similarities...


Suffolk Trading Standards also failed to find any link between Ian Burrow and Taylor; when I spoke to the head of their investigations team, shortly before the trial started, he told me that he had never heard of Burrow or Goldman Vicenti.

Had Suffolk Trading Standards established the link between Taylor and Burrow they may have also noted that the two advance fee frauds (debt elimination and escort agencies run by Muldoon) match very nicely with Taylors now defunct business as a debt collector and Burrows former business, running illicit escort agencies...


Meanwhile, Burrow still has two active debt collections agencies called Relentless Debt Recovery Ltd and Goldman Vicenti Recovery Ltd.

This report was posted on Ripoff Report on 04/14/2013 12:04 PM and is a permanent record located here: http://www.ripoffreport.com/reports/ex-detective-sergeant-christopher-taylor/wakefield-select-stateprovince-wf1-3bp/ex-detective-sergeant-christopher-taylor-first-debt-recovery-ltd-advance-fee-fraud-money-1043169. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Author of original report

Taylor Sentenced to Three Years Six Months

AUTHOR: Malcolm - ()

Ex-Detective Sergeant Christopher Taylor was sentenced to three six months in prison for money laundering at Suffolk Crow Court on 12 July.

Sentencing Taylor, the judge told him: “As a former experienced and commended police officer you played no part in the conspiracies but were prepared to sacrifice your good name for one sole aim: money.”

Prosecutor Nicholas Lobbenberg told the court thay Taylor profited by about £900,000.

Alex Dos Santos, mitigating, said Taylor had operated an otherwise legitimate debt recovery company and had allowed his bank accounts to be used in the fraud.

Wrong Mr. Santos! Taylor ran First Debt Recovery in much the same way that Muldoon opearted his own busiess - upfront fees! And when people wanted their money back, Taylor's heavies would even threaten to kill!!

As an ex-Police Officer, Taylor is going to have a tough time in jail. Let's hope that Suffolk Trading Standards/Police can confiscate Taylor's assets to the tune of £900,000.




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#2 Author of original report

Christopher Taylor Found Guilty

AUTHOR: Malcolm Girling - ()

Ex-detective Christopher Taylor, embarked on a second career as a debt collector upon his retirement from West Yorkshire Police; that career is now, almost certainly over, following his conviction for money laundering in £5.7m debt elimination and bogus escort agency scams.

Taylor dreamed of bringing other former Police Officers into his debt collection business but now he will probably have to live with the nightmare suffered by many other convicted West Yorkshire Police Officers - living in prison, possibly with those he had previously helped to convict.

Taylor, an ex-fraud squad detective, was described in Court, by a former colleague, as an ‘outstanding’ officer, so how could Taylor be so naive as to become involved with a notorious and well-publicised convicted timeshare conman, Toni Muldoon?

Taylor entered into a business deal during an apparently chance meeting with Muldoon in a tourist bar on the Costa del Sol. In just one hour, Taylor had sealed his ultimate fate. Taylor had claimed in Court that he could not form a full opinion of Muldoon in just one hour, but he continued to work for Muldoon for the next three years, even allowing Muldoon direct access to his business bank account.

Surely, in the space of those three years, Taylor must have realised he was laundering money for a convicted con man? Taylor claims he did not know or suspect anything, despite newspaper cuttings being found in Taylor’s possession about Muldoon’s fraudulent activities. Trading Standards officers even found a partially completed biography, written by Taylor, about Muldoon, entitled: Born to be a Costa Conman, on Taylor’s computer.

Taylor was naive, of course, in believing that he would never be caught. Before setting up as a debt collector, Taylor received advice from Trading Standards on how to avoid any involvement in money-laundering. Such advice, fell on this ex-fraud detective’s deaf ears. And, in a twist of irony, it was Trading Standards who successfully prosecuted Taylor for that very offence. Taylor clearly never thought that Suffolk Trading Standards would pursue a case that necessitated international arrest warrants, extradition or the searching of foreign bank accounts.

When Muldoon’s bank accounts were being frozen and the Ministry of Justice was getting involved, Muldoon confided in Taylor by email: “It has been non-stop rebuilding bridges torn down by the banks. You know me. I will not be beaten.”

But Muldoon was beaten and did capitulate, pleading guilty before the trial even came to Court, just as he had done in Spain a few years earlier for a time share scam he had masterminded. Taylor’s mistake was to believe he could fool the jury with a not guilty plea on the basis that a former Police Officer would not get involved in any criminal activity. His bluff failed and he will surely pay the price with a heavier sentence.

There is still the question of Taylor’s own debt collection business, which he ran separately from the debt elimination scam run by Muldoon but apparently used the same bank account. Taylor would claim that this was a legitimate business whose downfall only came about because he gave Muldoon access to that bank account.

But what legitimate debt collection agency charges upfront fees of £595 (similar to Muldoon’s Debt elimination scam) and not have a Consumer Credit Licence? First Debt Recovery operated without any such licence and charged those fees to clients.

Taylor was instrumental in setting up Baker and Bond Ltd and Baker and Bond (UK) Ltd. These debt collection agencies also charged upfront fees of £595 and neither held a Consumer Credit Licence. Both were closed down by the High Court ‘in the public interest’.

Taylor’s involvement with Muldoon and his association with Ian Burrow, who ran two debt collection agencies for Taylor as well as four on his own, that charged upfront fees, clearly indicate that Taylor is not averse to forming business relationships with persons of dubious character. That must bring into question his whole career as a Police officer and what personal and business relationships he formed during that time. Taylor’s wife remains a serving Police Officer with West Yorkshire Police.

This case was the largest ever brought by Suffolk Trading Standards and its costs are currently being born by Suffolk Council taxpayers. There are likely to be further investigations to recover ill-gotten gains as well as attempts to recover the costs of the 3+ year investigation and a ten week trial. Trading Standards may like to consider Taylor’s ownership of a holiday cottage in Whitby and his house in Oxford Road, Wakefield.

As well as Taylor and Muldoon, all four other defendants were found guilty and remain in custody for sentencing next month.

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