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Report: #372442

Complaint Review: EZUnsecured.com - Reno Nevada

  • Submitted:
  • Updated:
  • Reported By: Reno Nevada
  • Author Confirmed What's this?
  • Why?
  • EZUnsecured.com 200 S Virginia Street, 8th Floor Reno, Nevada U.S.A.
  • Phone: 800-201-0001
  • Web:
  • Category: Loans

EZUnsecured.com YOU MUST READ THIS! There Are Two Sides to Every Story Reno, Nevada

*UPDATE EX-employee responds: LOL- Marcio responds, I work for the company- what a crook

*UPDATE Employee: EZUNSECURED.COM, EZUNSECURED: THE TRUTH ABOUT THESE COMPLAINTS!!!!

*UPDATE Employee: EZUNSECURED.COM, EZUNSECURED: THE TRUTH ABOUT THESE COMPLAINTS!!!!

*UPDATE Employee: EZUNSECURED.COM, EZUNSECURED: THE TRUTH ABOUT THESE COMPLAINTS!!!!

*UPDATE Employee: EZUNSECURED.COM, EZUNSECURED: THE TRUTH ABOUT THESE COMPLAINTS!!!!

*Author of original report: In Response to John ("Jay")..."There are 2 sides to every story....Your side is the wrong side"

*Author of original report: In Response to Cody...

*Author of original report: In Response to "This is all lies,...google any of your testimonials,...they dont exist!"

*Author of original report: In Response to Cody...Again "WHERE EXACTLY IS YOUR COMPANY LOCATED "

*REBUTTAL Individual responds: Don(Cody) Please stop!

*REBUTTAL Individual responds: Who is the "stupid one"??

*Consumer Comment: Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere.

*Consumer Comment: WHERE EXACTLY IS YOUR COMPANY LOCATED SO I CAN SIGN A CONTRACT IN PERSON?

*Consumer Comment: Empresa:

*Consumer Comment: Empresa:

*Consumer Comment: Empresa:

*Consumer Suggestion: Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere. A.K. [10/14/2008 2:02:09 PM]

*UPDATE EX-employee responds: There are 2 sides to every story....Your side is the wrong side.

*Consumer Comment: Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere.

*Consumer Comment: This is all lies,...google any of your testimonials,...they dont exist!

*Consumer Comment: Now that's more like it!

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We can all appreciate being forewarned about potential scam companies by this website. However, a person using this site to simply vent their anger and frustration because they didn't get their way is unacceptable. EZUnsecured.com does not steal money from anyone and is certainly not a scam. We have many satisfied clients, and as any business, a few clients that are impossible to please. We have done our best to try to work with all of the people that have posted negative comments about our company here. When we have come to them with potential settlement agreements, many of them have stated that they don't even care about the money, they just want to make us pay. Pay for what? The only reason these clients are upset is because they used our service and tried to get out of paying us! That is specifically why we collect a Professional Services Deposit upfront, so that we can be assured that we will be paid somehow in the end.

To inform readers about how our company works, let me give you a basic overview. EZUnsecured.com is not a broker, or a lender, we are Professional Consultants. When a client comes to us in need of a business loan, we analyze every aspect of their individual situation. We pull both their business and personal credit, create a master file and do an expert review and inform them of anything that needs to be corrected that could potentially cause them to be denied by a lender. We coach them through the process of clearing up credit issues. WE CANNOT contact their creditors for them because they will not speak to anyone but the client. (This is another complaint we get- why do I have to do it) We give our clients all of the information they need to dispute and clear up their credit report and offer many hours of time to help each of them through this part of the process. So let's say at this point the client decides to cancel, and they have the right to do that as stated in the contract. If we did not collect a deposit when the client signed up with us, we just did all of that work for free! Does that make any sense? Of course not! ANY business is in business to make money, not to work for free. So now at this point of course the client demands a refund because they say we didn't do anything for them. Well we just spent many hours of time coaching them through the credit repair process! When we inform them that we are not going to give them a full refund, or that we will only issue a partial refund, we end up getting smeared across RipOffReport.com!

But let's say they go through the credit repair process, and continue through to the submission process. This is the part of the process where we actually submit the client to the lenders. We spend the time filling out the application and speaking to the bank on their behalf. This is not just one call; this is talking to many different lenders to pinpoint the right bank and the right product for each client's individual situation. This, again, takes a lot of time and effort from our staff. We usually have to apply for the loans or lines of credit in increments. As we all know, the banks are very careful these days about how much and who they lend to. For that reason, most banks will not give a No Doc loan or line of credit for more than 100K at a time. So now we have spent the time and submitted the client to 3 banks for 100K each. All of the sudden, they think they can get the money on their own because EZUnsecured.com has given them all the information they need, so they want to cancel. Again, they can cancel at any time, but as our contract states, they must follow through with any submissions done prior to their cancellation. Why? Because we have invested a lot of time and effort to get them to this part of the process. Should we do all of this for free and refund all of their money?? I don't think anyone can honestly think we should do that. Or even better, the client lies to us and tells us that they were denied for the loan. We require that the client send us a copy of their decision letter within 30 days of their submission. If they do not send it to us, we pull their credit to verify whether or not they were approved. If they have lied to us and we find that they actually did receive the loan or line of credit, we charge their credit card. ALL of our clients submit a credit card authorization form upon signing up with us. The CCA clearly states that by signing the form they authorize us to withdraw funds as they become due!! The problem is that people DO NOT read the contract. When we inform them of the stipulations in the contract, they claim that they didn't know that or that they don't care what the contract says. There is nothing unreasonable about our contract and everything is disclosed in writing. We provide the contract so that the client is well informed about every aspect of our services. They sign the contract with us, acknowledging that they have read and understand it, and then they get upset when we adhere to it.

Now let's say that the client goes through the entire process and gets all of the funding they wanted. Now it is time for them to pay us for our services, and all of the sudden the client has fallen off the face of the earth. We have sent them invoices, we have tried calling, we have even tried to email them several times. At this point we have two choices, we can either try to collect the fees from the credit card that they have authorized us to charge, or we can send them to collections. We try to avoid sending anyone to collections if at all possible for obvious reasons. So the best thing we can do is charge the credit card that they have voluntarily given us and authorized us to charge as the fees become due. Of course when they see that we have charged their card, they are upset. But really, they have tried to scam us! Again, we don't steal anyone's money. We are simply collecting the fees that we are entitled to.

I would also like to point out the fact that 3 of the posters on here called us and threatened to post negatively about us on this website if we did not comply with their request for a refund. The homepage of this site clearly states that you cannot do that. This seems like a pattern for these people as far as not reading and following the rules:

YOU MUST NOT call them threatening to file a report if they do not comply with your demands, as this may be construed as blackmail! You must first file a Ripoff Report, then fax them a copy, offering them a chance to rectify the wrong that they did to you.

I personally find it very disrespectful that the people who have posted here have included the full names of people that work at our company. We are not trying to hide anything; it is simply a privacy issue. Why is it that they can freely post our full names, but don't have to post their full names? Only putting our first names would have been sufficient.

If you are reading these negative posts about EZUnsecured.com, please keep in mind that there are always two sides to every story.

Karla
EZUnsecured.com


I have also included some of our client testimonials below.





A FEW CLIENT SUCCESSES & RECOMMENDATIONS

Client Name: Ryan M. Business Name: Dash Interactive Inc Location: San Antonio, TX
Client Comments: I had been running my business part-time for 6 years while I worked grueling hours for other companies. My business was doing great! However, working the hours I was working for other companies, I was not able to do what I wanted to do and I was getting more frustrated everyday that I couldn't take my own business to the next level. This is when I began looking at my options. I could either (a) continue on my current path and hope to be able to grow my business even faster (b) jump right in with my existing client base and hope for the best, or (c) look at funding options.
After long thought and a great amount of research, I had settled on option C. I began to look around at different funding options, with the majority telling me they could get me up to $100,000. That just wasn't enough for what I wanted to do. As the weeks went by, I was beginning to believe that option C was not going to be a viable option for me. Then I came across EZUnsecured.com and the information on their website seemed way too good to be true but I figured the worst that would happen was that I would be told $100,000 again. The same day I submitted my information and requirements to them, I received a call from EZUnsecured.com. They explained to me that they believed they could get me up to $175,000 and I was absolutely thrilled! I could finally do what I wanted with my business.
In less than 1 week, I had confirmation of almost $150,000. More than all of the other companies had promised they could get TOTAL. In the next 2 weeks EZUnsecured.com was able to get me another $75,000 and asked me if I wanted to keep going. I was astonished! Not wanting to take too much money out, I told them to go ahead and stop. They had already raised me $50,000 more than they initially thought. The process was quick, simple, and my hand was held the entire way since I was new to this entire thing. I finally had the money I needed. The day after I had all of our money, I put in my 2 week notice and hired my first employee. For the next year we worked day and night out of my home. We gained several large corporate clients such as the 3 car dealerships in San Antonio owned by Tom Benson (owner of the Saints), Jeep, Target, MTV, Clear Channel Outdoors, and a museum exhibit company where we built several interactive museum exhibit pieces which travel the world. We also built one of the top open source secure file management software applications, FileTrack (www.filetrack.com), and had several hundred clients sign up and pay the $99/yr license fee. In fact, we had an enormous amount of clients who were hiring us to do major customizations of the software for them. This amounted to huge amounts of work.
One case study of the success of our business because of the help of EZUnsecured.com is that we were approached by one of the users of the FileTrack software, MyMedLab.com. MyMedLab began as a regional lab provider in Missouri in 1993. The company was created to allow consumers to make informed health care choices for themselves and their families. In 2004, their founder, David Clymer, set out to use partnerships with industry leading providers and the power of the Internet to take MyMedLab nationwide.
They asked us if we could give them a bid on developing a new website and developing a proprietary web software package to run their business on, so we did just that and ended up winning the contract. We hired more programmers to work strictly on this project and for the next year spent tens of thousands of hours programming and designing this proprietary application for them. Our business was thriving with projects like these. This project alone was a $400,000+ contract. Fast forward to today.
MyMedLab is a leading online lab testing and free PHR (Personal Health Record) provider. With the help of our work, they have been featured several places including: Prevention Magazine, The Wall Street Journal, Smart Money Magazine, and is featured in the May 2008 Edition of Readers Digest. MyMedLab also has been notified of a probable mention by Dr. Oz on the Oprah Show. We are currently working with MyMedLab to continue to help them lead the consumer driven health revolution, including integration into the new Google and Microsoft Personal Health Records whose user bases are enormous. Beyond MyMedLab, we are becoming one of the most sought after design, development, and marketing agencies in San Antonio, TX. We have 3 patent pending products we will be launching this year, one of which will be receiving several million dollars in venture capital investments by several large corporations. We also have been chosen as the e-commerce integration team for an up and coming credit card company and merchant gateway. With the help of our success, we have also started a new corporation specializing in network security. This company is currently negotiating on several large government security contracts. Currently we are a team of 12 individuals and hope to be a team of 25+ in the next six months. We have tremendously outgrown our 1200sqft downtown office and just signed a lease on an entire floor inside a building in the middle of downtown San Antonio. Thanks to the knowledge and help of the Team at EZUnsecured.com, my business has grown tremendously and will continue to grow every day. If they were able to help my business when they were small, I can only imagine how they can help yours today.
(No Doc, $225,000 Funded)

Client Name: P Keeney Business Name: Paul Keeney, PA Location: Lake Worth, FL
Client Comments: I began working with EZUnsecured to assist me in obtaining some lines of credit for my Business. When I first applied they gave me some recommendations to improve my credit scores. After following their lead I was able to increase my credit scores by almost 80 points. The result was my ability to obtain $100,000 in Approvals that greatly helped me improve my Business. Thank you! (No Doc, $100,000 Funded)

Client Name: Carrie M. Business Name: Blonde Ambition Inc Location: Watkinsville, GA
Client Comments: I wanted to thank you so much for all your help in assisting me with finding loans for my Business. It has been so helpful during this slow period and provided me with working capital I needed to continue to grow my Business. You have been patient, easy to work with, and I will refer you to any of my contacts in need of this type of help. Thanks again! (No Doc, $90,000 Funded)

Client Name: Eduardo G. Business Name: Beautiful Baskets Wholesale Corp Location: Miami, FL
Client Comments: Working with EZUnsecured was a great experience. Within days of applying with them I received approvals from their sources. EZUnsecured worked quickly and efficiently and spent the time necessary to review my file with me and prepare me for the process they took me through to obtain approvals. They definitely know how to prepare you to get unsecured lines of credit and have a thorough knowledge of the credit industry. Within a couple of weeks of first applying I had the monies I needed in my Account so I could quickly meet the needs of my growing Business. I saved a lot of time in using EZUnsecured rather than trying to do something on my own. I recommend EZUnsecured to anyone looking to obtain an unsecured line of credit. (No Doc, $97,000 Funded)

Client Name: Samuel A. Business Name: DBB Enterprises Location: Miami, FL
Client Comments: I went to EZUnsecured to obtain some lines of credit for my Business and the process was convenient and successful. The Underwriting Department was easy to work with and worked hard to get me the lines of credit I needed. I would recommend EZUnsecured to business owners looking for lines of credit. (No Doc, $90,000 Funded)

Client Name: Brian H. Business Name: BH1 Enterprises Location: Nashville, TN
Client Comments: EZUnsecured has been a great help in giving me the opportunity to obtain credit easily and painlessly. Their Team was most helpful. They exposed me to many potential creditors and were able to expedite the financing process while allowing me to have a minimum level of involvement. I strongly recommend EZUnsecured. (No Doc, $81,700 Funded)

Karla- ezunsecured.com
Reno, Nevada
U.S.A.

This report was posted on Ripoff Report on 09/12/2008 07:13 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ezunsecuredcom/reno-nevada-89501/ezunsecuredcom-you-must-read-this-there-are-two-sides-to-every-story-reno-nevada-372442. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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19Consumer
2Employee/Owner

#21 UPDATE EX-employee responds

LOL- Marcio responds, I work for the company- what a crook

AUTHOR: PD Enterprises - (United States of America)

POSTED: Saturday, November 28, 2009

He is the owner people!  He is not just an employee, he and his wife own this company and others.  I have the operating agreement from 05/2008 and he is listed as an actual owner.. He and his Miami company Marcio Garcia Andrade Inc..

 

Don't let this man feed you all of this nonsense.. He is a bad man.  No morals, no scruples and only a one track mind- Getting hold of your hard earned money.

 

Stay away from him and his companies, cause the only thing he can show you is how to drain a bank account dry.

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#20 UPDATE Employee

EZUNSECURED.COM, EZUNSECURED: THE TRUTH ABOUT THESE COMPLAINTS!!!!

AUTHOR: Mandrade - (U.S.A.)

POSTED: Friday, April 17, 2009

I work at EZUnsecured.com and about 10% to 20% of Clients that come to us for Financing disappear after getting funding and never pay us for our work. I wish some for them would come here and post about the hundreds of thousands we got them approved for and they never paid us for. Most if not all of the Complaints you will find online are from Clients who didn't pay us for our work and didn't read their Contracts.

Further, we don't even charge Upfront Fees any more when the Client's Credit Scores are over 700 and we have many happy Clients and are doing very well. If you go to to our Website, you will see Videos of actual Clients who have been funded as well as Press Releases documenting that.

Why do you think we have been around for so long while most of our Competitors have gone broke and disappeared? Yes, it's because we know what we are doing and we get People Approved and Funded. Period and end of story. Some People don't appreciate our work and don't like paying their bills and prefer to go online and file multiple made-up complaints to try to ruin our reputation, but unluckily for them, we are stronger than ever and we are going after them for the money they owe us.

If you are looking for Unsecured Financing and have strong Personal Credit, we can definitely help you, so please CALL US AND LET US SHOW YOU WHAT WE CAN DO FOR YOU before making a decision solely based on these made-up stories and exaggerations from dishonest Customers in our Collections Files.

We are currently starting to screen our Customers to make sure we don't work with any dishonest people who are just trying to use our services and disappear without paying us for our work.

My name is Marcio Andrade and you can call me anytime at 800-201-0001 and I will be more than happy to tell you the Truth about each Complaint in here. Thank you.

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#19 UPDATE Employee

EZUNSECURED.COM, EZUNSECURED: THE TRUTH ABOUT THESE COMPLAINTS!!!!

AUTHOR: Mandrade - (U.S.A.)

POSTED: Friday, April 17, 2009

I work at EZUnsecured.com and about 10% to 20% of Clients that come to us for Financing disappear after getting funding and never pay us for our work. I wish some for them would come here and post about the hundreds of thousands we got them approved for and they never paid us for. Most if not all of the Complaints you will find online are from Clients who didn't pay us for our work and didn't read their Contracts.

Further, we don't even charge Upfront Fees any more when the Client's Credit Scores are over 700 and we have many happy Clients and are doing very well. If you go to to our Website, you will see Videos of actual Clients who have been funded as well as Press Releases documenting that.

Why do you think we have been around for so long while most of our Competitors have gone broke and disappeared? Yes, it's because we know what we are doing and we get People Approved and Funded. Period and end of story. Some People don't appreciate our work and don't like paying their bills and prefer to go online and file multiple made-up complaints to try to ruin our reputation, but unluckily for them, we are stronger than ever and we are going after them for the money they owe us.

If you are looking for Unsecured Financing and have strong Personal Credit, we can definitely help you, so please CALL US AND LET US SHOW YOU WHAT WE CAN DO FOR YOU before making a decision solely based on these made-up stories and exaggerations from dishonest Customers in our Collections Files.

We are currently starting to screen our Customers to make sure we don't work with any dishonest people who are just trying to use our services and disappear without paying us for our work.

My name is Marcio Andrade and you can call me anytime at 800-201-0001 and I will be more than happy to tell you the Truth about each Complaint in here. Thank you.

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#18 UPDATE Employee

EZUNSECURED.COM, EZUNSECURED: THE TRUTH ABOUT THESE COMPLAINTS!!!!

AUTHOR: Mandrade - (U.S.A.)

POSTED: Friday, April 17, 2009

I work at EZUnsecured.com and about 10% to 20% of Clients that come to us for Financing disappear after getting funding and never pay us for our work. I wish some for them would come here and post about the hundreds of thousands we got them approved for and they never paid us for. Most if not all of the Complaints you will find online are from Clients who didn't pay us for our work and didn't read their Contracts.

Further, we don't even charge Upfront Fees any more when the Client's Credit Scores are over 700 and we have many happy Clients and are doing very well. If you go to to our Website, you will see Videos of actual Clients who have been funded as well as Press Releases documenting that.

Why do you think we have been around for so long while most of our Competitors have gone broke and disappeared? Yes, it's because we know what we are doing and we get People Approved and Funded. Period and end of story. Some People don't appreciate our work and don't like paying their bills and prefer to go online and file multiple made-up complaints to try to ruin our reputation, but unluckily for them, we are stronger than ever and we are going after them for the money they owe us.

If you are looking for Unsecured Financing and have strong Personal Credit, we can definitely help you, so please CALL US AND LET US SHOW YOU WHAT WE CAN DO FOR YOU before making a decision solely based on these made-up stories and exaggerations from dishonest Customers in our Collections Files.

We are currently starting to screen our Customers to make sure we don't work with any dishonest people who are just trying to use our services and disappear without paying us for our work.

My name is Marcio Andrade and you can call me anytime at 800-201-0001 and I will be more than happy to tell you the Truth about each Complaint in here. Thank you.

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#17 UPDATE Employee

EZUNSECURED.COM, EZUNSECURED: THE TRUTH ABOUT THESE COMPLAINTS!!!!

AUTHOR: Mandrade - (U.S.A.)

POSTED: Friday, April 17, 2009

I work at EZUnsecured.com and about 10% to 20% of Clients that come to us for Financing disappear after getting funding and never pay us for our work. I wish some for them would come here and post about the hundreds of thousands we got them approved for and they never paid us for. Most if not all of the Complaints you will find online are from Clients who didn't pay us for our work and didn't read their Contracts.

Further, we don't even charge Upfront Fees any more when the Client's Credit Scores are over 700 and we have many happy Clients and are doing very well. If you go to to our Website, you will see Videos of actual Clients who have been funded as well as Press Releases documenting that.

Why do you think we have been around for so long while most of our Competitors have gone broke and disappeared? Yes, it's because we know what we are doing and we get People Approved and Funded. Period and end of story. Some People don't appreciate our work and don't like paying their bills and prefer to go online and file multiple made-up complaints to try to ruin our reputation, but unluckily for them, we are stronger than ever and we are going after them for the money they owe us.

If you are looking for Unsecured Financing and have strong Personal Credit, we can definitely help you, so please CALL US AND LET US SHOW YOU WHAT WE CAN DO FOR YOU before making a decision solely based on these made-up stories and exaggerations from dishonest Customers in our Collections Files.

We are currently starting to screen our Customers to make sure we don't work with any dishonest people who are just trying to use our services and disappear without paying us for our work.

My name is Marcio Andrade and you can call me anytime at 800-201-0001 and I will be more than happy to tell you the Truth about each Complaint in here. Thank you.

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#16 Author of original report

In Response to Cody...

AUTHOR: Karla- Ezunsecured.com - (U.S.A.)

POSTED: Friday, October 24, 2008

Cody
Reno, Nevada
U.S.A.
Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere. A.K. [10/14/2008 2:02:09 PM]

So then,...why do Pamela Diaz's posts say she is from CA. when she actually illegally pulled someone's credit from Miami. And what was the name of the company she pulled it from? 'Very Best Mortgage', owned by a brazillian man named Marcio. The illegal credit pull was through a company called Funding Suite and once they were notified of this illegal activity they froze the account. So then Marcio calls the client he ripped off and says that 'Very Best Mortgage' is actually EZUnsecured.com. He then begs the client to please,....I'll give you back all the money I stole from you if you write a letter saying that I didnt steal. 'I cant pull (illegally) anyone's credit,.....my Commercial lines are also frozen,....Please Don,...I'll do anything if you write a letter'.

Then he calls and says, 'I refunded all of your money' That was on Oct. 14, 2008. A call to the credit card co. confirms that no money was refunded.

Nice try with all your propaganda boys and girls,...but you are lying thieves and everyone you deal with knows.

Good luck hiding from the secret service,....they are close behind right along with the FBI!


Cody,

Pam is from CA..we are not pulling credit illegally because we have permission from our clients to pull credit. Very Best Mortgage is Marcio's company..when he started doing unsecured financing, he did not change the name on the Funding Suite account. What's the big issue with Marcio being from Brazil? The quotes you posted on here from Marcio are lies...you are grasping. Marcio has the recorded conversation with Don. Don OWED us the money we collected for lines he took out while under contract with us. As a courtesy, we refunded his money to resolve the dispute. We have proof that the money has been refunded so you should call your credit card company again! Hmmm.. I didn't know it was possible to hide from the Secret Service or the FBI. We are pretty easy to find. Just give us a call.


And by the way.. these links you put in here are just domain information. What is your point?

http://whois.domaintools.com/jaderockenterprises.com
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.reportcomplaints.com/?p=219
JUST FOLLOW THESE LINKS AND YOU WILL FIND OUT MORE ABOUT THESE CROOKS.

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#15 Author of original report

In Response to John ("Jay")..."There are 2 sides to every story....Your side is the wrong side"

AUTHOR: Karla- Ezunsecured.com - (U.S.A.)

POSTED: Friday, October 24, 2008

Jay
Conshohocken, Pennsylvania
U.S.A.
There are 2 sides to every story....Your side is the wrong side.

John... are you still out of work? Still sulking because you didn't cut it with EZUnsecured.com and were terminated? Don't try to play both sides here, John. Did you cash your paychecks? I can verify that you in fact did... so now that you got paid and got terminated ..now all the sudden you are calling us a scam!! You can post with your true identity now "Jay."

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#14 Author of original report

In Response to "This is all lies,...google any of your testimonials,...they dont exist!"

AUTHOR: Karla- Ezunsecured.com - (U.S.A.)

POSTED: Friday, October 24, 2008

Cody
Reno, Nevada
U.S.A.
This is all lies,...google any of your testimonials,...they dont exist!

Plus what about the fact that the Reno, NV police dept have confirmed that your physical address from your website is a Mailbox USA store who forwards your mail to a Mailbox USA store in Miami? What do you say about that?


No..As a matter of fact our Testimonials are not lies! And how would you even know? What did you do, Google the business name? Not every business in existence (especially small start up businesses) will appear on your Google search. As far as the NV Police confirming that our address was at a Mailbox USA store... well, you went through alot of trouble to find out something we could have told you! We do not hide the fact that we telecommute. Where in the law does it state that in order to run a business you MUST have an office building and all team members must be located inside that office building? Where in the law does it state that you cannot use a mailbox from a Mailbox USA store to receive mail for your business? What do YOU say about that?

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#13 Author of original report

In Response to Cody...Again "WHERE EXACTLY IS YOUR COMPANY LOCATED "

AUTHOR: Karla- Ezunsecured.com - (U.S.A.)

POSTED: Thursday, October 23, 2008

Cody
Reno, Nevada
U.S.A.

KARLA,....I SEE THAT SINCE DON AND I STARTED SHOWING THAT YOU WILL NOT BE ALLOWED TO STEAL WITHOUT CONSEQUENSES YOUR POSTS STOPPED VERY QUICKLY,...BUT SINCE OUR PHONE CONVERSATIONS WHERE YOU BEEGED US TO STOP YOU ARE NOW POSTING AGAIN. DID YOU THINK THAT A PHONE CALL SAYING YOU WOULD GIVE BACK THE MONEY YOU STOLE (WHICH YOU DIDNT GIVE BACK) WOULD TAKE US OFF YOUR TRAIL? NOW WE ARE REALLY GOING TO MAKE SURE THAT YOUR SCAM WILL END WITH YOU IN FEDERAL CUSTODY. AND DONT THINK THAT HIDING IN BRAZIL WILL HELP YOU. THE U.S. SECRET SERVICE HAS JURISTICTION IN BRAZIL,...CHECK IT YOU EVIL, GREEDY, FILTHY, SCAMMING IDIOT THIEF. WE ARE COMING FOR YOU.
YOU ARE GOING TO JAIL RIGHT ALONG WITH PAMELA DIAS AND ESPECIALLY THAT A**HOLE MARCIO ANDRADE.-

Cody,

I am still here. The only reason I have not replied to your new posts is because I don't have quite as much time on my hands as you do. We did not beg you for anything. We have the recorded conversations between Don and Marcio, and there was no begging. Stop exaggerating the story to make yourself feel better. I am not even going to waste my time responding to your ridiculous comments about hiding in Brazil and the Secret Serviceclearly you have quite an imagination, and I will leave it at that. I have worked with many companies in which I did not meet anyone face to faceso your comment that you must meet someone in person to be a real business has no merit. We have plenty of proof and documentation that can be provided in a court of law. No authorities have requested anything from us. We will be happy to provide it to them if they ever do. What does that that tell you- WE HAVE DONE NOTHING WRONG! If we were breaking any laws, the authorities could have and would have contacted us by now. Our contact information remains the same, and is posted right on our website. Pretty simple. The only thing you have proven here, Cody, is that you are a childish, foul mouth, miserable, angry person that has way too much time on your hands. That's all for now CodyYou have yourself a Great Day! : )

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#12 REBUTTAL Individual responds

Don(Cody) Please stop!

AUTHOR: P.diaz - (U.S.A.)

POSTED: Wednesday, October 22, 2008

Don, what is the real issue here? We refunded you yes but not because you did not owe us the money, it was because you failed to sign pg 1 of your contract and then claimed you never signed anything- Clearly your signature is on the credit card authorization and pg 2 of the contract as well. You just did not want to pay what you owed to us, out of fairness and moral ethics we refunded you because we did not have a fully completed contract- Other wise you would not have recieved the refund. Please stop this ridiculous rampage, it's not very becoming of you as an adult and frankly it makes you look rather guilty of failure to pay for your obligations.

Pamela Diaz

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#11 REBUTTAL Individual responds

Who is the "stupid one"??

AUTHOR: P.diaz - (U.S.A.)

POSTED: Wednesday, October 22, 2008

Cody,

I do not know how to react to your posting here, but all I can say is please get an education. Foreign Corporation by definition means a corporation that is not incorporated in the state it's doing business in- Not Foreign as in "Mexico" or "France"- It's a term used to describe a business who is incorporated in another state- " The United States"- Before you post these comments please be sure you are speaking about something in which you know.

We did nothing wrong with you- You were an unqualified person, and I am sorry you feel as though we wronged you in some way, but nothing illegal was done here. Your just an upset person who came to us, signed a contract and then when you we not qualified due to bad credit and other issues have decided to take it out on us this way. Your a sad person to do this kind of thing and clearly not very adult as evidence by your rantings and foul language.

If you continue to post these untrue statements and comments about me personally I may be forced to file a suit against you for defamation and slander. I suggest you choose your words and comments wisley for I have done nothing wrong.

Pamela Diaz

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#10 Consumer Comment

Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere.

AUTHOR: Cody - (U.S.A.)

POSTED: Sunday, October 19, 2008

Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere.
Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere. Even foreign companies can rent a mailbox/address and do business locally in the US.



Well you idiot crook,....if you are a foriegn company then you can't do business "locally" in the US. You are as stupid, and as much as a thief. as Marcio Andrade and Pamela Diaz are. Go F**k yourself you thief.

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#9 Consumer Comment

WHERE EXACTLY IS YOUR COMPANY LOCATED SO I CAN SIGN A CONTRACT IN PERSON?

AUTHOR: Cody - (U.S.A.)

POSTED: Saturday, October 18, 2008

WHY WONT YOU TELL US EXACTLY WHERE YOUR OFFICE IS SO I CAN COME THERE IN PERSON TO DO BUSINESS? ARE YOU AFFRAID OF SOMETHING? LIKE THE FEDS BEING ABLE TO FIND YOU? WHY WONT YOU ANSWER THIS SIMPLE QUESTION?
YOU PEOPLE ARE DEFINATLY A SCAM IF YOU WONT PROVIDE A REAL OFFICE LOCATION. WHY WOULD YOU NOT WANT TO MEET CLIENTS FACE-TO-FACE IF YOU WERE A REAL COMPANY? I PERSONALLY LOVE TO MEET MY CLIENTS FACE-TO-FACE, IT BUILDS CONFIDENCE.
IF YOU CANT ANSWER A SIMPLE QUESTION LIKE "WHERE IS YOUR OFFICE SO I CAN COME VISIT YOU AND MEET YOU AND DO BUSINESS WITH YOU" THEN CLEARLY YOU HAVE SOMETHING TO HIDE.
KARLA,....I SEE THAT SINCE DON AND I STARTED SHOWING THAT YOU WILL NOT BE ALLOWED TO STEAL WITHOUT CONSEQUENSES YOUR POSTS STOPPED VERY QUICKLY,...BUT SINCE OUR PHONE CONVERSATIONS WHERE YOU BEEGED US TO STOP YOU ARE NOW POSTING AGAIN. DID YOU THINK THAT A PHONE CALL SAYING YOU WOULD GIVE BACK THE MONEY YOU STOLE (WHICH YOU DIDNT GIVE BACK) WOULD TAKE US OFF YOUR TRAIL? NOW WE ARE REALLY GOING TO MAKE SURE THAT YOUR SCAM WILL END WITH YOU IN FEDERAL CUSTODY. AND DONT THINK THAT HIDING IN BRAZIL WILL HELP YOU. THE U.S. SECRET SERVICE HAS JURISTICTION IN BRAZIL,...CHECK IT YOU EVIL, GREEDY, FILTHY, SCAMMING IDIOT THIEF. WE ARE COMING FOR YOU.
YOU ARE GOING TO JAIL RIGHT ALONG WITH PAMELA DIAS AND ESPECIALLY THAT A**HOLE MARCIO ANDRADE.

Empresa:
VERY BEST MORTGAGE
Categoria:
Financiamentos - Emprestimos / Mortgages & Loans
Nome:
MARCIOANDRADE
E-mail:
Enviar e-mail para empresa.
Fone:
(954)376-3397
Celular:
(352)219-3970
Cidade:
GOLDEN BEACH
Estado:
Florida

http://www.altahardmoneylending.com/uploads/Application.pdf
this is EZUnsecured.com's Application. Also google SBFS Group and you go right to EZUnsecured.com's website. So Who are they really? Who is ALTA Hard Money Lending?
http://whois.domaintools.com/jaderockenterprises.com
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.reportcomplaints.com/?p=219

AND WHAT IN THE HELL IS THIS????
http://www.villamaniboc.com/ezunsecuredcom-is-your-partner-to-your-new-business.html

IF YOU GOOGLE EARTH THIS,...IS IS A VACANT FIELD IN THE PHILLIPINES,....NOW THATS GOTTA BE A SCAM TOO!!!!!!!!!!!


EZUnsecured.com


(954) 376-3776
(800) 201-0001 (Alt)
(866) 435-0279 (Fax)
(800) 201-0001 (Free)
201 S Biscayne Blvd, 28th Floor,
Miami, FL 33131

www.EZUnsecured.com


Mon 09:00 AM-07:00 PM,
Tue 09:00 AM-07:00 PM,
Wed 09:00 AM-07:00 PM,
Thu 09:00 AM-07:00 PM,
Fri 09:00 AM-07:00 PM Specialties:


Unsecured Business Lines of Credit and Unsecured Business Loans. NO Income Documentation to $350K. Full Documentation to $10 Million. 6%+ APR. Payment Options:

American Express
MasterCard
VISA
Licensed, Insured, Bonded Areas Served:
Nationwide Additional Information:
Unsecured Business Lines of Credit and Unsecured Business Loans. NO Income Documentation to $350K. Full Documentation to $10 Million. 6%+ APR.
In Business Since:

what a bunch of as*holes these people think they are to believe they can keep on stealing from people . F**k off, you are going to jail.

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#8 Consumer Comment

Empresa:

AUTHOR: Cody - (U.S.A.)

POSTED: Saturday, October 18, 2008

Empresa:
VERY BEST MORTGAGE
Categoria:
Financiamentos - Emprestimos / Mortgages & Loans
Nome:
MARCIOANDRADE
E-mail:
Enviar e-mail para empresa.
Fone:
(954)376-3397
Celular:
(352)219-3970
Cidade:
GOLDEN BEACH
Estado:
Florida
http://www.altahardmoneylending.com/uploads/Application.pdf
this is EZUnsecured.com's Application.

Also google SBFS Group and you go right to EZUnsecured.com's website. So Who are they really?

Who is ALTA Hard Money Lending?


http://whois.domaintools.com/jaderockenterprises.com
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.reportcomplaints.com/?p=219



JUST FOLLOW THESE LINKS AND YOU WILL FIND OUT MORE ABOUT THESE CROOKS.

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#7 Consumer Comment

Empresa:

AUTHOR: Cody - (U.S.A.)

POSTED: Saturday, October 18, 2008

Empresa:
VERY BEST MORTGAGE
Categoria:
Financiamentos - Emprestimos / Mortgages & Loans
Nome:
MARCIOANDRADE
E-mail:
Enviar e-mail para empresa.
Fone:
(954)376-3397
Celular:
(352)219-3970
Cidade:
GOLDEN BEACH
Estado:
Florida
http://www.altahardmoneylending.com/uploads/Application.pdf
this is EZUnsecured.com's Application.

Also google SBFS Group and you go right to EZUnsecured.com's website. So Who are they really?

Who is ALTA Hard Money Lending?


http://whois.domaintools.com/jaderockenterprises.com
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.reportcomplaints.com/?p=219



JUST FOLLOW THESE LINKS AND YOU WILL FIND OUT MORE ABOUT THESE CROOKS.

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#6 Consumer Comment

Empresa:

AUTHOR: Cody - (U.S.A.)

POSTED: Saturday, October 18, 2008

Empresa:
VERY BEST MORTGAGE
Categoria:
Financiamentos - Emprestimos / Mortgages & Loans
Nome:
MARCIOANDRADE
E-mail:
Enviar e-mail para empresa.
Fone:
(954)376-3397
Celular:
(352)219-3970
Cidade:
GOLDEN BEACH
Estado:
Florida
http://www.altahardmoneylending.com/uploads/Application.pdf
this is EZUnsecured.com's Application.

Also google SBFS Group and you go right to EZUnsecured.com's website. So Who are they really?

Who is ALTA Hard Money Lending?


http://whois.domaintools.com/jaderockenterprises.com
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.manta.com/coms2/dnbcompany_7l7p5g
http://www.reportcomplaints.com/?p=219



JUST FOLLOW THESE LINKS AND YOU WILL FIND OUT MORE ABOUT THESE CROOKS.

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#5 Consumer Suggestion

Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere. A.K. [10/14/2008 2:02:09 PM]

AUTHOR: Cody - (U.S.A.)

POSTED: Saturday, October 18, 2008

So then,...why do Pamela Diaz's posts say she is from CA. when she actually illegally pulled someone's credit from Miami. And what was the name of the company she pulled it from? "Very Best Mortgage", owned by a brazillian man named Marcio. The illegal credit pull was through a company called Funding Suite and once they were notified of this illegal activity they froze the account. So then Marcio calls the client he ripped off and says that "Very Best Mortgage" is actually EZUnsecured.com. He then begs the client to please,....I'll give you back all the money I stole from you if you write a letter saying that I didnt steal. "I cant pull (illegally) anyone's credit,.....my Commercial lines are also frozen,....Please Don,...I'll do anything if you write a letter".

Then he calls and says, "I refunded all of your money" That was on Oct. 14, 2008. A call to the credit card co. confirms that no money was refunded.

Nice try with all your propaganda boys and girls,...but you are lying thieves and everyone you deal with knows.

Good luck hiding from the secret service,....they are close behind right along with the FBI!

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#4 UPDATE EX-employee responds

There are 2 sides to every story....Your side is the wrong side.

AUTHOR: Jay - (U.S.A.)

POSTED: Friday, October 17, 2008

There are 2 sides to every story....Your side is the wrong side.

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#3 Consumer Comment

Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere.

AUTHOR: A.K. - (U.S.A.)

POSTED: Tuesday, October 14, 2008

Virtual world Mr. Cody, now it's 2008. People can work from anywhere and do business anywhere. Even foreign companies can rent a mailbox/address and do business locally in the US.

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#2 Consumer Comment

This is all lies,...google any of your testimonials,...they dont exist!

AUTHOR: Cody - (U.S.A.)

POSTED: Thursday, October 09, 2008

Plus what about the fact that the Reno, NV police dept have confirmed that your physical address from your website is a Mailbox USA store who forwards your mail to a Mailbox USA store in Miami? What do you say about that?

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#1 Consumer Comment

Now that's more like it!

AUTHOR: F.Germain - (U.S.A.)

POSTED: Tuesday, September 16, 2008

These few testimonials are enlighting for sure. These clients went to this company for assistance and got it! No complaining about refunds or lack of financing options. No complaining about paying in the end. I think if the negative posters would have followed through they too could have been like the people listed here " happy and funded".

I do not know anything about this company except what I have read and what I have gathered on my own, but if I had a business I would definatley go to them for help after seeing all of this!

F.G.
NY,NY

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