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Report: #1489271

Complaint Review: Experian - Allen TX

  • Submitted:
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  • Reported By: Charlie — Scotts Township PA United States
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  • Experian PO Box 2390 Allen, TX United States

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After a year and a half of dealing with Dennis Muracco who defrauded me, wiretapped, admitted to doing it on this site, extortion, threatened me with a hand gun four times.

He stole the information from Block Advisors, was my tax preparer and my tax attorney. With six banks working on the fraud, with one another plus Experian, Equifax and TransUnion, Nothing was being done.

I had a gut feeling pressure was coming from above. I investigated it, released it and exposed them as frauds, not having anything to do with banks. I hit them hard. They have been working with Dennis Muracco. I got a rep to say that a fico score means nothing. It is just a bunch of numbers.

I also read that they had extended the top end to 900 completely discrediting all three reporting agency's. I wrote my report taken from employees and others. I wanted my million dollar policy's. I used common sense, found my policy on their website. I wrote one post on reddit and got banned for life. They actually think these frauds are working for them.

There is so much more. They are merely three same person family owned companies who shouldn't have my data. I published the whole fraud on ScumReport.com and less than an hour later, they sent me an email that i didn't pay and they canceled my account. TrueIdentity. Barred me from accessing it. Threatened me to not try it. Threatened to open all files and unlocked my report for everyone to get at.

All three are like mugshot. I am overwhelmed that I didn't see it before. They don't have anything to do with the fiduciary banking system, they were merely given carte Blanche to everyone's files and made up the non word fico. It criminal because of Equifax loss of all our data.

 

                    Important info about your IDnotify™membership          

Dear Charles,

This email is confirmation that your IDnotify membership expired. You no longer have access to CreditLock, and your Experian credit file has been unlocked.

Sincerely,

IDnotify

IDnotify All Rights Reserved.

 

Your Experian Credit File is Locked    

Hello Charles, your Experian credit file is locked.

When you lock your Experian credit file, access to your information is blocked.

Locking your file allows you to restrict unwanted inquiries and spot suspicious activity to help minimize your risk of identity theft. However, it can also hold up credit applications initiated by you. 

If you have any questions, please contact our Support Team at (888) 280-8115. We are available 24 hours a day, Monday through Friday, and 10am-7pm Saturday and Sunday, U.S. Central Time Zone. 

Sincerely,

IDnotify
(888) 280-8115

IDnotify All Rights Reserved.

 

Review Your Credit Notification        

Log in to your account

      LOG IN NOW              

Dear Charles,

IDnotify has identified a change in your credit information. This could be a result of a new inquiry or line of credit, or something else.

Please log in to review the details of this notification now.

If you do not recognize the activity detailed in the notification, it could be a sign of identity theft. If you have any questions, please contact our Support Team at (888) 280-8115. We are available 24 hours a day, Monday through Friday, and 10am-7pm Saturday and Sunday, U.S. Central Time Zone. 

Sincerely,

IDnotify

IDnotify All Rights Reserved.

 
They have all sorts of names I uncovered. I have been data losses 57 times. They play this game with all of us. They use banks names that go to one of the your credit report has changed.   i did threaten them that if I see one byte of data or anyone accessing my files, all of theirs would be toast. It want I was trained for.   Folks, they gave away a credit rise for free last week.

They have no credibility at all. They have no authority to acces my data and I'm telling all six I found. Burn my data, all of it. You are committing a criminal act just as Dennis Muracco did. Remember, one byte and all of your companies one year from today.   inform the banks that you have shut operations. Do not let anyone acces my locked file. This country is in bad shape without frauds like you.   You are finished.

This report was posted on Ripoff Report on 12/19/2019 01:30 AM and is a permanent record located here: https://www.ripoffreport.com/report/experian/allen-tx-equifax-transunion-1489271. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
2Author
2Consumer
0Employee/Owner

#4 Consumer Comment

Sorry - Not Dennis

AUTHOR: Jim - (United States)

POSTED: Monday, December 23, 2019

I told you I'm nobody you know but someone you should be fearful of.  You're a loser.

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#3 Author of original report

Hi Dennis

AUTHOR: Charlie - (United States)

POSTED: Friday, December 20, 2019

Nothing to do tonight?

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#2 Consumer Comment

You Are A Lesser Human Being - Make No Mistake About it

AUTHOR: Jim - (United States)

POSTED: Friday, December 20, 2019

You also suffer from paranoid delusions and not very bright, based on your incoherent narrative.  Your class action suit will fail because a class of one is not a class for which the court can issue a remedy; make no mistake about that. 

Let's also be clear, you were not wiretapped, defrauded, and you weren't threatened with a gun.  That's all part of your delusion.  So is the notion that you're some kind of big shot - if you have to use H&R Block to do your taxes, then you must be a complete idiot to boot.  You are a nobody.

The elements of your case are also laughable and represent some of your mental illness.  I'm sure the people at the Fair Isaac Corporation (you know that's what FICO stands for), are also laughing at the idea that you somehow label them as a non-word, and maybe a non-entity. 

I mean that part of your case disappears as well.  The folks at Experian, Equifax, and Transunion aren't laughing though because they don't care about you.  And that's OK because they shouldn't care.  You are nothing to them and will always be.

For those who are trying to wade through this ridiculous report - please keep in mind the author has some serious mental issues that need to be treated.  BTW, I know you're going to wonder in that narcissitic brain of yours who I am and whether you can sue me for defamation.  You can't because you don't know who I am.

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#1 Author of original report

Class Action Suit Against Experian, Equifax, TranUnion, Dennis Muracco, et al, Civil Rights Abuse and Actions, Class Action Suit against Experian, Equifax, Dennis Muracco, American Express, et al

AUTHOR: Charlie - (United States)

POSTED: Friday, December 20, 2019

IMMEDIATE RELEASE: Experian, Equifax, TransUnion, FICO, Identity, My Identity, all LLC's connected with these companies, all banks, who have freely handed to three LLC's, et al, (full listing later) a non secure, non governmental  entity, including Dennis Muracco, et al, all LLC's, business's and companies that have requested permission to my confidential files that EE&TU on this date I filed a Class Actions Suit.

EE&TU from this point will mean all the companies above but also including all who have received confidential, eyes only, documents, as third parties but any person posing as someone they are not.

Civil Rights Violations. Classifying me as a lesser human than another human based on a floating three digit number, called FICO.

FICO means absolutely nothing. It has no power but in an ingenious plan hatched around a kitchen table in Dublin, Ireland have frightened, made people go crazy, who think, a FICO number means anything but a nail, has misrepresented themselves, partners, banks who have perpetrated a huge crime there is federal laws against, knowing what they were doing, that it was illegal, that it would cage humans to be studied until death, did collaborate, collude and pull of the largest theft in the history of the planet. another LLC who has no authority to have confidential documents.

Federal Goverments backed US Banks knowingly have broken nearly all fiduciary law by the one act of transferring my private, for sale, no more, to a non descript start up whatever you would like to call it, you should be confused by now, my life in digits.

These federal government banks have broken, not bent, every law there is, in my trust of of confidentiality in them, never to be re-established by loosely forming some kind of database, a comingled / federal government, (does not esist), by transferring my data, private, confidential information, including, social security number, driver's license, name, address, phone number to a non governmental entity formed in Dublin, Dublin, Ireland with zero credibility at all, no ability to mandate and write law, absolutely no way to enforce any law who have pulled out the biggest scam in history right in front of everyone making each individual believe the can do anything including threaten people, myself, in a document that will put the whole illegal alien family in jail for life. Sorry, ladies, you are included.

Why, in my case, never doing anything to help me. has always gone with the individual bank, who had illegally transferred information that, in my case, was nearly, fatal.

In fact they have never "ruled", (misrepresentation), on my behalf in the 29 years they voluntarily, with no application, no signed contract, sent me over 50 pre activated credit cards, non secured.

A little teaser, Jamie James Dimon, CEO of Chase Bank, are currently in my local and his local DA's office with a list of felonies that will put him number one in the yard for about five seconds. More later.

I warned all 253 of you. All my correspondence mentioned it, you picked the wrong person out of billions to **** with. I have been trained to do exactly what you want me to for my whole life, out of high school.

(Much More)

when two law enforcement officers, knocked on my door with one at the door and one, on my lawn, who never took his hand off his Glock, which has happened four times prior in an attempt to murder me. As in, shot in the back 50 times while trying to escape because of reasons (later) concerning some extremely bad behavior.

EE&TUclassifying me as a piece of furniture or animal, Libel, Classifying me not as human but a floating number, which has no lower limit and no lower limit, acting and misrepresenting themselves as a government agency when research shows they have no connection with the federal government whatsoever. Holding in Bondage. Writing one post on reddit which said you are being defrauded by Equifax, Experian and TransUnion whose has no authority, are not a government agency.

Have threaded me with the release of all my personal files, my financial information to the public or anyone that wants it. Have without my permission and legal signature sold that information to any number of LLC's and business's, thousands, millions for the sole reason of making themselves wealthy. They are nothing.

They have instilled in the population of the United States and world wide, that they are an all powerful decision maker who is higher that my president, President Trump, who always will be my president.China, Germany, Afghanistan  Class Action Suit, Experian, Equifax, TransUnion, FICO, My Identity, Theft, Stealing,Defrauding, Misreprentatation

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